Home Buying in 78211 : Questions & Answers

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Jill and Matt…, Real Estate Pro in Dunkirk, MD
Jill and Matt Crofcheck answered:
thinking of moving from Utah to San Antonio,we have a house here in Utah, how hard is it to sell and buy at the same time but in a different state?
I am not in either of your areas, however I have seen this situation accomplished many times.

This can be difficult to pull off, but the easiest way to do it is to make your purchase ... more
0 votes Share Flag Thu Mar 14, 2013 Home Buying in San Antonio
Priscilla Al…, Real Estate Pro in San Antonio, TX
Priscilla Allen answered:
Would you say that San Antonio is currently experiencing a: ? 1. Buyer's market 2. Seller's market 3. Balanced market
I think it is both right now. Great interest rates for buyers and buyers mean the sellers are actually seeing traffic in showings. If you are thinking of doing either one, it is a goo ... more
0 votes Share Flag Wed Mar 13, 2013 Home Buying in San Antonio
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
How much is homeowners insurance and taxes (yearly) for a house appraised at $200,000.?
Home owners insurance will vary depending on the value of the home minus the land value. An oceanfront home might be $200,000 with a $50,000 house on a $150,000 lot and the home insuran ... more
0 votes Share Flag Wed Mar 13, 2013 Home Buying in San Antonio
Sarah Moore, Real Estate Pro in San Antonio, TX
Sarah Moore answered:
Looking to buy a home in April 2013. Have good credit, $65K Income, but only $4000 Cash.
Good afternoon and thank you for your post. My lender will be getting with you to go over different scenario's. In the meantime what area are you looking at, how many bedrooms do you ne ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in San Antonio
Vino Alonzo, Real Estate Pro in San Antonio, TX
Vino Alonzo answered:
I'm a 20 year old college student attending texas state in san Marcos have a decent paying job. I make about $1200 a month and don't have
Hi Thalia,

Your first step would be to get pre-approved. I can help you with that. I can help you by assessing your situation. I can review you and your boyfriend's buying power and ... more
0 votes Share Flag Fri May 3, 2013 Home Buying in San Antonio
Gregory Touc…, Real Estate Pro in San Antonio, TX
Gregory Touchstone answered:
San antonio short sales
Here I am.

Short sales are a special situation and depending if you intend to pay cash or finance will determine how much leverage you have on the price, but you must also consider h ... more
0 votes Share Flag Sun Feb 24, 2013 Home Buying in San Antonio
Tom Burris, Real Estate Pro in Dallas, TX
Tom Burris answered:
Getting married this July. Considering buying a house before then. I plan to use my VA home loan and TX Vet loan. Can we apply for this together?
Not unless the fiance is also a Veteran.

You would have to be married to apply jointly.

Now... this isn't to say that you cannot apply now..... you just can't CLOSE on the loan un ... more
0 votes Share Flag Tue Feb 26, 2013 Home Buying in San Antonio
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I am a first time buyer with a VA Loan option available to me. I would like to buy with no down payment. Can I buy a bank-owned foreclosure?
First of all; thanks for serving!

Have you gotten your Certificate of Eligibity from the VA?
Have you sat down and talked to them? (they are there to help!)

Do you understand the ... more
0 votes Share Flag Thu Feb 28, 2013 Home Buying in San Antonio
Laila Abdulla, Real Estate Pro in San Antonio, TX
Laila Abdulla answered:
I'm looking for a local agent who is experienced in foreclosure purchases. Recommendations?
Marie Crabb, Realtor
M.A., St. Mary’s University
Exquisite Properties, LLC
13526 George Rd, Suite 106, SATX 78230
(210) 494-1695 office
(210) 326-2355 cell
http://www.E ... more
0 votes Share Flag Tue Feb 26, 2013 Home Buying in San Antonio
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
I am looking to buy my first home in 2-3mos. I have a credit score between 610-640 depending on company. I have a default judgement from 2012.
Typically if a person has a judgement purchase real estate could be declined by a lender. Recommend speak with a mortgage broker direct there MIGHT be options

Lynn911 Dallas Realtor ... more
0 votes Share Flag Wed Feb 20, 2013 Home Buying in San Antonio
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
IS 600 A GOOD SCORE TO PURCHASE A HOME?
It is mid score of all 3 credit reports

EXAMPLE:
#1 - 650
#2 - 625
#3 - 575

The lender will pick the "middle score" ...

