Home Buying in 84107 : Questions & Answers

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Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
What loan options are there for a 1st time home buyer with no credit history established yet? Will be working to establish, what options until then?
Unfortunately, there aren't any options. Any buyer NEEDS to have a good credit score & history. Even a co-signer situation won't work as BOTH need to qualify. Their best ... more
0 votes Share Flag Wed Apr 22, 2015 Home Buying in Salt Lake City
Jaren Larsen,  in Lehi, UT
Jaren Larsen answered:
I have 'Stayed and Paid"on my home for 2 years after my bankruptcy. I've been pre-approved for a new loan on top of current. Can I buy?
Have you considered selling the current home instead of renting it? If you just
0 votes Share Flag Wed Feb 8, 2012 Home Buying in Salt Lake City
Lara McHenry, Real Estate Pro in Spokane, WA
Lara McHenry answered:
Rather than asking for a lower price on a house, is it typical to ask for cash from the sellers proceeds for upgrades and needed repairs to the home?
You might want to speak with a lender about the FHA 203k loan program is the Department's primary program for the rehabilitation and repair of single family properties. Basically a ... more
0 votes Share Flag Fri Feb 3, 2012 Home Buying in 84102
Terry Farnsw…, Real Estate Pro in Lisle, IL
Terry Farnsworth answered:
Is there a way to find how much a home sold for?
DJ -

Absolutely. A good place to start is your local assessors office. Try an online search for the particular county, or township, where the property is located.

You can search ... more
0 votes Share Flag Mon May 21, 2012 Home Buying in Salt Lake City
Phil Rotondo, Real Estate Pro in Melbourne, FL
Phil Rotondo answered:
I just need to find one more investor friendly realtor. Is that you? Please let me know.
Purchasing 8-10 mil in 2 years.
Listing and selling properties.
Leads which you can't handle.
0 votes Share Flag Tue Oct 25, 2011 Home Buying in Salt Lake City
John Juarez, Real Estate Pro in Fremont, CA
John Juarez answered:
We have just recieved an approved price on a short sale we are interested in, but now the seller wants us to stay in the home 30 days after closing?!?
I suspect from the bad advice that you are getting that you are using the sellers agent as your agent. The advice of the agent is only benefitting the seller and is not in your best int ... more
0 votes Share Flag Wed Nov 30, 2011 Home Buying in Salt Lake City
Justin Handt, Real Estate Pro in Forest Lake, MN
Justin Handt answered:
Is $200 earnest money OK on a $200k offer?
the normal is 1percent of purchase price
0 votes Share Flag Thu Feb 2, 2012 Home Buying in Salt Lake City
Clint Carter, Real Estate Pro in Salt Lake City, UT
Clint Carter answered:
I teach at a Charter school in Salt Lake City, I am interested in buying a home through the GNND program.
Hi there, this is a great program if you qualify. Please go to this website http://www.hud.gov/offices/hsg/sfh/reo/goodn/gnndabot.cfm
Feel free to call me with questions.

Clint Cart ... more
0 votes Share Flag Tue Mar 22, 2011 Home Buying in Salt Lake City
Marge Bennett, Real Estate Pro in Fort Myers, FL
Marge Bennett answered:
What are the risks & costs involved in buying by owner finance?
as long as your mortgage is the only one, I don't see any big risk. the problem would be if the seller still had a mortgage and didn't tell his mortgage company he was selling ... more
0 votes Share Flag Tue Jul 26, 2011 Home Buying in Salt Lake City
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Does my 7500 tax credit need to be repaid in the case of foreclosure?
Consider consulting with your tax professional and or attorney, regarding IRS codes--he/she can best advise as it relates to the specific situation.
0 votes Share Flag Thu Oct 28, 2010 Home Buying in Salt Lake City
Ruth and Per…, Real Estate Pro in Los Gatos, CA
Ruth and Perry Mistry answered:
what are the capital gains taxes in Utah?

check the above web site out.

Good luck.
0 votes Share Flag Sun Oct 17, 2010 Home Buying in East Central
Richard "RJ" Kas answered:
Is it possible to call a Bank of America real estate officer directly to check on the status of a short sale offer?
Just be prepared that you may be waiting a while for a shortsale. As a shortsale buyer, you need to be patient... however, since you said it is B of A, then more than likely ... more
0 votes Share Flag Mon Mar 28, 2011 Home Buying in Salt Lake City
Richard Reid, Real Estate Pro in Decatur, GA
Richard Reid answered:
Our loan was sent to underwriting without bank statements or a VOD. Does this happen often? Will underwriting request them? The processor said
It will depend on the banks standards, and the underwriter that processes your loan. Each underwriter makes their own decision for a number of loan components. Their work is audited, ... more
0 votes Share Flag Thu Aug 5, 2010 Home Buying in Salt Lake City
Dan Walker, Real Estate Pro in Holladay, UT
Dan Walker answered:
Short sale contracts and tax credits.
Subject to bank approval or third party approval is simply another contingency in the contract, just like the due diligence condition or appraisal and/or financing condition. The contra ... more
0 votes Share Flag Thu Jun 3, 2010 Home Buying in Salt Lake City
Kevin Muhles…, Real Estate Pro in Alpine, UT
Kevin Muhlestein answered:
Should I buy a 4-plex with a co-signer and manage the unit, pay rent, etc. and still split the profits 50/50?
I would probably work your butt off in finding a new co-signer. Odds are you can find someone that will do it without taking that much of the profits. Or I would find a new property whe ... more
0 votes Share Flag Sun Apr 25, 2010 Home Buying in Salt Lake City
Harward Adam, Real Estate Pro in Provo, UT
Harward Adam answered:
Advice again please.... if last-minute backing out of a contract is possible, how can I make up for failed sales to the agents involved?
You don't owe them anything. If it were me and the sale fell through and you used me as your agent on the condo you referred to I think that would be sufficient. Agents work on c ... more
0 votes Share Flag Fri Aug 8, 2014 Home Buying in 84121
Todd Anderson, Real Estate Pro in Park City, UT
Todd Anderson answered:
Cancel out a week before closing?
If you are willing to walk away from your earnest money and that makes more financial sense than purchasing the home, then yes, you should walk away. Make sure that you and an attorney ... more
0 votes Share Flag Wed Oct 1, 2014 Home Buying in 84121
oknothere, Real Estate Pro in salt lake city, UT
oknothere answered:
How much does it cost to demolish a home in Salt Lake City? And what is the average cost per sq ft for a new home in Salt Lake City, (holladay) UT?
Demolition costs can vary greatly depending on what you want to have done. I have seen prices for demo and haul-away range from around $10,000 to $50,000+. They best thing to do would ... more
0 votes Share Flag Wed Sep 23, 2009 Home Buying in 84109
Jeri McKendr…,  in Salt Lake City, UT
Jeri McKendrick answered:
I'm looking for foreclosure houses in this zip 84102. If you got a list handy you can fax it to 801-585-0677
Do you invest in properties in this general area?
0 votes Share Flag Mon Feb 8, 2010 Home Buying in 84102
Guy Adair, Real Estate Pro in Hooper, UT
Guy Adair answered:
Let's say I bought a house as a shortsale. Can I refinance within a month of buying the house to get some?
Typically you will have to wait up to 6 months before a lender will consider a refinance. I have seen some lenders do a refinance in as little as 3 months but it depends on the lender. ... more
0 votes Share Flag Wed Apr 15, 2009 Home Buying in Salt Lake City
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