Home Buying in 68124 : Questions & Answers

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Tabai & Schu…, Real Estate Pro in Omaha, NE
Tabai & Schulze Team answered:
What type of costs do the buyer have to pay when closing on a house?
Felix,

Congratulations on taking the steps to purchase a home!! You must be very excited.
Every situation is a little different in regards to the closing cost but some of these cost ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Omaha
Kathy Miller, Real Estate Pro in Omaha, NE
Kathy Miller answered:
Where can I complain about a fannie mae/homepath listing agent?
Looks like no one wants to answer your question. And, really, that's not the right question anyway. It is not unusual for it to take a while to get the accepted contract back from the ... more
0 votes Share Flag Thu Oct 24, 2013 Home Buying in 68137
Billie Atkin…, Real Estate Pro in Omaha, NE
Billie Atkinson answered:
Just moved to Douglas County, NE. CLosed on a new home in 2012 and was charged for the taxes 12 months prior to moving in. Is this correct?
Taxes in Douglas and Sarpy county are always 1 year behind. Info for you is provided below.

In all Nebraska Counties, the taxes on residential real estate are paid in the year follo ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in Omaha
Simon Campbe…, Real Estate Pro in Miami Beach, FL
Simon Campbell answered:
How many homes is it acceptable to look at before buying?
The purchase of your home is one of the largest purchases you will ever make. So, do not worry about taking your time to find just the right house. Your real estate agent is working for ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Omaha
Suzan Downing, Real Estate Pro in Omaha, NE
Suzan Downing answered:
We rented out our home in Charlotte, NC that we were unable to sell. Is possible to qualify for a new home loan so that we can buy a home in Omaha?
Hi Laraine. It depends on your debt-to-income ratio and the usual qualifying factors such as credit score, etc. It would be best to get with a lender to determine your ability to purc ... more
0 votes Share Flag Mon Feb 11, 2013 Home Buying in 68116
Jerod Evanich, Real Estate Pro in Omaha, NE
Jerod Evanich answered:
moving to ohama millard 68137 want to buy a home on land contract how do I go about doing that?
I live in Millard, area code 68137. I would love to help you find a home. Land contracts a few and far between in this area though. Contact me and we can discuss your options. Jerod Eva ... more
0 votes Share Flag Sat Mar 23, 2013 Home Buying in Omaha
Rusty Johnson, Real Estate Pro in Omaha, NE
Rusty Johnson answered:
What's the average days on the market for 3 bedroom houses in Omaha?
The Omaha average has been 60-70 days over the last couple of years. With the interest rates appealing to people, it has been falling below.

The better question to ask is, "Is you ... more
0 votes Share Flag Thu Jan 24, 2013 Home Buying in Omaha
Didi Pache, Real Estate Pro in Omaha, NE
Didi Pache answered:
How much is a referral fee when you change realtors?
Unless you signed an exclusive agency with that Realtor, there should be no fee.
0 votes Share Flag Fri Jan 18, 2013 Home Buying in Omaha
Michael McGl…, Real Estate Pro in Omaha, NE
Michael McGlynn answered:
Can I start the fha loan process to buying a home early? If so, how early?
Absolutely! I help consumers with ratio pre-qualifications. Call/text or email me to set a free appointment. Michael McGlynn 855-257-3294 or mMcGlynn@CelebrityHomesOmaha.com
0 votes Share Flag Tue Jan 29, 2013 Home Buying in 68137
Erick Gale, Real Estate Pro in Omaha, NE
Erick Gale answered:
Whats the minimum I'm going to nee to get into a house around $180,000. Scores in the 690 and a first time homebuyer.
Hello Alez

I just wanted to inform you that with an FHA Loan of this ammount the minimum you would have to put down is 3.5% or ($6300) with a Conventional Loan the minimum you would ... more
0 votes Share Flag Sun Jan 20, 2013 Home Buying in Omaha
Brian Rayl, Real Estate Pro in Frisco, TX
Brian Rayl answered:
need a 3bd to rent we been getting denied do to fiance has a felone thats 10 yrs old can anyone help
I can't help you with finding a home, but I can give you some advice.

