Financing in 77242 : Questions & Answers

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Don Groff, Real Estate Pro in Cedar Park, TX
Don Groff answered:
Who pays for a well water test and termite tests? Is it the same for a VA buyer?
VA requires the seller to pay for the termite inspection but does not specify who would pay for the treatment if necessary although typically the seller would pay for that under most ci ... more
0 votes Share Flag Fri Apr 12, 2013 Financing in 77059
K.C. Jones, Real Estate Pro in Texas
K.C. Jones answered:
Where do I begin to search for lenders?
If your middle credit score is at least 580 I can help.

You may apply online at www.rhlapps.com/kjones or give me a call.

K.C. Jones
RH Lending
214-432-0486
kjones@rhlending.co ... more
0 votes Share Flag Fri Apr 12, 2013 Financing in Houston
Joseph Roraff, Real Estate Pro in Onalaska, WI
Joseph Roraff answered:
What can a first-time homebuyer do to secure the best interest rate on their loan?
Have good credit and make a large down payment.
0 votes Share Flag Thu Apr 11, 2013 Financing in Houston
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
Which are the best title companies?
That question is as useful as asking who are the best real estate agents. Every area has its own set of specialists, which may not be available anywhere else.
0 votes Share Flag Sun Apr 14, 2013 Financing in Houston
John Broussa…, Real Estate Pro in Houston, TX
John Broussard answered:
Mortgage for investment properties in Texas? (foreign nationals) Looking to build longterm relationship with Bank and willing to transfer 100k
We can assist you with your lending request, we offer financing for both residential and commercial properties. Down payments range form 25 to 30% down with very competive rates. For mo ... more
0 votes Share Flag Mon Oct 14, 2013 Financing in Houston
Ken Mcneill, Real Estate Pro in Houston, TX
Ken Mcneill answered:
Can an agent help their client negotiate with a mortgage lender?
The best thing for the client is to find a company like ours, who specialize in negotiating with lenders. Give us a call at 281-528-0829. Coast 2 Coast Property Solutions has been n ... more
0 votes Share Flag Fri Sep 20, 2013 Financing in Houston
Don Groff, Real Estate Pro in Cedar Park, TX
Don Groff answered:
Is there a lender out there that can give a 5% down loan?
You would be able to do up to 96.5% with FHA. If you would like to discuss please give me a call. I am a broker with over 15 different lenders, all offer FHA so I can shop around and ... more
0 votes Share Flag Sun Mar 17, 2013 Financing in Houston
Al Geffon, Real Estate Pro in Houston, TX
Al Geffon answered:
Mortgages for Foreign nationals in Texas?
Your best course of action is to consult with several lenders who have the wherewithal to accommodate your objectives. I can refer you to two such individuals. Having worked with many i ... more
0 votes Share Flag Mon Oct 14, 2013 Financing in Houston
Tom Burris, Real Estate Pro in Dallas, TX
Tom Burris answered:
VA versus FHA which is better for the consumer
VA has an up front funding fee
FHA has an upfront PMI

VA has no PMI
FHA has PMI until you reach 78% LTV or 5yrs(whichever is longer

VA is zero down
FHA is 3.5% down minimum

... more
0 votes Share Flag Thu Feb 14, 2013 Financing in Houston
Mark Mcnitt,…, Real Estate Pro in Houston, TX
Mark Mcnitt, ABR answered:
Financing in Houston
Mike,

The answer is yes, but there will be the big question of "income". If you have no way to pay off the loan, who would provide you a loan?

Your track record will help, but y ... more
0 votes Share Flag Tue Feb 12, 2013 Financing in Houston
Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
What about debt on a home from a parent who has willed the property to their kid? Joe Cano - Realtor/Locator (281) 785-5132
If the property is willed to the children the children will be responsible for the debt owed, unless they let the property go into foreclosure and then balance owed will come out of the ... more
0 votes Share Flag Mon Apr 1, 2013 Financing in Houston
Mark Mcnitt,…, Real Estate Pro in Houston, TX
Mark Mcnitt, ABR answered:
When is one responsible for their spouse's debts when they had nothing to do with the charges?
In Texas, likely when they are married. Debts on one spouse's credit will likely show up on the other. Not saying the other one is "responsible" in the terms of paying them off, etc. ... more
0 votes Share Flag Thu Jan 17, 2013 Financing in Houston
Carolyn Wolfe, Real Estate Pro in Houston, TX
Carolyn Wolfe answered:
Looking for a lender with GNND experience in the Houston area.
http://www.goodneighbornextdoor.com

http://www.hudhomestore.com/Home/GNND.aspx


I bet the Police Credit Union would be happy to help him.
0 votes Share Flag Fri Jan 11, 2013 Financing in Houston
Al Geffon, Real Estate Pro in Houston, TX
Al Geffon answered:
how can i participate in the acction?
If you're referring to a "courthouse steps" auction of foreclosed property, you'll need to contact the tax collector's office for information. Be aware, however, that these properties ... more
0 votes Share Flag Wed Jan 23, 2013 Financing in Houston
James Brockw…, Real Estate Pro in League City, TX
James Brockway answered:
Should identifications be made to the intermediary or to an attorney or escrow or title company?
Identifications should be made to the Qualified Intermediary (QI), who essentially is named the "principal" instead of the seller that started the exchange (the QI then becomes the prin ... more
0 votes Share Flag Mon Dec 10, 2012 Financing in Washington Ave./ Memorial Park
Carl Henker, Real Estate Pro in 95928
Carl Henker answered:
What happens if you fall behind on your morgtage payments after you have filed chapter 13?
You need to ask your attorney representing you in the BK action.
0 votes Share Flag Fri Dec 7, 2012 Financing in Sharpstown
Christopher…, Real Estate Pro in Westchester, NY
Christopher Pagli - ABR, GREEN answered:
Will someone please give me the name of a lender whom you trust for FHA loans?
Hi, I recommend Christian Babcock from Mortgage Master Inc 914.447.9691. Although he is based here in NY they have liasons all throughout the country. I only recommend people that wor ... more
0 votes Share Flag Tue Dec 18, 2012 Financing in Houston
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
Somehow it is putting me in Texas. I am looking for a house in Lebanon Tennessee - 367087
Hi Lbb,

Try this link to find homes for sale in Lebanon Tennessee.

http://www.trulia.com/TN/Lebanon/
0 votes Share Flag Tue Oct 16, 2012 Financing in Houston
Dane Bigner, Real Estate Pro in Houston, TX
Dane Bigner answered:
2012 FHA LOAN for MODULAR HOME BUILT ON THE PROPERTY
YOu can call one of the banks, but from what I understand it needs to be new.
0 votes Share Flag Mon Dec 10, 2012 Financing in Houston
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