Financing in 60653 : Questions & Answers

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Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
Refinance an investment property with 80% LTV?
Maybe. I would try calling Tony Lupescu at 708-351-6416.
0 votes Share Flag Sat Feb 9, 2013 Financing in Chicago
Greg Moore, Real Estate Pro in Chicago, IL
Greg Moore answered:
looking for financing!!!
Dave,

Feel free to call me when you get a chance. We have a variety of programs available for foreign borrowers.
I would love to take a look at your scenario more closely and get ... more
0 votes Share Flag Sun Feb 3, 2013 Financing in Chicago
David Hanna, Real Estate Pro in Chicago, IL
David Hanna answered:
Looking for alternative financing (hard money loan?) for a unique rehab in the Bucktown area.
Lakeside Bank. Hyde Park Bank, Belmont Bank. All will lend if the project makes sense and you qualify for the end loan. You will have to use a licensed contractor, have plans and permit ... more
0 votes Share Flag Wed Jan 30, 2013 Financing in Chicago
Jacquelyn Ho…, Real Estate Pro in Chicago, IL
Jacquelyn Hollyfield-willia answered:
I own a house in the south side of Chicago, tenant wants to buy it
Not that I know of. FHA for most lenders require at least a 640 FICO.
0 votes Share Flag Wed Jan 30, 2013 Financing in Chicago
Maria Ascenc…, Real Estate Pro in Saint Charles, IL
Maria Ascencio answered:
Can someone with an ITIN # get a loan?
There is another bank offering home loans with ITIN numbers. They have an excellent program with min. Down payment and you can choose your property. Certain restrictions apply, but if ... more
0 votes Share Flag Tue Jan 22, 2013 Financing in Chicago
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
How do I buy a foreclosed home with a couple credit cards?
You cant buy a property on a credit card.
0 votes Share Flag Thu Jul 18, 2013 Financing in 60618
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
I have a just over $100k in business credit cards and want to take out $30k to buy a residential property.
You cant put a property on a credit card.
0 votes Share Flag Tue Jan 22, 2013 Financing in 60618
Ivan Sagel,…, Real Estate Pro in Chicago, IL
Ivan Sagel, ABR, SFR answered:
Jumbo loan ($600k) with 5% down in Chicago North-Center foreclosed property?
Contact Sam Sharp with Guaranteed Rate. If it can be done, he can do it.

All the best,

Ivan Sagel
312.515.7823
Ivan@atproperties.com
0 votes Share Flag Wed Jul 3, 2013 Financing in 60618
David Hanna, Real Estate Pro in Chicago, IL
David Hanna answered:
Can a new HUD code manufactured home be aquired on a lease to own contract. I have a properly prepared/no mortgage lot.
There is currently no manufactured home that will qualify for use in the City of Chicago. These regulations vary by municipality, but the regulations are tighter all over the Chicago ma ... more
0 votes Share Flag Wed Jan 9, 2013 Financing in Chicago
Ivan Sagel,…, Real Estate Pro in Chicago, IL
Ivan Sagel, ABR, SFR answered:
I would like to put an addition on my house. I estimate that the additions will cost between 90K and 100K. Could a 203K loan work for this?
Brian,

I believe a 203k can only be used during the purchase of a home, not for a refi. What you are looking for is a construction loan. How much equity do you have? Maybe you can ju ... more
0 votes Share Flag Fri Jun 28, 2013 Financing in Chicago
Manuel Brown…, Real Estate Pro in 60640
Manuel Brown (312) 600-5710 answered:
Should I pay down my mortgage to eliminate PMI before refinancing?
Rachel,

Speak with Tracy Compagna with Guaranteed Rate at 773-383-1405. It is free and she is GREAT!
0 votes Share Flag Wed Jan 9, 2013 Financing in Chicago
Philip Sencer, Real Estate Pro in Chicago, IL
Philip Sencer answered:
Rental options while in Chapter 13?
You probably should find a few agents in the Burbs you are interested in to see what landlords 'tend' to look at when evaluating potential tenants. Here in the city where I work they te ... more
0 votes Share Flag Thu Jan 17, 2013 Financing in Chicago
Philip Sencer, Real Estate Pro in Chicago, IL
Philip Sencer answered:
Can anybody refer me to a lender that is providing rehab/construction financing?
My web site has some lender references.
0 votes Share Flag Sat Dec 29, 2012 Financing in Chicago
Bkelly, Real Estate Pro in Chicago, IL
Bkelly answered:
can i get finaneing for 2 houeses at the same time in chicago il from the same lender.?
Yes, you can. Each loan application would have to show terms of loans each both properties.
0 votes Share Flag Sun Dec 23, 2012 Financing in Chicago
Bill J Delig…, Real Estate Pro in Chicago, IL
Bill J Deligiannis answered:
Looking for a portfolio lender to refinance several 2-4 unit properties.
How long have you owned the properties?
Are you reporting the income on your tax returns?
Do you have mortgages on any other properties?

Feel free to contact me and I would be glad ... more
0 votes Share Flag Fri Jul 11, 2014 Financing in 60647
Bill J Delig…, Real Estate Pro in Chicago, IL
Bill J Deligiannis answered:
How do "after completed" appraisals work? Are there formulas that determine the value? Do lenders consider multiple appraisals?
Just because you spend $X does not mean that you will realize that in the appraised value.

After the home is completed your lender will send the Appraiser out to appraise the value. ... more
0 votes Share Flag Mon Dec 17, 2012 Financing in Chicago
Sohail Salah…, Real Estate Pro in Chicago, IL
Sohail Salahuddin answered:
I recently bought a condo cash but it needs work. What would be the loan type in this situation?
Are you looking for a rehab loan? If so then this would depend how much equity you have in the property. The only way to accomplish your goal is to pull money out of the home to finis ... more
0 votes Share Flag Mon Dec 17, 2012 Financing in 60624
Philip Sencer, Real Estate Pro in Chicago, IL
Philip Sencer answered:
Which lenders would you suggest I contact to get prequalified for a purchase mortgage for a 2-4 or 6 unit building?
Almost all residential lenders do that. My web site has some renferences if you need them.
0 votes Share Flag Wed Nov 28, 2012 Financing in 60649
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
Financing on multi for Canadians
I would speak to a few lenders. Some will be able to do this. Call Tony Lupescu at 708-351-6416.
0 votes Share Flag Mon Nov 19, 2012 Financing in Chicago
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
Trying to find financing for revenue properties in Chicago.
You can try calling Tony Lupescu at 708-351-6416.
0 votes Share Flag Mon Nov 12, 2012 Financing in Chicago
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