Hi Barbielyn, call me I work closely with several AWESOME lenders that have some awesome programs out there. If your credit was just pulled there may be a simple task you can do to pull the score up just a little if we need too. I look forward to hearing from you and working with you on your new home venture. You can also begin your home search at www.FraserPropertiesLV.com
Epro SFR, CDPE
Keller Williams Realty, The Market Place 1
1333 N. Buffalo Dr. #270
Las Vegas, NV 89128
It is very possible. FHA requires a minimum of 620 credit score. And there is a new program from wellsfargo that is supposed to allow a minimum of 575 credit score. Call me in the morning and I can help you further with
Realtor, Realty One Group
B.S. Marketing with 20 years of business and marketing experience
Please be more specific describing what you would like to know, and I'd be happy to help you and your clients. I have a mortgage license and many years of experience.. All conventional and FHA loan programs are FICO driven nowadays.
Check with a highly rated Wells Fargo office. Most lenders are restricted to a minimum 620 credit score, Wells can go to 600. Some lenders will tell you they can do a 580, at least they do here, but when you check the terms I could not recommend that my buyer go that route. Stay away from debt and see if the lender will help with credit repair suggestions, that will raise your score and maybe quick enough to take advantage of the current low interest rates.... more
If you're spouse is not on the deed or mortgage, it shouldn't affect their credit. However, if you are co-mingled on other loans or credit cards, it may come up. Let me check with my lender partner and get back to you to confirm. Give me a call or email me direct.
Rosen & Company West