Financing in 75218 : Questions & Answers

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Elizabeth Sc…, Real Estate Pro in Dallas, TX
Elizabeth Scarlett Morgan answered:
When is it best to mortgage shop than stick with your bank?
Always.
Your Realtor will be able to guide you.
0 votes Share Flag Sat Jun 15, 2013 Financing in Dallas
Jena Dentone, Real Estate Pro in McKinney, TX
Jena Dentone answered:
How do you choose the right lender?
Call my husband! Paolo Dentone @ Home Team Mortgage@ 972-467-7777! He's amazing & local! We've both been in this business for many years and would love to help you throug ... more
0 votes Share Flag Sun Apr 7, 2013 Financing in Dallas
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
How should you decide which mortgage term length is best for you?
Simple answer: Depends what fits best for short and long term goals as a family and financial planning.

Lynn911 Dallas Realtor & Consultant
Multimillion Dollar Sales Producer
972 ... more
0 votes Share Flag Wed Apr 3, 2013 Financing in Dallas
MARCO HAUMAN, Real Estate Pro in 33054
MARCO HAUMAN answered:
Will someone give me the name of a lender for patient financing besides GE Money and not a middle man company that pretends to finance ?
Are you looking to finance a residential or commercial acquisition? If it's commercial lending, local banks are your best bet.
0 votes Share Flag Sun Jan 20, 2013 Financing in Dallas
Kenneth Bebe…, Real Estate Pro in Dallas, TX
Kenneth Bebensee answered:
Seller will only negotiate and execute contracts with owner-occupying resident homesteaders.
Pick 1 Realtor to work with and get their professional opinion.

Kenny
Turtle Creek Realty
0 votes Share Flag Sat Nov 24, 2012 Financing in Dallas
Carl Henker, Real Estate Pro in 95928
Carl Henker answered:
How long do I have to wait from the purchase date of my new home to refinance to get rid of PMI?
You need to wait one year in order to use the appraised value and not the purchase price.
0 votes Share Flag Mon Nov 26, 2012 Financing in Dallas
Kenneth Bebe…, Real Estate Pro in Dallas, TX
Kenneth Bebensee answered:
Will a lender consider a yearly bonus when applying for a home loan?
It is really up to the bank. Call any lender of your choice and get hard answers from them.

Good luck.

Kenny
Turtle Creek Realty
0 votes Share Flag Tue Nov 13, 2012 Financing in Dallas
Michael Brow…, Real Estate Pro in Frisco, TX
Michael Brownstead ABR GRI SRS answered:
Can a HOA take out a loan for improvements in Texas and if so what steps must I take.?
If you haven't done so, which I am sure you have, you may want to see what your by-laws state. You may also want to consult a real estate attorney as well as discuss the idea with the c ... more
0 votes Share Flag Tue Oct 23, 2012 Financing in 75240
Kenneth Bebe…, Real Estate Pro in Dallas, TX
Kenneth Bebensee answered:
What is important to you in choosing a lender?
HONEST, HARD WORKING, NO BULL & RESULTS.
0 votes Share Flag Mon Nov 19, 2012 Financing in Dallas
Kenneth Bebe…, Real Estate Pro in Dallas, TX
Kenneth Bebensee answered:
what banks does mortgage loans for itin holders in dallas, tx?
Not sure of your question?
0 votes Share Flag Mon Jul 9, 2012 Financing in Dallas
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
What is HARD MONEY? Who are Hard Money lenders?
Hard money lenders charge exorbitant interest rates and a lot of fees. The loan is usually only for a short term. And there is usually a pretty high debt to income ratio, so that the ... more
0 votes Share Flag Thu Jun 12, 2014 Financing in Dallas
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
Have an opportunity to buy a house for $130K. Needs repair of $60-70K. Completed should bring around $275-290K. In the heart of North Dallas'
Sounds like a pretty big project for a first timer, but also sounds like a great find.

You have a couple of choices.
Make a little "wholesale" money, by putting the home under contr ... more
0 votes Share Flag Sat Mar 2, 2013 Financing in Dallas
Kenneth Bebe…, Real Estate Pro in Dallas, TX
Kenneth Bebensee answered:
Are there loans out there that will allow for someone with a 560-58 credit score qualify if they have a co-applicant with a high credit score?
You really need to talk with a lender. Call anyone of your choice and they should for free per-qual you. Be careful lenders make promises they can't keep. If they want any kind of fees ... more
0 votes Share Flag Sat Jan 12, 2013 Financing in Dallas
Tom Burris, Real Estate Pro in Dallas, TX
Tom Burris answered:
Does anyone know of government programs to assist Native Americans with mortgage loans in TEXAS?
I would think that any down payment assistance program would originate at their tribe or reservation.
Have they looked there?
I have never seen a gov't program that qualifies on race. ... more
0 votes Share Flag Wed May 2, 2012 Financing in Dallas
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
I am a Canadian looking to invest in Texas apartment complexes and am looking for possible financing. Is there anyone out there who is interested?
I have a couple of lenders that I can refer you to.

Just drop me an email and I can send you their contact info.

Bruce Lynn
rb@teamlynn.com
0 votes Share Flag Wed Aug 29, 2012 Financing in Dallas
Kevin D. Bro…, Real Estate Pro in Dallas, TX
Kevin D. Brown answered:
I'm thinking of buying a home (1st time). Is a DTI ratio of 17/32 good enough to ask for a loan and get pre-approved?
It is absolutely reasonable for you to check into financing. I have been working a few first time buyer's lately in worse shape than you. From where I stand you are looking fairly good. ... more
0 votes Share Flag Mon Dec 10, 2012 Financing in Dallas
Jeremy Garcia, Real Estate Pro in Dallas, TX
Jeremy Garcia answered:
Rental property refinance in Plano tx
our best 5/1 libor arm 4.000%
our best 10/ libor arm 4.25%
our best 30 year fixed 4.5%
our best 15 year fixed 4.0%
80% loan to value is required, in addition to 740 credit scores ... more
0 votes Share Flag Wed Mar 21, 2012 Financing in Dallas
Rob Weber, Real Estate Pro in Chicago, IL
Rob Weber answered:
I am in need of a 203k speacialist for a propoerty that will not pass inspection for my FHA because of a dilapidated pool. ckgjdesigns@gmail.com
What exactly is wrong with the pool? Depending on what's wrong with it, you may not be able to use a 203k to repair it. If you're sealing cracks or fixing something with the filtratio ... more
0 votes Share Flag Wed Mar 21, 2012 Financing in Dallas
Kenneth Bebe…, Real Estate Pro in Dallas, TX
Kenneth Bebensee answered:
New jobs, don't have two W2s, when can we get preapproved?
Call any lender of your choice and you can get pre-qualified usually for free.

Then you will know what you need to get your home.

GOOD LUCK.

Kenny
0 votes Share Flag Wed Mar 21, 2012 Financing in Dallas
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Own a home in Florida. Really want to but a home in Dallas. What are my options for keeping my good credit to buy a home?
Have you considered leasing your Flordia home? Therefore mortgage payments other expenses are covered, no damage to your credit where you can push forward with purchase of a Dallas home ... more
0 votes Share Flag Thu Mar 15, 2012 Financing in Dallas
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