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B.J. Tregoni…, Real Estate Pro in Chicago, IL
B.J. Tregoning answered:
Can one take out a first time mortgage that is greater than the cost of the house and use the excess money to pay off other debt?
Not unless you have a time machine and can go back to 2006
0 votes Share Flag Tue Mar 26, 2013 Financing in Portage Park
B.J. Tregoni…, Real Estate Pro in Chicago, IL
B.J. Tregoning answered:
What is the best way to refinance if you have been through a short sale in the last two years?
Talk to a lender but to my knowledge you won't be able to refinance for at least 2 years.
0 votes Share Flag Thu Feb 28, 2013 Financing in Portage Park
Manuel Brown…, Real Estate Pro in 60640
Manuel Brown (312) 600-5710 answered:
Hi everyone I need help I want to finish the 2nd floor in my house the roof was raise Only on one side. Any idea how much can it be ?
Dear AANJO70,

Yes you will need an architect to do drawings and find a licensed contractor. I have worked with a really professional contractor Eugene Fahey and his number is 773-4 ... more
0 votes Share Flag Wed Feb 13, 2013 Remodel & Renovate in Chicago
Ivan Sagel,…, Real Estate Pro in Chicago, IL
Ivan Sagel, ABR, SFR answered:
Given increasing interest rates, does it make sense to pay off your mortgage debt or should one invest in bank deposits, equity, etc.? Why?
We are currently at historically low interest rates, 2.5-3% on a fifteen year fixed loan. I would not pay off my mortgage early, I would invest in more properties. With 25% down, you ca ... more
0 votes Share Flag Wed Feb 13, 2013 Financing in West Rogers Park
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
What index is the 30 year fixed mortgage based on?
Trulia, as you know, there are few blanket answers possible in real estate.

For this question, it depends on which bank you're using. It could be the US 10 year Treasury note or L ... more
0 votes Share Flag Wed Feb 20, 2013 Financing in Chicago
Manuel Brown…, Real Estate Pro in 60640
Manuel Brown (312) 600-5710 answered:
What are some good questions to ask when refinancing?
Trulia Chicago,

I am not sure if you are asking what are good questions a homeowner should ask the lender or what are questions a homeowner should ask themselves?

A home owner sho ... more
0 votes Share Flag Wed Feb 20, 2013 Financing in Chicago
Philip Sencer, Real Estate Pro in Chicago, IL
Philip Sencer answered:
Can I buy w my itin number???
That might be an issue, but my web site has some lender references. Give them a call. There is no cost to speak with them.
0 votes Share Flag Fri May 10, 2013 Home Buying in Chicago
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
I'm considering buying a Mobile home in Weeping Willow Ranch,La Grange,Il.,any advice?
I would just check the different options available. They have a lot of these over there. The managers on site are pretty good for information as well.
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Chicago
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
is this property rentable?
Most of the time when it says For Sale they are looking to sell and move on, not become a landlord. Most often the seller needs the money from the sale to buy something new and until th ... more
0 votes Share Flag Fri Mar 15, 2013 Foreclosure in O'Hare
Lucid Realty, Real Estate Pro in Chicago, IL
Lucid Realty answered:
what is the best neighborhood for buying investment property in chicago- market trends? and what type of investment property is best return?
There is no simple answer to this question. It all depends upon your risk tolerance and your financial goals. The riskier the investment the higher the potential return in general. You ... more
0 votes Share Flag Mon Feb 11, 2013 Home Buying in Chicago
Thomas G Kos…, Real Estate Pro in Chicago, IL
Thomas G Kossnar answered:
I am seeking to rent a 3 bedroom apt or townhome ....I am looking to move ASAP ......NOt on the Southside of Chicago
Alexis,
I have several listings on the Northwest side of the city that are unoccupied. They can be moved into on or before March first. I would love to tell you all about them!
Both a ... more
0 votes Share Flag Mon Feb 11, 2013 Rentals in Chicago
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
Rules regarding counting rental income?
Your last question is key. The rules regarding rental income changes from lender to lender. You can find some local banks that will consider rental income as soon as the lease is sign ... more
0 votes Share Flag Sun Feb 10, 2013 Home Buying in Chicago
Sabran, Both Buyer and Seller in 60630
Sabran answered:
Questions regarding refinancing and getting a second mortgage
I currently have a condo in Jefferson Park that I bought in 2008. I originally got the loan through BoA using their "No Fee Mortgage Plus" program. I didn't find out until very recently ... more
0 votes Share Flag Sat Feb 9, 2013 Home Buying in Chicago
Silvana Fino, Other/Just Looking in Beverly Hills, CA
Silvana Fino answered:
Bank accepts then declines approved short sale offer twice then begins foreclosure. Should I be talking to a lawyer?
Amanda, when you submit for short-sale approval it must consider the second lien in the HUD-1; the primary loan does not stand alone when there is a second mortgage lien on the property ... more
0 votes Share Flag Mon Feb 11, 2013 Home Buying in Chicago
Steve Stenger, Real Estate Pro in Chicago, IL
Steve Stenger answered:
how do i find out what year a property became FHA approved?
Go to www.hud.gov. Click on the resource tab, then click on HUD approved condominium projects. Do a search by zip code in the drop down box. Then look for the association by legal name
... more
0 votes Share Flag Fri Feb 8, 2013 Home Buying in Uptown
Laurie Chris…, Real Estate Pro in Oak Park, IL
Laurie Christofano answered:
100% list price offer rejected on foreclosure
Chances are it sold for higher than list price; there's fierce competition out there amongst buyers so you may need to be even more aggressive on the next one! Make sure you'r ... more
0 votes Share Flag Thu Apr 18, 2013 Foreclosure in 60624
Randall Lanc…, Real Estate Pro in Chicago, IL
Randall Lancaster answered:
just received a letter Notice of Hud Relief retentions services
As always talk to a real estate professional or speak to a mortgage professional. Each circumstance is unique so contact someone quickly and explain all the variables.
0 votes Share Flag Sat Feb 9, 2013 Foreclosure in Chicago
Randall Lanc…, Real Estate Pro in Chicago, IL
Randall Lancaster answered:
Are any of the 65 units at the 13floor 1928 bulding at 2666 East 73rd for rent at any time ? Thanks Konrad konradfe@gmail.com
There is nothing at this moment. I would like to recommend that you utilize my free website at www.idealhomesinchicagoland.com. You will be able to search for properties throughout Ch ... more
0 votes Share Flag Sun Mar 10, 2013 Market Conditions in South Shore
Bill J Delig…, Real Estate Pro in Chicago, IL
Bill J Deligiannis answered:
Home buying in Beverly..Difficult?
If you are prequalified with your Lender and establish a strategy with your Realtor, you shouldn't have a problem finding a home. You have to look at properties you can afford and act q ... more
0 votes Share Flag Wed Feb 20, 2013 Home Buying in Chicago
Lucid Realty, Real Estate Pro in Chicago, IL
Lucid Realty answered:
can i buy a home in chicago near mosque or islamic center?
Yes. You can buy a home anywhere you want.
0 votes Share Flag Wed Feb 6, 2013 Home Buying in Chicago
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