Foreclosure in 90025 : Questions & Answers

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John Barry, Real Estate Pro in Los Angeles, CA
John Barry answered:
I am currently renting but have been receiving mail about the house being sold via foreclosure. How can I find out if it has been sold or auctioned?
Hi Marvin,

If the property has been foreclosed upon and the title has actually transferred back to the lender, then it would be a matter of public record and the change in ownership ... more
0 votes Share Flag Sat Jan 15, 2011 Foreclosure in Los Angeles
Paris MacIvor, Real Estate Pro in Santa Clarita, CA
Paris MacIvor answered:
I do not think that You are understanding the specifics to my last question?
7-10% bad apples in all industries.
0 votes Share Flag Thu Mar 1, 2012 Foreclosure in Los Angeles
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
In California, if my house is foreclosed on, can the lender then come after me for remainder of loan, attorney fees and/or foreclosure costs?
You should at all costs try and avoid foreclsoure, becuase you are forced to sell, you are a prime candidtae for a short sale, hire an agent who is experience din short sales and make s ... more
0 votes Share Flag Tue Apr 3, 2012 Foreclosure in 90025
Bob Movin-On, Real Estate Pro in Hartford, CT
Bob Movin-On answered:
how can I get to an auction?
Just go with the necessary deposit in certified funds, but if you have not been through this before let me forewarn you now. the likelihood you would win a property at action is slim, t ... more
0 votes Share Flag Mon Nov 1, 2010 Foreclosure in Los Angeles
California H…, Real Estate Pro in Los Angeles County, CA
California Homes & Mortgages answered:
What does buyer do if can't get Seller (foreclosure) signature on 9A Report?
Tough spot you're in.

Try this:
Go to the City yourself and talk to a real person.
(Bring all your escrow papers.)
Get a copy of the last 9A report filed to have in your fi ... more
0 votes Share Flag Mon Oct 25, 2010 Foreclosure in Los Angeles
Desari Jabbar, Real Estate Pro in Atlanta, GA
Desari Jabbar answered:
We are tenants currently renting a home which could be about to face foreclosure. We have asked the owners several times to inform us if the house
Its never a good idea to stop paying your rent without a good reason. And a property that could be "about to face foreclosure" isn't a good enough reason. Check the tax ... more
0 votes Share Flag Mon Dec 20, 2010 Foreclosure in Watts
Gerard Dunn, Real Estate Pro in Potomac, MD
Gerard Dunn answered:
Other than impacting ones credit score, what are the other pros and cons to Short Sale vs. Foreclosure?
Both of these processes will severely impact your credit.

After a short sale - you can be eligible to qualify for a mortgage loan after 2 years.

After a foreclosure - it can take ... more
0 votes Share Flag Tue Oct 19, 2010 Foreclosure in 90025
Alicia Chmie…, Real Estate Pro in Frisco, TX
Alicia Chmielewski answered:
how long take after you make a offer to a house to know if is aproove aor not?
It just depends on how fast your agent forwards the offer to the seller's agent and them to the seller. If the seller is a bank they may wait a certain number of days to see all o ... more
0 votes Share Flag Fri Oct 29, 2010 Foreclosure in Los Angeles
Sara Mehrpou…, Real Estate Pro in Woodland Hills, CA
Sara Mehrpouyan CDPE answered:
Do I still own HOA dues after foreclosure?
Please do not take this as legal advice as I am not an attorney. You should speak with an attorney. However, yes, the HOA can come after you if they choose to (if it was not settled som ... more
0 votes Share Flag Wed Oct 6, 2010 Foreclosure in Los Angeles
Thomas Tolbe…, Real Estate Pro in Savannah, GA
Thomas Tolbert answered:
We are renting a house now and it just went to a short sale. once sold is our lease null and void?
If a buyer purchases a home that has a tenant in place, any existing leases carry over to the new owner. The fact that this is a short sale does not make any leases null and void.
0 votes Share Flag Tue Oct 19, 2010 Foreclosure in Los Angeles
Kevin Olson…, Real Estate Pro in Colorado Springs, CO
Kevin Olson & Jessica Laude answered:
If you have as sell date from the bank on a foreclosure, do you have to be out before the aution date?
Hello Pat,

This varies in each state, and it is best to talk to lenders and agents (talk to a few because some aren't sure) in your area to find out.

