76522 : Questions & Answers

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The Nylander…, Real Estate Pro in Harker Heights, TX
The Nylander Group answered:
Can I buy a home solely with va disability compensation? Have been receiving it for 17 years(I'm 80%).
Hello,

To be honest this is a question to ask a lender. The VA disability is a steady income but there are other factors that apply.....the biggest will be Debt to income ratio alon ... more
0 votes Share Flag Tue Nov 12, 2013 Home Buying in Copperas Cove
Lana Henders…, Renter in Copperas Cove, TX
Lana Henderson asked:
We are looking to rent but I am not seeing any info under rentals I am looking at as to whether pets are accepted? --
This question was asked from this property: http://www.trulia.com/rental/3072077820-503-S-2nd-St-Copperas-Cove-TX-76522
0 votes Share Flag Wed Feb 27, 2013 Rentals in Copperas Cove
Jim Olive, Real Estate Pro in Key West, FL
Jim Olive answered:
Where is a really good area to move to?
That question is pretty open, did you mean in Texas? If so, sorry I can't help, never lived there.

If not, I've lived in many great places around the country (military service will ... more
0 votes Share Flag Mon Dec 24, 2012 Rentals in 76522
Chad Gray, Real Estate Pro in 33305
Chad Gray answered:
what is a walk score? I have never heard of this.
Cindy,

A Walk Score is a number between 0 and 100 that measures the walkability of an address. According to WalkScore.com, their mission is to promote walkable neighborhoods. Walkab ... more
0 votes Share Flag Thu Oct 11, 2012 For Rent in 76522
The Nylander…, Real Estate Pro in Harker Heights, TX
The Nylander Group answered:
Pitr Bull Friendly
To be honest, most property management (my property management company included) will not allow pit bulls as they are considered a dangerous breed and there is too much liability to our ... more
0 votes Share Flag Tue Feb 26, 2013 Rentals in 76522
Tricia Daley, Real Estate Pro in Killeen, TX
Tricia Daley answered:
What happened to Trulia? The last year or so the website is so outdated and old. Doesnt even show recently sold...
If you'd like to find out about homes recently sold or for sale in Copperas Cove, feel free to sign up at
www.covehomevalues.com. It's free, no obligations. A detailed report will be s ... more
0 votes Share Flag Fri Aug 8, 2014 Home Buying in Copperas Cove
Birgit Renner…, Real Estate Pro in Cedar Park, TX
Birgit Renner Realtor answered:
How do i get your phone number ? Im interested in serveral houses & it has no contact number
My phone nuber should be there If for some reason it is not there contact me per e mail me. Let me know what you are looking for and contact info and I will get back in touch with you ... more
0 votes Share Flag Thu May 31, 2012 General Area in Copperas Cove
PATRICIA, Home Buyer in Huntington, WV
PATRICIA asked:
TODAY THE VA NOTIFIED BANK OF AMERICA NOT TO DO ANY VA VENDEE LOANS IS ANOTHER BANK GOING TO TAKE OVER VENDOR RESOURCE MANAGEMENT NOW HAS VA FORECLOSURE CONTRACT BUT THEIR SITE DOES NOT EXPLAIN IF THEY WILL HAVE AUCTION SALES AND WHO WILL DO VA VENDEE FINANCING
0 votes Share Flag Fri May 11, 2012 Home Buying in Copperas Cove
Linda S. Cef…, Real Estate Pro in Oak Creek, WI
Linda S. Cefalu answered:
Can I post on the MLS without a real estate agent? If so how do I do this? And If not why?
No, you cannot. And not every real estate agent can post on MLS.
0 votes Share Flag Mon Jun 1, 2015 Home Selling in 76522
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Do I have to wait until my divorce is finalized in another state to buy a home in Texas?
That is a question for a loan officer, they need to review your financials first, the other key is before your divorce is final, wuill your spouse have ownership interest in anything yo ... more
0 votes Share Flag Sun Aug 7, 2011 Home Buying in Copperas Cove
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Do underwriters verify student deferment information? If so , how?
If it doesn't specify on the credit report, then they ask you to by providing a copy of the student loan deferment paperwork showing the date of repayment or the date your defermen ... more
0 votes Share Flag Fri Mar 30, 2012 Financing in Copperas Cove
Ellen & Doc…, Real Estate Pro in San Antonio, TX
Ellen & Doc Stephens answered:
Does anyone have any recent experiences with a va vendee loan.?
Most VA Vendee loans are done directly by Bank of America. I have done several with no problem. There is just no excuse for a loan officer not communicating. If you are dealing with ... more
0 votes Share Flag Wed Mar 14, 2012 Home Buying in Copperas Cove
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick (908) 337-0943 answered:
How hard is it to be approved for a home loan with a credit score under 600 and next to nothing down payment?
Not easy, but perhaps easier than it should be. My advice to you is to get that score up and save some money. Many people are suffering the consequences of overstepping their financia ... more
0 votes Share Flag Mon Sep 27, 2010 Home Buying in Copperas Cove
Richard Schu…, Real Estate Pro in Los Angeles, CA
Richard Schulman answered:
who is at the closing procss? is ithe underwriter and the loan officer and what happens?
What closing process do you mean? Do you mean when you sign loan docs? That often times is done at the Escrow office with a notary on hand. Sometimes it can be done other places, or ... more
0 votes Share Flag Wed Jun 16, 2010 Home Buying in Copperas Cove
Lew Corcoran, Real Estate Pro in Easton, MA
Lew Corcoran answered:
if you filed a chapter 13 bankruptcy in 2002 and paid every payment and it was discharged in 2007 would you have to put that on mortgage application
The specific question on the mortgage application is "Have you filed for bankruptcy in the last 7 years?" If the answer is "yes", you would have to so indicate. If n ... more
0 votes Share Flag Wed Jun 16, 2010 Home Buying in Copperas Cove
Gerard Dunn, Real Estate Pro in Potomac, MD
Gerard Dunn answered:
what does the underwriter process on mortgage loans. how long is the process?
An underwriter reviews the loan documentation to see it the potential borrower has the ability to repay the loan they have applied for.

They review the property to be sure it is good ... more
0 votes Share Flag Tue Jun 15, 2010 Home Buying in Copperas Cove
Dp2, Other/Just Looking in Virginia
Dp2 answered:
how do underwriters verify information?
They do it via skip tracing, title searches, etc.
0 votes Share Flag Sat Jun 12, 2010 Financing in Copperas Cove
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Can you buy a foreclosed/VA owned home with your VA loan and what is a VA Vendee?
VA Vendee is a loan product used to loan money on VA foreclosures to quailified people. The loan guidelines can be found at http://www.homeloans.va.gov/docs/vendee_flyer_032009.pdf
0 votes Share Flag Wed May 26, 2010 Home Buying in Copperas Cove
Jacquie Braas, Real Estate Pro in Copperas Cove, TX
Jacquie Braas answered:
My husband and I are looking to buy a house.
Kristina,
Most lenders in the Fort Hood area will do VA loans. Bank of America, New South Federal, First National, etc. You can initiate the process with a POA, but you must have a ... more
0 votes Share Flag Wed Jun 16, 2010 Home Buying in Copperas Cove
Jeff Kessler…, Real Estate Pro in Austin, TX
Jeff Kessler Broker,GRI, CLHMS answered:
I have been divorced since 2000. The ex moved to Greece. I have tried to get her to do a quit claim on the
She just needs to sign the release. Email it to her and have her take it to the US Consulate and have her get it notarized.
I would confirm this with a title co.
J.
0 votes Share Flag Thu Feb 11, 2010 Home Selling in Copperas Cove
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