61802 : Questions & Answers

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Sharlyn Fran…, Real Estate Pro in Champaign, IL
Sharlyn Franzen answered:
What options, besides renting, are out there for people with low credit scores to purchase a home. I would be a first time home buyer.
First of all, have you spoken with a lender and had them run your credit or did you just check your credit on your own? Sometimes a person may think their credit score is too low to pu ... more
0 votes Share Flag Fri Oct 26, 2012 Home Buying in Urbana
Bren Brewer, Real Estate Pro in Cypress, TX
Bren Brewer answered:
We are thinking about listing our house in the MLS through a "flat fee MLS" service. Is this a good idea? Will it turn off buyers' realtors?
Depending on the type of compensation offered in MLS, it could potentially turn off buyers agents, although it should not. What I would be asking myself in your situation is "What is th ... more
0 votes Share Flag Thu Sep 6, 2012 Home Selling in Urbana
Darrell D. D…, Real Estate Pro in San Antonio, TX
Darrell D. Drouillard answered:
if a house is cheap as under 25000$(foclosure), is there hope to negociate for the price?
Sure. You can always negotiate prices. I have seen some foreclosures in my local area that were in the $25,000 - $40,000 range go for less than list price. Negotiation is always possib ... more
0 votes Share Flag Thu Jun 21, 2012 Home Buying in Urbana
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
65 year old house 1,900 sq ft needs alot of Updating asking price is 159,900 what would be a fair offer.
First, forget fair. Fairness has nothing to do with the transaction.

What would be a reasonable purchase? That's the question you should be asking.

Second, forget the asking price ... more
0 votes Share Flag Mon Jun 18, 2012 Home Buying in 61802
Markita Land…, Home Owner in Urbana, IL
Markita Landry asked:
Beautiful Historic Condo for Sale in Urbana, IL... Walk to campus Video tour: http://www.youtube.com/watch?v=9N6QVPPj824&feature=youtu.be

Craigslist ad: http://chambana.craigslist.org/reo/3068154450.html

I'm a graduate student selling a condominium ...
0 votes Share Flag Sun Jun 10, 2012 Home Selling in 61801
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Hi, I am an internal graduate student, I have monthly stipend right now. Can I apply for a housing loan? Thanks!
Anyone can "apply", getting a loan is another story. Speak to a lender, that is always step #1 in the process to buy.
0 votes Share Flag Sun Apr 8, 2012 Financing in Urbana
Mark Waldhoff, Real Estate Pro in Champaign County, IL
Mark Waldhoff answered:
i am looking for a single family residence for sale between lincoln and Broadway no further north than Springfield and no further south than Florida.
Hi Gayle,
It's great that you have identified a specific location in Urbana. I'm guessing since you are on Trulia you are already aware of their map based search functions. ... more
0 votes Share Flag Mon Jun 25, 2012 Home Buying in Urbana
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
Is it better for the buyer to ask for an allowance in the purchase contract or to offer less money for the house?
Hello Soxy,
It really isn't a repair issue with the home that you are requesting the allowance for as not every potential buyer would want a fenced in backyard. I suggest tha ... more
0 votes Share Flag Mon Jun 20, 2011 Home Buying in 61801
Edith Karoli…, Real Estate Pro in Chicago, IL
Edith Karoline Jasser answered:
I have recently signed a purchase agreement recently. For home owner insurance purpose, I tried to ask the
Dear Home Buyer,
Well here it goes, if the Seller has lived in the home for a very long time, he or she should know when they put a new layer on the roof, or had a full tear off done.
... more
0 votes Share Flag Fri Aug 28, 2009 Home Buying in Urbana
Stephen Bohn…, Real Estate Pro in Monmouth County, NJ
Stephen Bohnert answered:
I purchase a home in Il in Feb of 09 a first time buyer. What incentive is offered for me?
If you mean the February of this year that has passed...then you should have qualified for the $8000 First Time Homebuyer Tax Credit. I have provided the link to government webpage.
0 votes Share Flag Wed Jul 22, 2009 Home Buying in Urbana
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Can low income poor credit people purchase a home in our area and how? I am tired of renting!

All lenders no matter who you are require 3.5% downpayment or more, based on credit scores, debt ratio, employment history of 2 years. If your credit scores are below ... more
0 votes Share Flag Sun Jun 7, 2009 Market Conditions in Urbana
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
I'm looking for general information on neighborhood safety in certain neighborhoods in Urbana, IL.
The best resource for this information is the local police department or the county sheriff's department. They have access to the most current and accurate information and are generally ... more
0 votes Share Flag Thu Dec 11, 2014 Crime & Safety in 61801
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
What are our chances for getting a mortgage?
You should not have a problem DUE to fact that many families one spouse or both travel majority of time. There corporate office in other states and etc. You should be fine.

Be car ... more
0 votes Share Flag Tue Feb 17, 2009 Market Conditions in Urbana
Cameron Piper, Real Estate Pro in Minnesota
Cameron Piper answered:
Is a lowered assessed value good?

In theory your property value has dropped but tax assessors (love them as people) are notoriously wrong in their estimations of market value. The down side to their job is they ... more
0 votes Share Flag Mon Sep 22, 2008 General Area in 61801
Mark Waldhoff, Real Estate Pro in Champaign County, IL
Mark Waldhoff answered:
Does anyone have advice on purchasing a cottage in the Fairlawn community in Urbana? We need a small place
Jim, to confirm, are you looking at the renovated homes and not the new multi-unit buildings?
They are in a pretty good location, especially in relation to campus. What is your time ... more
0 votes Share Flag Mon Jul 13, 2009 Home Buying in Urbana
Mark Waldhoff, Real Estate Pro in Champaign County, IL
Mark Waldhoff answered:
why is this property listed as sold 3BR 1BA. It is for sale 4BR 2BA
I think there is a glitch between Trulia and the local MLS. It is actually a 4br 2bath home, as you expected.
Here's a link with more info:
http://www.illinihomes.com/chm/maildoc/a00 ... more
0 votes Share Flag Fri Apr 25, 2008 Market Conditions in 61802
Rrrr, Home Buyer in Champaign, IL
Rrrr answered:
why are there so many houses for sale in the savannah green neighborhood? Is there something wrong with those?
it is because of the sprawl and cheaply built homes that are very close together.also florida avenue is going to become much busier becuse a wal mart was just built there.
0 votes Share Flag Thu Jan 17, 2013 General Area in 61801
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