Foreclosure in 90403 : Questions & Answers

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Heather Paul, Real Estate Pro in Santa Monica, CA
Heather Paul answered:
Can you push a Foreclosere date out?
Yes, they can if they are on top of it, most of the banks will do an extension for the foreclosure REO auction date, ask your agent to push them to do this if they haven't yet. Ultimate ... more
0 votes Share Flag Fri Oct 11, 2013 Foreclosure in 90403
Douglas Lagos, Real Estate Pro in Pacific Palisades, CA
Douglas Lagos answered:
In California, HOA's can't collect unpaid fees from previous owner after foreclosure, and after title changes, correct?
If the condo owner had unpaid HOA fees, and were foreclosed on the home, the HOA can pursue a deficiency judgement through a collector.

Please contact a real estate attorney for mor ... more
0 votes Share Flag Tue Jan 15, 2013 Foreclosure in 90403
Elizabeth So…, Real Estate Pro in Santa Monica, CA
Elizabeth Sorgen answered:
can someone please call me regarding fore closures 424-206-1954?
Tyla,

I do not see anywhere in the MLS a condo 3+3 listed in the $400K range. Maybe the listing was at auction and it's probably gone. I sell foreclosures in Santa Monica and that ... more
0 votes Share Flag Tue Aug 21, 2012 Foreclosure in Mid-City
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Pay HOA fees during short sale of my home or not?
If you can afford the $15, that is one less creditor that will go after you!!! I presume that you are pursuing a short sale instead of foreclosing because you care about your credit. So ... more
0 votes Share Flag Sat Aug 11, 2012 Foreclosure in 90403
Emily S. Kne…, Real Estate Pro in Huntington Beach, CA
Emily S. Knell answered:
Walked away from my house 3 yrs ago and filed BK on it which cleared. It's gone to auction 3 times now BofA wants us to have vacancy ins. Any?
I don't know why the property has 'gone to auction 3 times' without the property reverting back into the banks' own inventory, that sounds odd to me.

If the bank ... more
0 votes Share Flag Sun Sep 11, 2011 Foreclosure in 90403
Richard Schu…, Real Estate Pro in Los Angeles, CA
Richard Schulman answered:
In case of a Strateg Walk Away ,how long should I continue paying the HOA fees. When do I know the lender has taken possession of it so I can stop?
Nothing requires you to continue paying your HOA dues. The lender takes over the property in as little as about 7 months from first missed payment. They will post notices on the door. ... more
0 votes Share Flag Fri Dec 21, 2012 Foreclosure in 90403
Emily S. Kne…, Real Estate Pro in Huntington Beach, CA
Emily S. Knell answered:
filed bankruptcy and walked away from our town home. It has still not gone into forclosure so bank wants us to have vacancy insurance.
If the bank has not yet taken the property back you have the PRIME opportunity to still do a short sale.

Why do you want to have a foreclosure on your record? Even after your BK &am ... more
0 votes Share Flag Wed Aug 10, 2011 Foreclosure in 90403
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
I have not been able to live in my condo for the past 8 mo due to foundation/structuals issues. Ground water/mud enter unit with rain or snow melt.
Wow.

Your HOA is not responsible for your mortgage and HOA dues while your unit is unlivable. In all probability, the HOA insurance will only cover repairs to your unit. However, som ... more
0 votes Share Flag Fri Aug 20, 2010 Foreclosure in 90403
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
we left the condo 18 months before it forclose i did'nt pay my HOA coz we are no longer leaving in that house. now 2 years after forclosure we
See a real estate lawyer.

HOAs and condo associations like to do that. And they're often within their rights to do so. (You were still the owner, and thus were obligated to pay ... more
0 votes Share Flag Sat Mar 26, 2011 Foreclosure in 90403
Bob Movin-On, Real Estate Pro in Hartford, CT
Bob Movin-On answered:
My foreclosure date is March 11, 2010 but we're moving out on February 6.
Sorry you could not work things out with the bank. HOA dues should be the last thing you pay they come after the bank and unless they want to do their own foreclosure and pay the first ... more
0 votes Share Flag Sat Mar 26, 2011 Foreclosure in 90403
Ben Nicolas, Real Estate Pro in Long Beach, CA
Ben Nicolas answered:
DO I HAVE TO CONTINUE PAYING HOME OWNER'S INSURANCE AND ASSOCIATION FEE IF I AM FORECLOSING MY HOUSE?
you are supposed to yes, if you are living there and using community resources it is very unfair to the rest of the homeowners for you to be living there and not paying...
0 votes Share Flag Tue Sep 20, 2011 Foreclosure in 90403
Jodi Summers, Real Estate Pro in Santa Monica, CA
Jodi Summers answered:
Do I have to pay the HOA fees, after foreclosure and after bank has placed property for sale? Who owns condo?
The name on title is the entity that owes the fees.
As the property is already in foreclosure, if the HOA has hired an attorney to collect the unpaid fees, the attorney is able to put ... more
0 votes Share Flag Wed Nov 12, 2014 Foreclosure in 90403
Randy  Romero, Real Estate Pro in San Francisco, CA
Randy Romero answered:
I am living in a rented condo which is in ownership limbo due to a foreclosure the HOA has just asked me to
Are you trying to purchase this condo yourself? I would need more detail on this matter.
0 votes Share Flag Tue Jul 8, 2008 Foreclosure in 90403
Lucas, Home Buyer in Los Angeles, CA
Lucas answered:
Has anyone had any luck getting lists of foreclosed homes inthe westside, including Santa Monica, Westwood,
There really aren't all that many listings for foreclosures in SM.... and those that are decent deals get scooped up by those that see them first, like appraisers, real estate agents, a ... more
0 votes Share Flag Thu Aug 19, 2010 Foreclosure in 90404
Perry Hender…, Real Estate Pro in Austin, TX
Perry Henderson answered:
Is there a way to find a list of potential short sales from mortgage companies?
FORECLOSURE REALITY CHECK.... Seasoned investors who buy foreclosures know the REO manager at the bank and get "off market" deals. They never have to bid or find a place to learn what's ... more
0 votes Share Flag Sat Mar 26, 2011 Foreclosure in 90403
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