Financing in 90005 : Questions & Answers

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Erik Ibarra, Real Estate Pro in Los Angeles County, CA
Erik Ibarra answered:
s there a 75% purchase loan on a 4 unit NON-Owner occupied for investor ( I have 7 properties) and that's how I make a living off the excess
California Real Estate Broker Services
5624412753 my lender can help
0 votes Share Flag Fri Apr 27, 2012 Financing in Los Angeles
DJ Bonner, Real Estate Pro in 90302
DJ Bonner answered:
Are there any 1st time home buyers program for nurses, with very low closing cost.?
Hello RN11,
There are no specific programs for RN's, but there are a few different programs for 1st home buyers. Please feel free to call or email me directly and we can also disc ... more
0 votes Share Flag Thu Mar 15, 2012 Financing in Los Angeles
Aaron Bellis…, Real Estate Pro in 90036
Aaron Belliston answered:
Where can I get a home equity loan at 90% LTV for an owner occupied home in Southern California?
The best place to check for a line of credit is at your bank where you have a current relationship. These loans come with a personal guarantee and won't be limited to the asset to ... more
0 votes Share Flag Wed May 7, 2014 Financing in 90019
Marty, Home Owner in Los Angeles, CA
Marty asked:
I am looking to refi a rental condo in L.A. County with 0% owner oc. and one owner owns 2 of 3 units. Anyone know a lender?!?! not a bridge loan. 3 unit complex. no owner occupancy. 2 owners, I have one, the other has 2. Current rate is 7.25%
0 votes Share Flag Tue Jan 31, 2012 Financing in Los Angeles
Marilyn Jenne, Real Estate Pro in Los Angeles, CA
Marilyn Jenne answered:
I am looking for a lender(s) who lend less than $60,000 for a condo/PUD are their any out there?
Don't even know whether my recommendation(s) have minimums. But one has an online application. Happy to provide for your reference.
0 votes Share Flag Sat Jan 5, 2013 Financing in Los Angeles
Alain Picard, Real Estate Pro in Puyallup, WA
Alain Picard answered:
What are the rules to know when showing a buyer a condo in terms of financing?
From what I've heard from the people at the bank that I deal with they won't be able to go FHA if more than 50 percent isn't owner occupied and also the HOA dues have to ... more
0 votes Share Flag Mon Feb 6, 2012 Financing in Los Angeles
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
What are the Advantages and disadvantages of Fannie-mae homepath financing?
The big advantage of Homepath is the low down payment. If your client is putting 20% or more down then they would be paying a higher interest rate then a conventional mortgage.
0 votes Share Flag Sun Jan 29, 2012 Financing in Los Angeles
Lee Fruchter, Real Estate Pro in Los Angeles, CA
Lee Fruchter answered:
Approved short sale at $150k. Pending litigation-a former owner is suing HOA for non-performance. Need a lender . Putting 25% down.
It is difficult to get a loan if the HOA is getting sued. You will have a problem getting a loan even if you are putting 25% down. Most lenders do not want a lend when pending litigat ... more
0 votes Share Flag Sun Aug 12, 2012 Financing in Los Angeles
Deborah Garv…, Real Estate Pro in San Diego County, CA
Deborah Garvin answered:
Does VOE Loan Program still available?
I am assuming you are referring to a no income/asset loan (having never heard of a VOE loan program...in the industry, a VOE is a verification of employment). If my assessment is corre ... more
0 votes Share Flag Sun Jan 15, 2012 Financing in Los Angeles
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
How does buying a mortgage note work?
Buying a mortgage note means you take ownership of a mortgage and you receive the interest income from the mortgage and of course you have to deal with it if the borrower stops paying.
0 votes Share Flag Wed Jul 9, 2014 Financing in Los Angeles
Lee Fruchter, Real Estate Pro in Los Angeles, CA
Lee Fruchter answered:
We're in the middle of escrow in Los Angeles & can't get loan due to student debt in forbearance. Any rec for physician loan programs?
It is my understanding that all banks will count your student loans debt into your debt to income ratio. It affects your income, and they want to make sure you will be able to pay the ... more
0 votes Share Flag Thu Jan 12, 2012 Financing in Los Angeles
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
Any lender can do 35-40% down voe only or no document loan for riverside county.?
I do not not know any lenders who will do a no doc. Everyone wants to see 1040s for 2 years. You can do an asset loan if you have investments. No income based just value of assets.
0 votes Share Flag Mon Aug 27, 2012 Financing in Los Angeles
Lee Fruchter, Real Estate Pro in Los Angeles, CA
Lee Fruchter answered:
My 30 day loan lock has expired. Can I get my loan rewritten to take advantage of repricing for the better?
After it expires you can ask for change in terms. You need to talk to your loan officer and make that request.
0 votes Share Flag Thu Jan 5, 2012 Financing in Los Angeles
LUXURY HOME…, Real Estate Pro in El Segundo, CA
LUXURY HOME LOANS CA answered:
I need financing to purchase home and adjacent land in one loan. Email me direct.Fernando Llandpro@southerncalland.com
Fernando- This will be hard to do. What you are seeking is a cross-collateralized property loan. Most lenders will only lend on one APN. Additional APNs would need to have a separate lo ... more
0 votes Share Flag Thu Dec 22, 2011 Financing in Los Angeles
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Quick Claim deed for spouse while going through a divorce
Your attorney can best advise, consider another consultation....
0 votes Share Flag Thu Nov 10, 2011 Financing in Los Angeles
Edyta Gryc -…, Real Estate Pro in Hoffman Estates, IL
Edyta Gryc - Broker Associate answered:
Is this condo FHA/VA approved? 962 South GRAMERCY Dr #305 Los Angeles, CA 90019
Link to FHA approved condos: https://entp.hud.gov/idapp/html/condlook.cfm
Link to VA approved condos: https://vip.vba.va.gov/portal/VBAH/VBAHome/condopudsearch
0 votes Share Flag Thu Nov 10, 2011 Financing in Los Angeles
Erik Bottema, Real Estate Pro in Glendale, CA
Erik Bottema answered:
I have a first mortgage of 40,000 @ 5.875 % with about 54 months left and a heloc of 59,000 @ 2.99%. I would like to pay off the first with the heloc
Hey-

There are different schools of thought on this. Many feel better to pay loans off but many also feel that its not smart since you lose the tax benefits or writing your mortgage ... more
0 votes Share Flag Sun Oct 30, 2011 Financing in 90039
Richard
Richard "RJ" Kas answered:
Anyone know of a lender that has exp in lending to Australian Non Resident Alien in LA? I have 30% dep for $700k home & high income ($100k ).
I have several references. Give me a call and I would be happy to both refer and assist you in finding your next home.
0 votes Share Flag Wed Jan 30, 2013 Financing in Los Angeles
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Would the commsiion percentage for an office space triple net lease typically be higher than the commission for a full service gross lease?
Commissions are always negotiable between you and your agent, there are no set standards...
0 votes Share Flag Thu Sep 15, 2011 Financing in Los Angeles
Tahereh J Si…, Real Estate Pro in Los Angeles, CA
Tahereh J Simino answered:
need a homepath expert in Los Angeles...90026, 90027, 90039, 90041, 90042
Dear Rudy,
I'm a realtor and I'm working with Nelson Shelton and associates.
Please call me at 310-422-9970 I can help you to find the right property today.
0 votes Share Flag Wed Sep 14, 2011 Financing in 90026
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