Some states are consumer ... more
0 votes Share Flag Wed Sep 22, 2010 Foreclosure in Los Angeles
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
Short Sale and Chapter 7 Bankruptcy, what can the buyer in approved short sale do if the seller decided to file bankruptcy at escrow?
Lis Pendens is a legal term, I am not an attorney, and you have done the right thing by consulting one, however, my understanding of the term is that it notifies the public of pending l ... more
0 votes Share Flag Wed Mar 19, 2014 Foreclosure in 90025
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
Buying a house on the court steps at auction.
After. The auction the banks will secure title. Since, the property is in California a Sheriff will
Come and post a sign to vacate.

Banks may get in touch with the owner directly a ... more
0 votes Share Flag Sat Sep 18, 2010 Foreclosure in Los Angeles
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Re: Foreclosure, would it help to transfer title on the home to a family member?
transferring the property will not help unless the mortgage is paid off by the new buyer obtaining a new mortgage. If you have a source of income, your best bet is to call your bank, as ... more
0 votes Share Flag Tue Oct 12, 2010 Foreclosure in 90017
Paris MacIvor, Real Estate Pro in Santa Clarita, CA
Paris MacIvor answered:
Can anyone tell me how a home auction on the county courthouse steps works? I am in Los Angeles, CA.
You need a cashiers check for the amount you want to spend (your maximum purchase price) - there is a list for the day of the auction that you get when you arrive. Then after you give ... more
0 votes Share Flag Wed Oct 13, 2010 Foreclosure in Los Angeles
Tom Matthews…, Real Estate Pro in Weston, MA
Tom Matthews & Joanne Taranto answered:
Do you know where I can get a "free" list of foreclosure homes for the Los Angeles, CA area that are going up for auction?
Dog Lover:

The only way that I am aware of to get free listings is to go to the local court house and research the listings. Since this is a pain in you know what most services char ... more
0 votes Share Flag Sat Apr 14, 2012 Foreclosure in Los Angeles
Scott Miller…, Real Estate Pro in Boca Raton, FL
Scott Miller - REALTORĀ® answered:
Past HOA dues after foreclosure or short-sale?
Hi Hoa. Why don't you contact the president of the HOA and ask them to rent out your unit starting tomorrow? Ask them to keep all of the monies that are paid for rent and apply t ... more
0 votes Share Flag Wed Sep 29, 2010 Foreclosure in Los Angeles
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
The holder of my 2nd TD for my 11 unit apartment building is foreclosing. What are my options in fighting the foreclosure?
Most options include forebearance if you are behind in payments or a loan modification for extending the term of the mortgage or lowering the interest rate. You should start by contacti ... more
0 votes Share Flag Wed Sep 1, 2010 Foreclosure in Los Angeles
Richard
Richard "RJ" Kas answered:
Would you recommend buying a foreclosed income property that is currently in REAP and what should I watch out for? Thanks
Hello Jon,
If you are a 1st time buyer, I would avoid it, unless you have a trusted contractor or you have extensive renovation skills. You should look at the purchase price, the leas ... more
0 votes Share Flag Wed Sep 1, 2010 Foreclosure in Los Angeles
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
What can an agent in a short-sale do to get more commission after verbal approval by lender and signed counter by seller and buyer?
First thing is verbal acceptance is worthless, you need to get it in writing. Most lenders do not gove a verbal acceptance anyway, the verbal part may be conversation from the banks neg ... more
0 votes Share Flag Tue Apr 3, 2012 Foreclosure in 90025
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