Home Buying in 90505 : Questions & Answers

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Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Do both the Buyer and Seller have to sign the same copy of escrow documents or can they sign separate copies and the escrow agent join both together?
I have seen many escrow documents where buyer and seller sign their own distinct copy...why do you ask?
0 votes Share Flag Wed Jun 5, 2013 Home Buying in Torrance
Bruce Blumbe…, Real Estate Pro in Torrance, CA
Bruce Blumberg answered:
Our company won't let us take out our 401K for a down on a new home :( we were so hoping on that:( Now WHAT??? no home
Hi Lilly,

You may want to consider taking a loan on your 401K. Your employer may allow for this. Another option might be to explore other financing options. Maybe an FHA 3.5% loan ... more
0 votes Share Flag Tue Jun 4, 2013 Home Buying in 90505
Bruce Blumbe…, Real Estate Pro in Torrance, CA
Bruce Blumberg answered:
FHA loan for a multiplex
Hi Jon,

The information I have been able to find supports the 85% rule of thumb you mentioned with 15% to cover for vacancies.

Let me know if I can be of further assistance in he ... more
0 votes Share Flag Wed Jan 30, 2013 Home Buying in Torrance
Diana Ritz,…, Real Estate Pro in Torrance, CA
Diana Ritz, 310-999-4380 answered:
Can anyone recommend a good inspector for the Torrance area, who has extra training in roofs and foundations?
The Elite Group Home Inspections 800-494-8998 Just let them know your special requests.
0 votes Share Flag Thu Dec 20, 2012 Home Buying in 90505
Katherine Mu…, Real Estate Pro in Torrance, CA
Katherine Muller answered:
what are the schools like in torrance?
Torrance schools have an excellent reputation. South and West Torrance tend to have the highest scores. For specific schools, check out GreatSchools.com as a guide.
Thanks,
katherine
0 votes Share Flag Thu Nov 14, 2013 Home Buying in Torrance
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Can a mortgage broker pay the appraisal fee for a refi?
I have seen the Appraisal and Credit Report fees paid by the Lender;
This is a competitive business.

However, most Lenders would be to see their clients "invested" and committed in ... more
0 votes Share Flag Thu Dec 13, 2012 Home Buying in Torrance
Jennette Phi…, Real Estate Pro in Torrance, CA
Jennette Phillips answered:
We live in Michigan and want to buy a condo in the South Bay, CA area. Can we rent it out part of the time?
Thats a great question! Yes you can!! There are many people looking for vacation properties they can rent out. Everyone loves being by the beach! I just rented one out for a client in ... more
0 votes Share Flag Thu May 9, 2013 Home Buying in Torrance
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
theren is a posibility of swap with some one a movil home in las v egas i need to move torrance area
Since a mobile home is looked at as private property, as opposed to real estate, you can swap it, sell it, give it away, or trade it much as you would a car.
0 votes Share Flag Mon Aug 27, 2012 Home Buying in Southeast Torrance
Michael Magaw, Real Estate Pro in 90505
Michael Magaw answered:
Where is a good,save place with good schools and low property tax in California state?
You have a lot of good options regarding good schools and good neighborhoods. Before I would worry about property tax, it would help to know what price range you are in and whether you ... more
0 votes Share Flag Sat Aug 25, 2012 Home Buying in Torrance
Jeannette Ba…, Real Estate Pro in Brooklyn, NY
Jeannette Batsikas answered:
What are Buyers waiting for?
I believe it's fear, buying a home or an investment especially for the first time. For a buyer it's like trying to ride a bike when you were eight years old, it was scary but once you g ... more
0 votes Share Flag Thu Sep 13, 2012 Home Buying in Torrance
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
Has Anyone Received A Qualified Lead From This Site?
Hi Kevin,
I have received some quality buyer leads from this site but very few inquiries about my listings. I'm currently working with 4 different buyers who contacted me by viewin ... more
0 votes Share Flag Wed May 23, 2012 Home Buying in Torrance
Deborah  Lon…, Real Estate Pro in Torrance, CA
Deborah London answered:
Are corner lots more desirable for single family homes?
I have met many buyers who prefer their home to not be on a corner because corner homes have traffic on 2 sides. In fact, I have seen many corner homes on a narrow lot so there is a s ... more
0 votes Share Flag Fri Jun 22, 2012 Home Buying in Northeast Torrance
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Does it take both owners (husband & Wife) to sign a listing agreement n California?
simply put If there are 2 owners names on the deed, then both owners need to sign the listing agreement unless you have a court order or power of attorney. if you are getting a divorce ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in Torrance
Oliver Thomp…, Real Estate Pro in Inglewood, CA
Oliver Thompson answered:
I'm the seller, how can I cancel shortsale agreement with my realtor who is stressing me of after signing a contract?
Submit a letter in writing that you wish to cancel your listing agreement to agent and agents broker. That's it. If you have any questions, contact Oliver at 949-436-8418.

Bes ... more
0 votes Share Flag Thu Jun 28, 2012 Home Buying in 90501
Patrick Thies…, Real Estate Pro in Elmhurst, IL
Patrick Thies SFR, CNC answered:
Is it better to have a small amount of a mortgage payment or to pay off your home in full? Is it true that the taxes rise when your house is paid off?
A mortgage on a house doesn't effect the taxes. The taxes are based off the assessed value of the home set by the county assessors office. Paying off the mortgage is just a matte ... more
0 votes Share Flag Fri Jan 7, 2011 Home Buying in 90505
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
When buying a Home there is a 30 day escrow. Is this the same for all kinds of homes including mobile homes?
GREAT QUESTION:

Escrow can vary based on executed sales agreement, if cash purchase, or lender involved HOWEVER the standard is approx. 30 -60 days.

Lynn911 Dallas Realtor & ... more
0 votes Share Flag Sat Apr 9, 2011 Home Buying in 90505
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
How long can a Real-Estate Agent be held accountable?
I would suggest you speak to the agent, to that agent's broker and to an attorney. I would also read all the paperwork carefully to see whether it was ever put in writing. Did you ... more
0 votes Share Flag Thu Nov 18, 2010 Home Buying in 90501
CJ Brasiel, Real Estate Pro in San Jose, CA
CJ Brasiel answered:
I am trying to change real estate agent.
Cloud -

If you are unhappy with your agent, first talk to him and let him know you no longer want to work with him. If there is any issue with the process, ask to meet with his brok ... more
0 votes Share Flag Mon Dec 27, 2010 Home Buying in Torrance
David Poulsen, Real Estate Pro in Petaluma, CA
David Poulsen answered:
Property is REO and they wanted to cancel the agreement and would not extend escrow days any longer. i just noticed the property is back on market.
It is very important to have the loan all ready to go with REOs or else you can run into these troubles.
0 votes Share Flag Sat Nov 13, 2010 Home Buying in Torrance
Pam Crawford, Real Estate Pro in 01562
Pam Crawford answered:
to cancel the escrow, all we need is both seller and buyer's signature to get the earnest money back?
If both buyer and seller agree to terminate the contract, and both agree on the release of deposit back to the buyer, then the escrow agent should release the deposit as instructed by b ... more
0 votes Share Flag Wed Feb 2, 2011 Home Buying in Torrance
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