Credit Score in 77013 : Questions & Answers

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Howard Persky, Real Estate Pro in Sugar Land, TX
Howard Persky answered:
I recently heard about the NACA program from a friend. Does anyone know anything about this program?
This is the link to the program web site:

https://www.naca.com

Check this link out also for information on other programs for down payment assistance:

http://www.txhomeprograms ... more
0 votes Share Flag Mon Mar 4, 2013 Credit Score in Houston
Diana Merced, Real Estate Pro in Houston, TX
Diana Merced answered:
Will paying off accounts in collections lower your credit score?
May or may not. I would suggest you speak with a loan officer or a bank. They can pull your credit report and look at your averall picture. It is also important that if you do pay of ... more
0 votes Share Flag Sat Feb 23, 2013 Credit Score in Houston
Tom Burris, Real Estate Pro in Dallas, TX
Tom Burris answered:
Would it hurt my credit to accept a new cc at 0 % into rate while paying off another credit card?
You would suffer a small drop in points for establishing the new trade line. But over time it will help.
You might see the points come back in about 6 months and see a score increase ... more
0 votes Share Flag Mon Nov 12, 2012 Credit Score in Houston
Allen Hebert, Real Estate Pro in Houston, TX
Allen Hebert answered:
I am married and my husband and i both have bad credit scores, his is mid 500s and mine is 620. Can i get a FHA loan if my mom cosigns with 715 score?
a qualified Home Mortgage Consulant would be best to answer this question and I would recomend calling one asap -I can recommend Holly Whitney with Wells Fargo Home Mortgage-she can be ... more
0 votes Share Flag Sun Jun 3, 2012 Credit Score in 77077
D'Evereaux…, Real Estate Pro in Houston, TX
D'Evereaux Baum-Moore answered:
how does preapproval for a mortgage affect credit score?
Hi there,

A pre-approval does hit your score minimally up front but you are allowed to shop lenders during a 30 day period up to 3 different companies with it only impacting the sco ... more
0 votes Share Flag Wed Sep 25, 2013 Credit Score in Houston
Voices Member,  in
Voices Member answered:
My credit score is a 530 something, can I get help to purchase a home with this type of credit score?
Christie, The basic answer is or should be (IMHO) you need to see what you can do to raise your score. The truth is you have everything to gain by doing this as you take the time to lea ... more
0 votes Share Flag Wed Jul 3, 2013 Credit Score in Houston
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