68136 : Questions & Answers

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Shaukatali K…, Real Estate Pro in Katy, TX
Shaukatali Kadibhai answered:
Need preapproval with Credit Score less than 640. Are there any companies that will work with scores between 600 and 640?
Holles,
Try this lender. I have had excellent results for my buyers.


David Krichmar

Mortgage Banker/Broker #293883

Schmidt Mortgage Company

Approved MCE Instructor

D ... more
0 votes Share Flag Thu Jul 18, 2013 Financing in Omaha
Erick Gale, Real Estate Pro in Omaha, NE
Erick Gale answered:
Whats the minimum I'm going to nee to get into a house around $180,000. Scores in the 690 and a first time homebuyer.
Hello Alez

I just wanted to inform you that with an FHA Loan of this ammount the minimum you would have to put down is 3.5% or ($6300) with a Conventional Loan the minimum you would ... more
0 votes Share Flag Sun Jan 20, 2013 Home Buying in Omaha
Summer Martin, Real Estate Pro in 68123
Summer Martin answered:
Omaha homes with access to trails?
If you like I can email you homes with the criteria you are looking for. There are a lot of great homes in those areas. Please email me your info and I will send you listings of availab ... more
0 votes Share Flag Mon Jul 8, 2013 Parks & Recreation in Omaha
lewis, Renter in Omaha, NE
lewis asked:
Don't rent at The Falgrove formally named Pacific Ridge. This place is the worst I have ever lived. I wrote a full review on apartmentratings.com --
This question was asked from this property: http://www.trulia.com/rental-community/9000024383/The-Falgrove-5410-S-111th-Plz-Omaha-NE-68137/
0 votes Share Flag Sun Dec 16, 2012 Rentals in Disney
Brian Rayl, Real Estate Pro in Frisco, TX
Brian Rayl answered:
need a 3bd to rent we been getting denied do to fiance has a felone thats 10 yrs old can anyone help
I can't help you with finding a home, but I can give you some advice.

Draft up a heartfelt letter of explanation. Explain exactly what happened, what the circumstances around the in ... more
0 votes Share Flag Tue Jan 15, 2013 Home Buying in Omaha
Dennis Clark, Real Estate Pro in Omaha View, Omaha, NE
Dennis Clark answered:
Rent-2-Own: 1.How long before loan, usually? 2.What % of rent goes towrd downpmt? 3. On a $100K home how much $ to move in?
To answer your questions: 1. Depends on your current situation. If there are credit issues and you are working with a good credit repair company and you are not creating new derogato ... more
0 votes Share Flag Mon Dec 10, 2012 Home Buying in Omaha
Ken Landolt, Real Estate Pro in Omaha, NE
Ken Landolt answered:
Do lenders require people to pay their taxes monthly or do you have the option of paying it off at the end of the year?
Lenders usually require that they pay your taxesbut the good news is you usually get a slightly better rate for them to use your money. If you are putting 20% down you get the option t ... more
0 votes Share Flag Mon Dec 10, 2012 Home Buying in Omaha
Cory Fuller, Real Estate Pro in 68144
Cory Fuller answered:
My home's HVAC is 32 years old. I am going to be selling in spring. Do I need to replace to sell?
Greg,

I would base that decision on a few factors. To me, it depends on what you are wanting to price your home at. You won't get $8800 more for your home as replacing the HVAC is ... more
0 votes Share Flag Fri Aug 15, 2014 Home Selling in Omaha
Alex Heyen, Real Estate Pro in Omaha, NE
Alex Heyen answered:
I am looking to find a home loan. I have a 690 credit score and I only have about 5 percent to put down what is the best type of loan for me?
Mellisa,

