Home Buying in 60617 : Questions & Answers

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Ryan Gossett, Real Estate Pro in Chicago, IL
Ryan Gossett answered:
If the property is in pre-foreclosure, how does one buy before foreclosure?
You write an offer to the seller. If they accept, they submit your offer to the bank with their harship package. If the bank feels it is to their advantage to sell it to you for less ... more
0 votes Share Flag Mon Oct 14, 2013 Home Buying in Ravenswood
Ryan Gossett, Real Estate Pro in Chicago, IL
Ryan Gossett answered:
How can one reduce their closing costs when refinancing?
Agree to a higher interest rate. You don't have to go with the best offered and often you can still reduce your payment.
0 votes Share Flag Sat Feb 2, 2013 Home Buying in Wicker Park
Ryan Gossett, Real Estate Pro in Chicago, IL
Ryan Gossett answered:
How much money will one need to bring to closing? It is safe to assume 2%?
What is the price point? Your biggest closing cost is transfer stamps at $7.50/$1k.
0 votes Share Flag Mon Feb 4, 2013 Home Buying in Wicker Park
Sam Sharp, Real Estate Pro in Chicago, IL
Sam Sharp answered:
Conventional 90/10 home loans?
I am happy to help and I have multiple options for you
Please call me at your convenience
Sam Sharp
Senior VP of Mortgage Lending
Guaranteed Rate
773 290 0455
0 votes Share Flag Tue Feb 5, 2013 Home Buying in Chicago
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
Tax breaks are some of the biggest perks of owning a home, but which home-buying expense is NOT tax deductible?
Home maintenance is not. That typically leaves you with a big expense. Also if there is assessments, those aren't deductible either.
0 votes Share Flag Thu Jan 31, 2013 Home Buying in Chicago
Ivan Sagel,…, Real Estate Pro in Chicago, IL
Ivan Sagel, ABR, SFR answered:
What feature should you look for when shopping for an eco-friendly home?
Energy efficiency would be number one on my list. There is nothing more eco-friendly than using a minimal amount of energy.

Second most important would be the use of recycled or sust ... more
0 votes Share Flag Wed Jan 30, 2013 Home Buying in Chicago
Evelyn Fred -…, Real Estate Pro in Chicago, IL
Evelyn Fred - (773) 981-2005 answered:
Anyone have experience with the Partnership for New Communities incentives in Chicago?
Hi Krystyna,

I have not worked with any of the 36 recipients of this grant, but it appears it expired May 2012.

Here is the link for the program: http://www.cct.org/impact/partne ... more
0 votes Share Flag Mon Jan 28, 2013 Home Buying in 60608
Mark Malave,…, Real Estate Pro in 60626
Mark Malave, Buyer's Agent answered:
were is the listing for 1820 N.Kimball ave
You can call or email me at your convenience.
0 votes Share Flag Tue Jan 29, 2013 Home Buying in Chicago
Bill J Delig…, Real Estate Pro in Chicago, IL
Bill J Deligiannis answered:
How is the area for a single woman to live alone having to walk her dog day and night? Concerned with boarded up bdgs, closed down business, etc
It sounds like you just answered your own question. Go to the neighborhood and get a feel for it. If it doesn't meet your criteria for what you consider safe, then move on.
0 votes Share Flag Fri Nov 29, 2013 Home Buying in Grand Boulevard
Laurie Chris…, Real Estate Pro in Oak Park, IL
Laurie Christofano answered:
What are the pros and cons of having the same realtor represent us and the seller in a contingent sale?
I would ask for referrals from other clients who've used her as a dual agent. That way at least you can verify that she can walk the fine line and give all clients equal and fair r ... more
0 votes Share Flag Mon Apr 1, 2013 Home Buying in Chicago
Ryan Gossett, Real Estate Pro in Chicago, IL
Ryan Gossett answered:
There is a condo for sale 918 W. Winona. What is the area like?
The area is nice if you like being close to the lake and tranportation to downtown. Retail in the area is hit or miss but it is close to a new Dominicks. I expect the area to develop ... more
0 votes Share Flag Thu Jan 31, 2013 Home Buying in Uptown
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
how low can the offer be?
A LOW offer can go all the way to insulting!

I have seen Buyers want to HURT the Seller with their offer.

There's a very old saying:
"In order for there to be a good sale; the Se ... more
0 votes Share Flag Mon Feb 4, 2013 Home Buying in Little Village
Philip Sencer, Real Estate Pro in Chicago, IL
Philip Sencer answered:
If you have a 30-50% value increase aftter a 203k Rehab loan does Chicago increase your taxes?
You need to contact the people at the city of Chicago Heights and/or county and ask how they determine taxes
0 votes Share Flag Sat Jan 26, 2013 Home Buying in 60649
Matt Bukovy, Real Estate Pro in Chicago, IL
Matt Bukovy answered:
I need help with obtaining an fha loan!
Jessica,

You can give me a call, send me an email, or go to my website to fill out an online application.

I'd be happy to help.

Thanks,

Matt Bukovy
Senior Mortgage Consulta ... more
0 votes Share Flag Tue Oct 29, 2013 Home Buying in Chicago
Edward Mende…, Real Estate Pro in Elmwood Park, IL
Edward Mendelson answered:
I'm closing on a 2 flat building with a very low basement ceiling. I would like to dig down the basement so I can Duplex the 1st floor to
Digging downward is a very expensive project especially if you are going to dig past the footing of the foundation. This building sounds older and keep in mind these basements were neve ... more
0 votes Share Flag Thu Jan 24, 2013 Home Buying in 60608
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
What should one look for when walking through a home's open house?
Things that stick out to them. Make sure it has a good layout, nice natural light, the upgrades they like. Does it fit your lifestyle, etc.
0 votes Share Flag Wed Oct 30, 2013 Home Buying in Austin
Philip Sencer, Real Estate Pro in Chicago, IL
Philip Sencer answered:
Is an older home a better value than a new one?
Older usually means that future maintenance will be higher, but there are other factors to consider. Newer houses tend to be low maintenance, yet sometimes they are built poorly and che ... more
0 votes Share Flag Thu Jan 24, 2013 Home Buying in Austin
David Hanna, Real Estate Pro in Chicago, IL
David Hanna answered:
Is there any possibility of receiving mortgage in my situation?
Yes, if:

you are a US citizen
you can verify the source of income
your payments are in line with acceptable debt to income ratios
you have your funds in a US bank, or will put the ... more
0 votes Share Flag Mon Jan 21, 2013 Home Buying in Chicago
Bill J Delig…, Real Estate Pro in Chicago, IL
Bill J Deligiannis answered:
What is the average number of foreclosures in the buildings in River North?
It may be difficult to get financing in a building with < 50% of owner occupants.
0 votes Share Flag Fri Dec 6, 2013 Home Buying in 60654
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