Financing in 78253 : Questions & Answers

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Kay Kirby, Real Estate Pro in San Antonio, TX
Kay Kirby answered:
My wife has a high enough credit score for the FHA loan but I have a thin file of credit due to being an immigrant. Can we still get a home loan?
If your wife can qualify with a good credit score and has good income by herself she should be able to qualify by herself, but if she needs help with the income part you should be able ... more
0 votes Share Flag Mon May 13, 2013 Financing in 78237
Jon Nichols, Real Estate Pro in San Antonio, TX
Jon Nichols answered:
Is it possible to obtain Conventional home loan if current FHA home is used as rental?
Yes, it is possible provided your debt to income ratios are acceptable. How much do you owe on the current FHA property and what is that home valued at? Are you just moving out or hav ... more
0 votes Share Flag Thu Apr 11, 2013 Financing in San Antonio
Johnny E Wil…, Real Estate Pro in San Antonio, TX
Johnny E Williams answered:
Are there any lenders familiar with the TMP 79/MCC program offered through the Texas Department of housing?
I have several lenders I work with who walk my clients through the entire process.

Here's a link http://sahomestx.com/prequalify just let me know when you send him your info or let m ... more
0 votes Share Flag Wed Apr 10, 2013 Financing in San Antonio
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Hard Money or Private Money ... where do I find it?
You can find hard money lenders at your local REIA (real estate investment club). Go to http://www.creonline.com and find the ones near you.

You can find some private lenders the sam ... more
0 votes Share Flag Mon Apr 8, 2013 Financing in San Antonio
Priscilla Al…, Real Estate Pro in San Antonio, TX
Priscilla Allen answered:
How soon we can get home equity loan in Texas after purchase of primary residence?
It has to be 12 months before you can apply for a home equity loan. So, you will need to wait until next year. But, it sounds like you got a great deal! Priscilla
0 votes Share Flag Fri Apr 5, 2013 Financing in San Antonio
Ray Blankenb…, Real Estate Pro in San Antonio, TX
Ray Blankenberg answered:
What is the difference between points and PMI?
PMI is private mortgage insurance and points are what you pay a mortgage company to obtain a loan or buy down your interest rate.
0 votes Share Flag Mon Mar 25, 2013 Financing in San Antonio
Jose Novelo, Real Estate Pro in San Antonio, TX
Jose Novelo answered:
where can i borrow 40,000 for the purches of a rehab home?
Have you asked your Realtor lately? Thata is why we are for. To help, guide and make things happen for our clients.
Good Luck.
Sincerely,
Jose L. Novelo
(210)455-7635
0 votes Share Flag Tue Mar 26, 2013 Financing in 78237
Monica Ruiz, Real Estate Pro in San Antonio, TX
Monica Ruiz answered:
Want to sell my home located in san antonio TX to my sister. I am married but home and mortgage is in my name only and purchased while separated
What a wonderful opportunity to keep your home in the family. This is a delightfully easy transaction! Contact me on my cell phone @ 210-325-0657. We can meet tomorrow for an in per ... more
0 votes Share Flag Tue Jan 29, 2013 Financing in 78247
Steven Rico, Real Estate Pro in San Antonio, TX
Steven Rico answered:
Self employed need help getting a mortgage loan
I believe you will need 2 tax returns and current profit and loss statements that show a pattern of regular income. I have been self employed for many years and this is one of the most ... more
0 votes Share Flag Thu Jan 17, 2013 Financing in San Antonio
Jose Novelo, Real Estate Pro in San Antonio, TX
Jose Novelo answered:
Home Equity Loan or regular home loan?
Please call Hector Argumedo, Vice President of Academy Mortgage, He can give you the best advice on this matter.
Good Luck.
Sincerely,
Jose L. Novelo
0 votes Share Flag Wed Dec 26, 2012 Financing in 78256
Terri Russo, Real Estate Pro in San Antonio, TX
Terri Russo answered:
i am a first time homebuyer, looking for a 45,000 mortgage, I have $2500 down and a 717 credit score. Do any lenders offer mortgages below 50K?
Nossir. 50 is the minumum. Talk to Jeremy Mccune with Prime Lending
0 votes Share Flag Thu Dec 27, 2012 Financing in San Antonio
Ellen & Doc…, Real Estate Pro in San Antonio, TX
Ellen & Doc Stephens answered:
What should a first-time home buyer do to secure the best interest rate possible on their loan?
Clearly the first thing any Home Buyer should do is to find a great Agent to help you. Your agent will know which lenders are competitive and get the low rates. My blog article, "Why ... more
0 votes Share Flag Mon Oct 22, 2012 Financing in San Antonio
Jose Novelo, Real Estate Pro in San Antonio, TX
Jose Novelo answered:
is there a someone that does home loans with in itin # in san antonio?
Yes, and I can find you the best home for your money. Let me know if interested.
Good Luck!
0 votes Share Flag Thu Jan 17, 2013 Financing in San Antonio
Jason C Camp…, Real Estate Pro in San Antonio, TX
Jason C Campbell answered:
can someone help me find out what my credit score is??
Better than that... here's where you can go to get a free credit report.. get an idea of what you will need to do to qualify, how much you will qualify for, etc. Quick, easy, and fre ... more
0 votes Share Flag Mon Oct 22, 2012 Financing in 78249
Jason C Camp…, Real Estate Pro in San Antonio, TX
Jason C Campbell answered:
if i had a credit score of 590 can i get a mortgage loan?
The quick answer is YES! If all the other stuff is good... income to debt ratio, etc..

Go here: www.DHIMortgage.com.com/Kasey-Hampton - you can thank me later :)
0 votes Share Flag Fri Jul 26, 2013 Financing in 78249
Jose Novelo, Real Estate Pro in San Antonio, TX
Jose Novelo answered:
How much does my fico score need to be to buy a house?
It can be done with 600, but there are other issues to consider not only your credit score. Please let me know if you need more help.
Good Luck.
Sincerely.
Jose L. Novelo
0 votes Share Flag Sat Aug 11, 2012 Financing in New Territories
Marcus Laughy, Real Estate Pro in San Antonio, TX
Marcus Laughy answered:
How much is estimated per square foot to build a house?
There are so many great builders in the San Antonio and surrounding areas. With that, every builder will have different pricing. There is also an opportuinty to purchase with a builde ... more
0 votes Share Flag Sat Mar 8, 2014 Financing in San Antonio
Chris Hutchi…, Real Estate Pro in 75067
Chris Hutchinson answered:
need to refinance with a low credit score due to nasty divorce . Suggestions as to who will do this
I would suggest that you find a mortgage broker you trust, let him run your numbers and figure out what you need to do to make it happen. In most cases it doesn't take that much to ... more
0 votes Share Flag Sat Jun 9, 2012 Financing in 78247
Aaron Guzman, Real Estate Pro in San Antonio, TX
Aaron Guzman answered:
Who loan's money to purchase HUD forclosures in the San Antonio TX are?
Most lenders will lend money to purchase HUD home's if you are buying them to live in. If the home needs repairs their is an FHA 203K loan which will lend you the money for repairs as w ... more
0 votes Share Flag Mon Jun 4, 2012 Financing in San Antonio
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
Refinane on investment property?
Are you wondering if you can refinance or if that is a refinance?
0 votes Share Flag Fri Mar 16, 2012 Financing in San Antonio
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