80209 : Questions & Answers

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kristen, Real Estate Pro in Denver, CO
kristen answered:
Is there a penalty for paying of a mortgage early? If so, why?
yes, if there is a prepayment penalty. Why do they do this?? Because they don't make money on the money they lend if you pay it off right away. They'll nearly non-existent now but doubl ... more
0 votes Share Flag Tue Jun 11, 2013 Financing in Denver
Kasha Songer, Real Estate Pro in Denver, CO
Kasha Songer answered:
Do anyone know of what plans there are for future businesses in the Green Valley Ranch area. I heard they were planning a Mall but that is just rumor?
Oakwood Homes is building a new active adult community, that's the only news I've heard.
0 votes Share Flag Sat Apr 5, 2014 Home Buying in Green Valley Ranch
Julie Reddin…, Real Estate Pro in Highlands Ranch, CO
Julie Reddington answered:
How much in upgrades before pricing out of the neighborhood?
Hello
It is very difficult to give an exact amount. It is certainly true that all houses have a maximum limit, that to go beyond would be very to get your money back. Different people' ... more
0 votes Share Flag Tue Apr 30, 2013 Home Buying in Denver
Chad Bergman, Real Estate Pro in Denver, CO
Chad Bergman answered:
Can anyone recommend a good mortgage broker in Denver, that participates in the VA Lender Appraisal Process Program (LAPP)?
Hello. Our company is a Local Mortgage Banker and I might be able to help. My contact info is below.

Chad Bergman, CML
Sr. Mortgage Banker
Pinnacle Mortgage Group, Inc.
Direct ... more
0 votes Share Flag Tue Apr 2, 2013 Financing in Denver
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Denied VA Loan, due to the lack of open credit lines.
Hi Nick,

We will allow borrowers with no credit scores and those who have a "thin" credit history to qualify for VA financing by manually underwriting the loan and using non-traditio ... more
0 votes Share Flag Fri Sep 27, 2013 Financing in Denver
Jeff Moore, Real Estate Pro in Denver, CO
Jeff Moore answered:
Does anybody know of a lender that will finance a condominium purchase where the H.O.A. does not have 10% reserves in their account AND there are 12?
Yes! It's really hard for lenders but I have one and he is great! You'll have to call or email me. I have closed a number of condos like this. 303.589.4591 jeff@bluesky-home.c ... more
0 votes Share Flag Sat Mar 23, 2013 Home Buying in 80226
Brenda Miller, Real Estate Pro in Broken Arrow, OK
Brenda Miller answered:
What do you need to know when buying a home with a septic tank for the first time?
When buying a home with a septic system, it is always important to have the system inspected. If at all possible, find out what company has been servicing the system and then obtain th ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Denver
Stacy Neir, Real Estate Pro in Denver, CO
Stacy Neir answered:
How good is Denver's tap water?
It's simply delicious! Seriously. I was concerned when I had my daughter that I shouldn't ever give her water from the tap but I did a lot of research on line and it says that Denver h ... more
0 votes Share Flag Wed Sep 17, 2014 Home Buying in Denver
Jeff Moore, Real Estate Pro in Denver, CO
Jeff Moore answered:
What can an agent do that a home buyer cannot do for themselves?
The home buying process can be long and stressful and right now its war in the market. Good properties are gone the same day they come on the market. So a good agent will know those pro ... more
0 votes Share Flag Tue Nov 19, 2013 Home Buying in Denver
Jeff Moore, Real Estate Pro in Denver, CO
Jeff Moore answered:
How do you determine when it's not a good time to buy?
That's an interesting question and I think it's different for everyone. Economically speaking I don't think it's smart to buy when interest rates are high and rentin ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in Denver
Kim Davis, Real Estate Pro in Denver, CO
Kim Davis answered:
Young couple looking to move to GVR/Gateway area around March/April: Should we buy or lease?
Call me... I will have two listings later this spring coming on the market in GVR. Buying is by far the smartest method in Denver. Rents are astronomical and mortgage payments with the ... more
0 votes Share Flag Sat Feb 23, 2013 Home Buying in Green Valley Ranch
Ryan Fagin, Real Estate Pro in Denver, CO
Ryan Fagin answered:
How is Denver market for Lease Purchase contract?
The answer to your question is really contingent on the exact amount you need per month to be satisfied with the investment. Because it is sitting empty, you are taking a significantly ... more
0 votes Share Flag Fri Feb 22, 2013 Market Conditions in Denver
Rodolfo Canon, Real Estate Pro in Denver, CO
Rodolfo Canon answered:
Average price per square foot for bungalow on wash park
The Price per square foot of a bungalow under 1200 SqFt in Washington Park runs between $259 and $565, depending on the condition. There is wide variation in the price per square foot b ... more
0 votes Share Flag Thu Aug 1, 2013 Market Conditions in Cherry Creek
Nancy F Shar…, Real Estate Pro in Denver, CO
Nancy F Sharpe answered:
I am renting my town home, do I need to give my tenants a tax form? What form is that?
You should get legal and accounting advice from those professionals. This is not in the realm of what a Realtor should be advising. Good luck. Nancy F. Sharpe, Sharpe Associates ... more
0 votes Share Flag Thu Feb 21, 2013 Rental Basics in 80201
Sam Barnes Ii, Real Estate Pro in Denver, CO
Sam Barnes Ii answered:
Live/work rentals in Denver
There are a lot of great opportunities. Have you pin pointed the area you want to be in? Of course there is Downtown Denver, but there are several other locations that might be a great ... more
0 votes Share Flag Tue Feb 19, 2013 Rentals in Denver
Nina Kuhl, Real Estate Pro in Denver, CO
Nina Kuhl answered:
Does a "15 day first look" for Homepath properties mean you are required to use a Homepath loan?
The first 15 days means that it is eligible for homeowner occupied. Investors (non-homeowner occupied) can bid after this first 15 day period. You can use your own financing but sometim ... more
0 votes Share Flag Sat Feb 9, 2013 Financing in Denver
Sean M. Doug…, Real Estate Pro in 80521
Sean M. Dougherty answered:
Are there smart meters that allow roommates to pay for the power they use, instead of equally splitting the whole bill?
None that I know of. You will just need to work it out using your best guess. Best of luck
0 votes Share Flag Fri Feb 22, 2013 Rentals in Denver
Patrick Murr…, Real Estate Pro in 80211
Patrick Murray answered:
I had to short sale my home in WA state do to my job transferring me to Colorado. The sale just closed, can I buy a home soon?
Hi Tim,

You will have to wait 3 years until you can qualify to purchase another home. That is for FHA. Not 100% sure for conventional loan.
0 votes Share Flag Thu May 22, 2014 Home Buying in Denver
Ethan Besser, Real Estate Pro in 80111
Ethan Besser answered:
What are some ways to negotiate down the purchase price of a home?
Using a qualified real estate professional is your best bet!
0 votes Share Flag Sun Feb 10, 2013 Home Buying in Denver
John Juarez, Real Estate Pro in Newark, CA
John Juarez answered:
Is it legal for a landlord to increase the rent just because a propsecitve tenant could afford it?
The owner/landlord can ask whatever rent that he wants for his property subject to possible rent control or other specific laws that control rents. Do you have to agree to the amount? O ... more
0 votes Share Flag Tue Apr 16, 2013 Rentals in Denver
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