Do you currently have a FHA loan?
You need to really buckle down and start repairing your credit. Why is your score so low? Do you have recent lates? Do you have collections? Do you have any judgements? J ... more
A 'trailing spouse' can be a good compensating factor if the debt ratios are on the high side.... But we cannot use income that jus ... more
Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972 ... more
My recommendation is to go with a fixed rate but if you want to roll the dice or are pretty sure you might be moving on in abou ... more
I have several products for borrowers with 580 to 620 scores. I also have had alot of success with working with borrowers to get their scores up to a 620 while working towar ... more
I am not familiar with "owner to owner" unless you mean a For Sale By Owner. Bad credit is only a problem buying a home if you need financing, which most FSBO's ... more
Without looking at the case specific information, we may not give you the best advices. However, here are some guidelines that mostly apply to your case:
1. Your partner in ... more
Purchase price as is?
Loan amount with construction costs?
Are you going to try and do these repairs yourself? <= likely deal killer.
Credi ... more
Myfico.com cost approx. $50 provides ... more
Look at this blog it will help you to learn more about mortgages and VA deals.
I've got most of my answers there as well.