FHA is the right choice for you. In our current economic conditions its going to be hard to obtain a conventional loan with your current credit score with just 5 percent do ... more
0 votes Share Flag Thu Nov 14, 2013 Home Buying in Omaha
Michael McGl…, Real Estate Pro in Omaha, NE
Michael McGlynn answered:
husband has a 640 credit score and i have a 595 credit score, she make 38k and i make 43k, looking for a mortgage loan for approval in Omaha, NE
Call, text or email me, Mike McGlynn @ 855-257- 3294. We'll sit down together and evaluate your current situation together. We'll work together to create a plan on how to get into a br ... more
0 votes Share Flag Sat Dec 15, 2012 Home Buying in Omaha
Summer Martin, Real Estate Pro in 68123
Summer Martin answered:
So I have talked to many people and everyone has the same comment to make about celebrity homes "stay away there cheaply made"
My mom bought a celebrity home 13 years ago. No issues except some regular maintenance. I sell Celebrity homes because they are affordable, pay your closing costs, they are brand new, i ... more
0 votes Share Flag Sat Dec 8, 2012 Home Buying in Omaha
Johnathan O'…, Real Estate Pro in Omaha, NE
Johnathan O'Gorman answered:
I want to buy a house in omaha, what are the best lenders out there? my income is $75000, credit score 780 and $15000 cash.
Hello!

Have you had a chance to take a look at the different school districts in Omaha. There are several, all with different pros and cons. I can email you a list and resources tha ... more
0 votes Share Flag Sat Dec 15, 2012 Home Buying in Omaha
Joe Vampola, Real Estate Pro in Omaha, NE
Joe Vampola answered:
In Omaha do Real Estate agents represent the Rent To Own buyer? When/How do they get paid?
I take a % of the commission for the lease and collect the rest at the time the purchase takes place. This is all decided at the time we write it up. Call with any questions 402 676-145 ... more
0 votes Share Flag Thu Jun 27, 2013 Market Conditions in Omaha
Alex Heyen, Other/Just Looking in
Alex Heyen answered:
I would like to see a 5-year Number of Listings trend graph for Omaha. Also, is there a lot of good & possible Rent-To-Own listings in Omaha?
I can provide this for you. Not sure how to attach it here. Can you email me at alex@alexheyen.com or call me at 402-203-3883. I can reply to your email with a trend graph.
0 votes Share Flag Thu Dec 6, 2012 Market Conditions in Omaha
Johnathan O'…, Real Estate Pro in Omaha, NE
Johnathan O'Gorman answered:
This may be a silly question, but how much income should be left every month after house payments and bills?
It really depends on the loan program you choose. Different loan programs require different amounts of funds to be unused after you pay your bills. It is all based on your debt (monthly ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in Omaha
Dave Zulinke, Real Estate Pro in Lynnwood, WA
Dave Zulinke answered:
Would I qualify for a $200,000 loan on 64,000 salary? I'm a first time home buyer when should I start preparing to look for a home.
Alez,

Great questions! The best time to start preparing to look for a home is as soon as possible. In other words, find a knowledgeable, ethical mortgage professional in your local ... more
0 votes Share Flag Mon Jul 28, 2014 Home Buying in Omaha
Michelle Bre…, Real Estate Pro in Omaha, NE
Michelle Brezinski answered:
I am looking for a land contract on a three bedroom home.
I've had experience in dealing with land contracts, and would be glad to help you. Please call me to discuss particulars.

Michelle Brezinski
402.880.9556
0 votes Share Flag Thu Nov 29, 2012 Rentals in Omaha
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
4231 S 175th Ave, Omaha, NE listed as a rental I called the realtor and it is not for rent. This is another of many rental scams.
Consider flagging the listing or contact customer service http://www.trulia.com/help/ask/
0 votes Share Flag Sat Dec 8, 2012 Rentals in Omaha
Michelle Bre…, Real Estate Pro in Omaha, NE
Michelle Brezinski answered:
Looking to rent a home in District 66, for under $1000/month. Starting some day in December 2012...
I would be glad to help you if you'd like to call and discuss!
Thanks!
Michelle Brezinski
402.880.9556
0 votes Share Flag Thu Nov 29, 2012 Rentals in 68114
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