Credit Score in 90103 : Questions & Answers

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Carlos Parra…, Real Estate Pro in Monrovia, CA
Carlos Parrague answered:
Limited credit history and mortgage loans
Call:
Sheryl Arndt
760-486-4225
DRE: 01140252
NMLS: 297251
Home Loan Programs Video:
http://youtu.be/MrygA2_8fAY


American Dream Realty
visit me at:


www.Under640FicoSc ... more
0 votes Share Flag Wed Mar 12, 2014 Credit Score in Los Angeles
Risa Liebster, Real Estate Pro in Toluca Lake, CA
Risa Liebster answered:
what credit score is needed to get a home lone?
Jay, These days it appears 740 is what you should shoot for but there are loan products out there that will allow a lower score. Check with a reputable mortgage broker as they can give ... more
0 votes Share Flag Sat Mar 29, 2014 Credit Score in 90047
Linda S. Cef…, Real Estate Pro in Oak Creek, WI
Linda S. Cefalu answered:
My credit score is currently "Weak". Should my husband and I apply for a loan now or wait for my credit score to go up?
Hi Yesenia,

It depends on what you mean by weak. My advice is to talk to friends, family and co-workers who have recently purchased a home and interview several loan officers until ... more
0 votes Share Flag Sun Sep 29, 2013 Credit Score in Los Angeles
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
If you are on title but not on the loan, will your credit be impacted if a notice of default is filed?
If it is not reported to the bureaus then probably not, it all depends on credit reports. However you are still held with financial obligations for taxes and etc.

Lynn911 Dallas Re ... more
0 votes Share Flag Wed May 15, 2013 Credit Score in Los Angeles
Peter Stewart, Real Estate Pro in Los Angeles, CA
Peter Stewart answered:
My husband and I was advised to pay bills that are in collections on our credit to raise our credit score. Will this help or hurt our score?
Well, although I am not a credit expert I don't see how paying bills that are in collections could possibly hurt your credit.
0 votes Share Flag Sun Apr 29, 2012 Credit Score in Los Angeles
Justin Jordan, Other/Just Looking in San Diego, CA
Justin Jordan answered:
I have a 700 fico score owe 47K in credit card debit and am considering a Non-Profit Debt Consolidation company does anyone know of any honest company
I have a friend that used a company in San Diego. I'm not sure the name of the company but the phone number is 760-481-7464. Good luck!
0 votes Share Flag Sun Jul 25, 2010 Credit Score in Los Angeles
Janet Guilba…, Real Estate Pro in Alamo, CA
Janet Guilbault answered:
does late payment to a homeowners assn. affect credit rating?
To my knowledge, homeowners associations do not report to credit bureaus.
0 votes Share Flag Fri Oct 2, 2009 Credit Score in Los Angeles
Sandra, Home Buyer in 80134
Sandra asked:
I have a special assessment of $4,000 that we are suppose to pay in one year. This is a hardship. If I pay it over an 18 mo. period instead of a 12 mo. period will this affect my credit rating? Sandra Edwards, smeshopping@verizon.net
0 votes Share Flag Fri Oct 2, 2009 Credit Score in Los Angeles
Bob McClure-…, Real Estate Pro in Walled Lake, MI
Bob McClure- Real Estate Investing answered:
do i qualify for a home with a credit score of 588?
good evening....categorically, no, it does not put you out of the ballgame....there is more i need to know in order to answer your question....debt ratio, time on the job, etc, etc..i a ... more
0 votes Share Flag Fri May 9, 2014 Credit Score in Los Angeles
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