78641 : Questions & Answers

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Don Groff, Real Estate Pro in Cedar Park, TX
Don Groff answered:
690 & a score of 545 What programs are out there?
Hello Mrs. Baez,

Find a lender who will work with you both. You do not have any options with a 545 mid score and if you are serious about buying a home you need to focus on getting ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in 78641
Carla Pennin…, Real Estate Pro in Georgetown, TX
Carla Pennington, Realtor(R) answered:
my credit score is 603. Made over 75k last year. 1st time buyer with VA eligibility. Have COE. Is buying possible or no?
A lender can answer this question the best, but my understanding is you need a minimum of 640 credit score. You aren't far away! My advice would be to concentrate on getting that up, ... more
0 votes Share Flag Mon Apr 1, 2013 Home Buying in Leander
Jason Martin…, Real Estate Pro in Leander, TX
Jason Martinez answered:
how many mile to lakeline mall?
Just over nine miles to get to lakeline mall from this property it takes about 20 min.
0 votes Share Flag Wed Mar 27, 2013 Traffic & Public Transportation in Leander
Barbara Coker, Real Estate Pro in San Antonio, TX
Barbara Coker answered:
Why don't Short Sale Lenders respond more quickly if it is a Cash Transaction?
They still have the same number of investors and possibly PMI companies to secure an approval from for this less-than-full amount due, no matter if there is a cash offer or loan involv ... more
0 votes Share Flag Tue Sep 23, 2014 Home Buying in 78645
Don Groff, Real Estate Pro in Cedar Park, TX
Don Groff answered:
USDA redistricting (Proper word for it?) in March, How can I tell if it will effect me?
Hello Amanda,

It's hard to say for sure. I would need to know the exact location of where you were looking to build and I could check with USDA for sure. If you cannot go the USDA ... more
0 votes Share Flag Mon Jan 21, 2013 Home Buying in Leander
David Drayer, Real Estate Pro in Austin, TX
David Drayer answered:
USDA approved home listings?
Hi Amanda,
Call me when you can and we can make a plan to go view USDA approved homes.
Congratulations,
Dave Drayer
512-743-8685
0 votes Share Flag Tue Jun 10, 2014 Home Buying in Leander
Jason Martin…, Real Estate Pro in Leander, TX
Jason Martinez answered:
Lender for moblie home and land midland,tx
Hello, I have several resources for you however a few more details would help get the best information. If you intend to purchase a new mobile home, the seller can often attach a mortga ... more
0 votes Share Flag Fri Apr 26, 2013 Home Buying in Leander
Jason Martin…, Real Estate Pro in Leander, TX
Jason Martinez answered:
home with 1 to 2 acres
Hi Toni, how can I help you?
0 votes Share Flag Sun Nov 4, 2012 Home Buying in Leander
Carla Pennin…, Real Estate Pro in Georgetown, TX
Carla Pennington, Realtor(R) answered:
Fraudulent rental listings are being posted with currently listed Properties on Trulia. There are no safeguards to insure the public against this.
With every listing I take, I create a Google alert for the address and a separate one for the street. If it gets published anyplace, I know about it.
0 votes Share Flag Fri Aug 2, 2013 Rentals in Leander
Carla Pennin…, Real Estate Pro in Georgetown, TX
Carla Pennington, Realtor(R) answered:
my credit score is 631 , i have annual salary of $44,600, can give 6 to 10% down would i qualify for a loan?
You probably can get a mortgage. You are certainly very close on the credit score. I would be happy to work with you and help you get with a lender to get the definitive answer. I se ... more
0 votes Share Flag Mon Oct 28, 2013 Home Buying in Leander
Carla Pennin…, Real Estate Pro in Georgetown, TX
Carla Pennington, Realtor(R) answered:
my credit scores are 660, 563,598, i have annual salary of 89,000, can give 6 to 10% down would i qualify for a loan?
Definitely a lender question. That seems like a wide range of scores to me, so I'll be watching to see what the lenders are saying. If you need to talk to a lender in person, I or oth ... more
0 votes Share Flag Sun Sep 1, 2013 Home Buying in Leander
Jason Martin…, Real Estate Pro in Leander, TX
Jason Martinez answered:
can i get a home loan whether traditional or fha with a credit score of 580, 560 and 630 and an annual income of $120,000?
Hi Davlo, speaking with a lender is the best way to determine your eligibility. Often there are little things on your credit report that can be remedied fairly easily. If you would like ... more
0 votes Share Flag Wed Jul 31, 2013 Home Buying in Leander
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
re Public records and pricing differences
Let's look at your questions:

An investment company purchased the home four years ago for 56k. Some nice interior improvements were made and it went back on the market 18 months ago ... more
0 votes Share Flag Sat Apr 19, 2014 Financing in Leander
EdithJasser…, Real Estate Pro in 60093
EdithJasser YourRealtor4Life answered:
What trait do you most want to find in your Realtor?
Well, I am not sure if you are a Realtor or a buyer / seller, but it does not matter.

I always tell my potential clients that they should select their Realtor as carefully and with ... more
0 votes Share Flag Thu May 24, 2012 Home Selling in 78645
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
Received a notice about requesting a zip code boundary realignment from 78641 to 78613. If approved, would this affect our property tax??
I doubt it, but I guess it could happen.
The problem is the taxing authority will not reveal what methods they use to determine your value.

Being in 90210 for example in LA might ad ... more
0 votes Share Flag Mon Apr 30, 2012 General Area in 78641
David Longor…, Renter in Leander, TX
David Longoria answered:
I have an income of 110,00K, credit score of around 600, can i get a fha loan?
Also needed to add that i could put 20% down on a loan of 180K
0 votes Share Flag Mon Apr 30, 2012 Home Buying in Leander
Stuart McWil…, Real Estate Pro in Lakeway, TX
Stuart McWilliams answered:
Thinking of selling my home in Leander. 1612 sq ft. built in 85'. I owe 110k. What would it cost? I don't have the funds to cover
If you would like to email me your property address I would be glad to run a CMA to determine market value of your home and give you a better idea of what the closing costs will be. St ... more
0 votes Share Flag Tue Jul 29, 2014 Home Selling in Leander
Alain Picard, Real Estate Pro in Puyallup, WA
Alain Picard answered:
USDA Guarantee Loan requirements; Owner Occupied -- what proof do you need to show the bank? Relocating to Leander from California.
You may need to sign a form from the bank that you intend to occupy the property.
0 votes Share Flag Fri Apr 6, 2012 Home Buying in Leander
Michael Robe…, Real Estate Pro in Travis County, TX
Michael Roberts answered:
We are looking to buy a house in Leander, Tx. Now we are wondering if 2ac lot is big enough for water well and septic--or is this likely to be a prob?
Margaret,

I specialize in the Leander area. 2acres is plenty big enough to support a well and septic. I fact most lots you find in Leander will require both. Let me know how I can ... more
0 votes Share Flag Sun Apr 27, 2014 Home Buying in Leander
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
Hi, I want find a mortgage agent in Austin area and get advice in my situation.
Victor,

If you will send me an email I can send you a couple of names of people I think might can help you.
0 votes Share Flag Sat Apr 19, 2014 Financing in 78641
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