Financing in 90075 : Questions & Answers

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Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
LOAN HAS NOT BEEN APPROVE
I read your other post about being declined. You need a second opinion on your FHA loan as I believe it can be closed. Contact me if you would like me to take a look for you.
0 votes Share Flag Sun May 5, 2013 Financing in Los Angeles
Ron Escobar,…, Real Estate Pro in 90019
Ron Escobar, Broker answered:
CAN MY LOAN BE APPROVE OR SHOULD I CANCEL PURCHASE?
Try a mortgage banker.. they have access to lots of products... the one I recommend is kent.bascom@nafinc.com usually a FHA DTI goes as high as 47% ... your fico is a little too low bu ... more
0 votes Share Flag Mon Jul 1, 2013 Financing in Los Angeles
Carlos Parra…, Real Estate Pro in Monrovia, CA
Carlos Parrague answered:
How long does a pre-approval last when buying a home?
Approval for what? A loan?
Assuming you have gotten a pre-approval letter, the property appraises at the sale price then the loan may take anywhere from 20 to 60 days for final approv ... more
0 votes Share Flag Tue Apr 2, 2013 Financing in Los Angeles
Carlos Parra…, Real Estate Pro in Monrovia, CA
Carlos Parrague answered:
IS CHADAP ENDING SOON ?
Offers a deferred-payment junior loan of an amount up to three percent (3%) of the purchase price or appraised value, whichever is less. CalHFA's down payment assistance program is desi ... more
0 votes Share Flag Fri Mar 22, 2013 Financing in Los Angeles
Walter. S, Real Estate Pro in Los Angeles, CA
Walter. S answered:
Need VOE only mortgage for riverside San Bernardino counties. 685 Fico, 30% down.
The loan amount will be around $80-100k. No private loans please. Please leave your info i will call you. thank you!
0 votes Share Flag Wed Mar 13, 2013 Financing in Los Angeles
Ron Escobar,…, Real Estate Pro in 90019
Ron Escobar, Broker answered:
Hello, We are obtaining a loan from a lender we actually never want to work with again and they have a disclosure about "servicing" our
Yes. It is typical. It happens to most loans... all the time... you should be able to trust your loan officer, if you do not trust them why are you doing business with them? and vice ... more
0 votes Share Flag Tue Mar 12, 2013 Financing in Los Angeles
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
Anyone know of a lender who can finance on a condo with an HOA in litigation?
If that is the only issue, then I can assist you with that.
0 votes Share Flag Sun Mar 17, 2013 Financing in Los Angeles
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Where can I get a 90% LTV home equity loan in Florida?
May want to try PNC Bank, they are going to 89.9%.
0 votes Share Flag Sun Jun 9, 2013 Financing in 90019
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Is any of the deductible? HUD line 801=$4795. HUD line 802= -6776.25. HUD line 803= -1981.25 is line 801 deductible over the 30 year loan?
Hello Sabuono, Congratulations on your purchase.

You will have many deductions, such as interest, property taxes and mortgage insurance as well as HUD lines from 800 to 811 are all ... more
0 votes Share Flag Sun Feb 17, 2013 Financing in Los Angeles
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Adjustments on rate lock confirmation from Lender
I can't comment on the price adjustments from the lender you are getting your mortgage from because you haven't said who that is.

However what you've been told coincides to the sta ... more
0 votes Share Flag Thu Feb 14, 2013 Financing in Los Angeles
brewinboston, Home Seller in Los Angeles, CA
brewinboston answered:
Escrow delay what to do? Want to cancel at this point tired of excuses.
On top of everything we have cancelled our utilities in order for the transfer to take place this week. I don't know if the buyers have transfered things into their name. The original c ... more
0 votes Share Flag Tue Feb 12, 2013 Financing in Los Angeles
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Hard Money Lender for trustee sales
Yes, I can do them and the refinance too.

http://www.under640ficoscoreloans.com/Pages/ContactSheryl.aspx
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short S ... more
0 votes Share Flag Wed Jun 12, 2013 Financing in 90025
Carlos Parra…, Real Estate Pro in Monrovia, CA
Carlos Parrague answered:
Can I afford to buy?
I think so, it depends on where you want to live, but the best thing to do is go speak to a banker. Have him qualify you to see how much money you can borrow. have you saved any money ... more
0 votes Share Flag Sat Feb 9, 2013 Financing in Los Angeles
Ron Escobar,…, Real Estate Pro in 90019
Ron Escobar, Broker answered:
I filed 7 in 2006 did not reaffirm 1 or 2nd mortgages. stopped paying on second then settled to release the lien sept 2012.
you should be able to do it. As long as your discharge date is more than 2 years ago, and the 2nd was also reconveyed... try fha because your loan to value is high...
0 votes Share Flag Thu May 30, 2013 Financing in 90034
Fred Glick, Real Estate Pro in Los Angeles County, CA
Fred Glick answered:
I'm a real estate broker looking for Mortgage Broker/Lender experienced in Homepath financing...experience = 3 transactions in past 2 months
Hi Tony,

I can help.

Fred Glick

Broker/Owner, Multi-state Licensed Real Estate Brokerage U S Spaces, Inc.
Managing Member, NMLS Certified Mortgage Brokerage U S Loans Mortgage ... more
0 votes Share Flag Tue Jan 29, 2013 Financing in Los Angeles
Charles Dail…, Real Estate Pro in Saint Paul, MN
Charles Dailey answered:
I have a condo is Los Angeles and am looking for an 80/10/10 loan. Value is $350,000 and my loan is for $315,000.Are these available. Credit is 750
Try one loan with single premium financed PMI. See attached web reference.
0 votes Share Flag Mon Jan 28, 2013 Financing in Los Angeles
Brian Byhower, Real Estate Pro in Manhattan Beach, CA
Brian Byhower answered:
legitimate owner/investor financed homes in or around Chatsworth,Los Angeles, California
Well, I'm glad to see he was legitimate. Do you other trivia you want to post?
0 votes Share Flag Mon Jan 28, 2013 Financing in Chatsworth
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Looking for VOE stated income lender, 30% down, 700 Fico
Hello Walter, Here is a link to study that is close. Give me a call. I just emailed you.

http://www.under640ficoscoreloans.com/Pages/StatedIncome.aspx

http://www.under640ficoscor ... more
0 votes Share Flag Sat Feb 2, 2013 Financing in Los Angeles
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Searching for Co-Signer, 6 months then refinance, will also pay $100/mo, negotiable.
You may qualify for FHA Access half percent down payment program with a minimum 580 fico score to qualify if your speaking owner occupied purchase. It only takes a few dozen questions t ... more
0 votes Share Flag Mon Jan 7, 2013 Financing in 90023
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Looking for Portfolio Lender for 2-4 Units non owner occupy for Los Angeles area property. 1/6/2013
Portfolio lenders typically have more stringent LTV guidelines than Fannie/Freddie. Do you have other assets (liquid or real estate) you can collateralize the property with?

I'd rec ... more
0 votes Share Flag Mon Jan 21, 2013 Financing in Los Angeles
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