Lynn911 Dallas Realtor & Consultant
Multimilli ... more
0 votes Share Flag Sat Feb 23, 2013 Home Buying in San Antonio
Gregory Touc…, Real Estate Pro in San Antonio, TX
Gregory Touchstone answered:
I am interested in purchasing a home. I am 22 months after a Chapter 7 bankruptcy. I have a 614 credit score. Will it be possible to purchase a home?
I suggest you speak with Vino Alonzo of Castle Cook Mortgage, 210-685-7642. He will be able to advise you on the possibilities. If you cannot go through a lender due to any obstacles, t ... more
0 votes Share Flag Wed Feb 20, 2013 Home Buying in San Antonio
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
can i qualify for a home loan if i am in bankruptcy and looking to get into a more affordable home?
I have to think that your credit will not be good enough to impress a bank to allow you to get a loan. Contact a lender to be sure.
0 votes Share Flag Fri Apr 12, 2013 Home Buying in San Antonio
Carol Woodwa…, Real Estate Pro in San Antonio, TX
Carol Woodward/Darline Hoffman answered:
Currently living outside of the country, first home buyer, seeking genuine information on paperwork and intricacies involved. Pls help.
congrat on making the decision to look into buying a home. We would lov eto send you a book on "Buying Your First Home". You can email me at Carol@TexasHomesDuo.com or call me 210-823-0 ... more
0 votes Share Flag Tue Feb 19, 2013 Home Buying in San Antonio
Vincent Arna…, Real Estate Pro in San Antonio, TX
Vincent Arnall answered:
I am intrested in purchasing a resedential lot with the intent to build later, what is my best option for a loan?
Michael,
That is a great question. Lenders offer different types of loan products. And lot loans is just one product they offer.

A land loan can be short or long term with rate an ... more
0 votes Share Flag Thu Feb 14, 2013 Home Buying in San Antonio
Vincent Arna…, Real Estate Pro in San Antonio, TX
Vincent Arnall answered:
Potential first time home buyer in need of help, please.
The best place to start is by talking to a lender. They will be able to get you started and discuss all the loan options with you. I work with Michael Kidd at frontier lending. He ha ... more
0 votes Share Flag Sun Apr 14, 2013 Home Buying in 78254
Ron Chartier, Real Estate Pro in San Antonio, TX
Ron Chartier answered:
I am a single 50% disability and retired veteran never owned a home...what are my benefits on buying and whats my first step? I have a COE.
The best first step is to speak with a lender's rep to be qualified. This can sometimes be quite painless, initially only about 10 minutes if you get with an independent loan offi ... more
0 votes Share Flag Sat Feb 9, 2013 Home Buying in San Antonio
Vincent Arna…, Real Estate Pro in San Antonio, TX
Vincent Arnall answered:
My husband is about to get out of the military and we are looking into moving to San Antonio/New Braunfels area rent or buy. Can anyone help?
Rebecca,
New Braunfels is a great place to live and work. The schools are great and there are lots of activities always happening. If you can give me a call I will be happy to talk w ... more
0 votes Share Flag Sun Feb 17, 2013 Home Buying in San Antonio
Trina Cannon, Real Estate Pro in San Antonio, TX
Trina Cannon answered:
We want to buy our first home we just don't know the first step, HELP
Hello, I work very closely with a local lender specializing in First Time Buyer programs. I am also very familiar with working with first-timers to help walk them through the entire hom ... more
0 votes Share Flag Fri Feb 8, 2013 Home Buying in San Antonio
Vincent Arna…, Real Estate Pro in San Antonio, TX
Vincent Arnall answered:
Looking for 3/1 in NE San Antonio, $85K max
Mr. Burr,
Give me a call at 210-722-6243. I will run a search for you and send some properties.
Thanks,
Vince
0 votes Share Flag Thu Feb 7, 2013 Home Buying in San Antonio
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