Draft up a heartfelt letter of explanation. Explain exactly what happened, what the circumstances around the in ... more
0 votes Share Flag Tue Jan 15, 2013 Home Buying in Omaha
Dennis Clark, Real Estate Pro in Omaha View, Omaha, NE
Dennis Clark answered:
Rent-2-Own: 1.How long before loan, usually? 2.What % of rent goes towrd downpmt? 3. On a $100K home how much $ to move in?
To answer your questions: 1. Depends on your current situation. If there are credit issues and you are working with a good credit repair company and you are not creating new derogato ... more
0 votes Share Flag Mon Dec 10, 2012 Home Buying in Omaha
Ken Landolt, Real Estate Pro in Omaha, NE
Ken Landolt answered:
Do lenders require people to pay their taxes monthly or do you have the option of paying it off at the end of the year?
Lenders usually require that they pay your taxesbut the good news is you usually get a slightly better rate for them to use your money. If you are putting 20% down you get the option t ... more
0 votes Share Flag Mon Dec 10, 2012 Home Buying in Omaha
Alex Heyen, Real Estate Pro in Omaha, NE
Alex Heyen answered:
I am looking to find a home loan. I have a 690 credit score and I only have about 5 percent to put down what is the best type of loan for me?
Mellisa,

FHA is the right choice for you. In our current economic conditions its going to be hard to obtain a conventional loan with your current credit score with just 5 percent do ... more
0 votes Share Flag Thu Nov 14, 2013 Home Buying in Omaha
Michael McGl…, Real Estate Pro in Omaha, NE
Michael McGlynn answered:
husband has a 640 credit score and i have a 595 credit score, she make 38k and i make 43k, looking for a mortgage loan for approval in Omaha, NE
Call, text or email me, Mike McGlynn @ 855-257- 3294. We'll sit down together and evaluate your current situation together. We'll work together to create a plan on how to get into a br ... more
0 votes Share Flag Sat Dec 15, 2012 Home Buying in Omaha
Summer Martin, Real Estate Pro in 68123
Summer Martin answered:
So I have talked to many people and everyone has the same comment to make about celebrity homes "stay away there cheaply made"
My mom bought a celebrity home 13 years ago. No issues except some regular maintenance. I sell Celebrity homes because they are affordable, pay your closing costs, they are brand new, i ... more
0 votes Share Flag Sat Dec 8, 2012 Home Buying in Omaha
Johnathan O'…, Real Estate Pro in Omaha, NE
Johnathan O'Gorman answered:
I want to buy a house in omaha, what are the best lenders out there? my income is $75000, credit score 780 and $15000 cash.
Hello!

Have you had a chance to take a look at the different school districts in Omaha. There are several, all with different pros and cons. I can email you a list and resources tha ... more
0 votes Share Flag Sat Dec 15, 2012 Home Buying in Omaha
Johnathan O'…, Real Estate Pro in Omaha, NE
Johnathan O'Gorman answered:
This may be a silly question, but how much income should be left every month after house payments and bills?
It really depends on the loan program you choose. Different loan programs require different amounts of funds to be unused after you pay your bills. It is all based on your debt (monthly ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in Omaha
Dave Zulinke, Real Estate Pro in Lynnwood, WA
Dave Zulinke answered:
Would I qualify for a $200,000 loan on 64,000 salary? I'm a first time home buyer when should I start preparing to look for a home.
Alez,

Great questions! The best time to start preparing to look for a home is as soon as possible. In other words, find a knowledgeable, ethical mortgage professional in your local ... more
0 votes Share Flag Mon Jul 28, 2014 Home Buying in Omaha
Dennis Thomas, Real Estate Pro in Omaha, NE
Dennis Thomas answered:
I am considering locating to Omaha. I don't know where to start in determining if buying downtown, which neighborhoods to look at, etc?
Send me a little more information and we can narrow your search. Price range, number of bedrooms, condo or home. And then i can send you some suggestions.

Reach me directly at Dennis ... more
0 votes Share Flag Thu Oct 25, 2012 Home Buying in Omaha
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