60540 : Questions & Answers

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Phil Rotondo, Real Estate Pro in Brevard County, FL
Phil Rotondo answered:
how can I figure out the value of my house today, it was 37000 in 2008?
Celinka;
Very easy; and it's free.
Contact a local Real Estate agent and ask for a market analysis of your property.
0 votes Share Flag Tue Jul 30, 2013 General Area in 60540
Allan Erps, Real Estate Pro in Nanuet, NY
Allan Erps answered:
First Time Home Buyers love advice to you have anything to share?
Share your knowledge of the entire process at your initial meeting, especially the commission part. You would be shocked how many "newbies" think they are paying a commission ... more
0 votes Share Flag Sat Jan 7, 2012 Home Buying in Naperville
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
What is the shortest time you have ever had a short sale close. From time of offer until closing. Plus was the short sale pre approved by the lender.
Not pre-approved....3 weeks, contract to close......still can't believe it.

It's viewed by many as a minor miracle!

Bill
0 votes Share Flag Sat Dec 10, 2011 Home Buying in Naperville
Michele Nixon, Real Estate Pro in Naperville, IL
Michele Nixon answered:
I'm tyring to rent a house in either Naperville or Aurora,IL. However, I have a home daycare that will be run out of the home. Can anyone help?
Hi Chanelle,

There are a little over a dozen homes for rent along Rt. 59 between 2000 and 7500. If you email me your contact information, I'd be happy to send those that fit you ... more
0 votes Share Flag Tue Apr 19, 2011 General Area in Naperville
Marie Souza…, Real Estate Pro in Centerville, MA
Marie Souza Team answered:
Do you have a mistake that you did that you would like to share with a First Time Home Buyer?
My tip to 1st Time Homebuyers out there who are purchasing a home is to NOT make any large purchases (car etc) or open/close a credit account until after your property closes & goes ... more
0 votes Share Flag Sat Apr 2, 2011 Home Buying in Naperville
Spirit Messi…, Real Estate Pro in 85716
Spirit Messingham answered:
I need an agent to help me in buying a property either as short sale listed or regular listed.
Yes, you can get that sellers to help with closeing costs. What do you know about short sales? Do you think just because it is a Short Sale it is a "good deal"? Cause all t ... more
0 votes Share Flag Sat Dec 10, 2011 Home Buying in Naperville
Mike Hagen, Real Estate Pro in Wheaton, IL
Mike Hagen answered:
how much to rent a home in Naperville, Il 60563?
It depends on what you are looking for. Is it a 1 bedroom condo, a 3 bedroom town home or a 6 bedroom house. These have ranged in price from $800/mo to over $4000/mo. It depends on h ... more
0 votes Share Flag Mon Apr 4, 2011 Rental Basics in 60563
Dan Firks, Real Estate Pro in Naperville, IL
Dan Firks answered:
I want to get a jumbo loan later this year but I had a recent 30 day late payment on my mortgage by accident.I have not had a late payment for almost
I have one of the best lenders in the business Chai Charin with 1st Centennial Bank. He does a ton of jumbo loans and has allot of different investors giving loans. I would suggest ta ... more
0 votes Share Flag Sat Mar 12, 2011 Home Buying in Naperville
Michele Nixon, Real Estate Pro in Naperville, IL
Michele Nixon answered:
Naperville has both Will and DuPage county as it's two taxing entities-which county is it less expensive for taxes? What street is the dividing?
Hi Kathy,

For the most part, Will County would be the lesser of two taxing bodies. However, there are still Naperville schools in Will County and that doesn't differ much and i ... more
0 votes Share Flag Fri Apr 1, 2011 Home Buying in Naperville
Jon R Roberts, Real Estate Pro in Denver, CO
Jon R Roberts answered:
how can I figure the depreciation of my home from Aug. 2007 to today? I need the information for an estate evaluation.
Seek out a local Realtor who can generate a Market Analysis and or Broker Price Opinion (known as a BPO). Google your neighborhood or ask around for referrals if you do not know one. ... more
0 votes Share Flag Tue Jan 28, 2014 Market Conditions in 60540
Laura Karamb…, Real Estate Pro in Downers Grove, IL
Laura Karambelas answered:
what is the average days on market prior to sale in Naperville, IL?
That depends on price range. If you take ALL the Active/Sold single family homes(only) for the past 6 months here is a quick market statistics report.....

There are currently 982 Ac ... more
0 votes Share Flag Wed Nov 3, 2010 Market Conditions in Naperville
Yvonne Rusin, Real Estate Pro in Wheaton, IL
Yvonne Rusin answered:
I just want to make sure I am reporting enough income for 2009 and 2010. I just don't want to get turned down for a house I like because of
You should report your income honestly. An excellent mortgage broker at WinTrust mortgage, Tracy Flanagan, can go over the details above with you personally. Tracy can be reached at 7 ... more
0 votes Share Flag Sat Oct 23, 2010 Financing in Naperville
Richard Schu…, Real Estate Pro in Los Angeles, CA
Richard Schulman answered:
How to buy forceclosure house? I find one in Trulia.
Speak with a local agent. They can help you set up showings of houses on the market, and can assist you in writing offers, negotiating deals, and protecting your best interests along th ... more
0 votes Share Flag Thu Jan 10, 2013 Foreclosure in 60563
William Chu, Real Estate Pro in Downers Grove, IL
William Chu answered:
Refinancing effect my credit or buying of new property? Currently I have a condo downtown Chicago I bought for $475K a few years ago and I owe about
Kbiii, it seems you do not occupy the condo currently, correct? If yes, you will be refinancing the mortgage on the condo as a non-owner occupied property. There are loan to value res ... more
0 votes Share Flag Sun Oct 10, 2010 Financing in Naperville
Bill White,…, Real Estate Pro in Naperville, IL
Bill White, Sr. answered:
Credit Experts. Can anyone recommend a reputable company/organization that helps deal with questions on my credit reports and deals with those?
This guy is the best I know for all credit questions - Gary Novel (Kredit Guru) at kreditguru@aol.com or 630-624-9557.

Feel free to use my name for a quick response.

Bill White
R ... more
0 votes Share Flag Thu Jan 13, 2011 Home Buying in Naperville
Rich Ayers, Real Estate Pro in Oswego, IL
Rich Ayers answered:
Sale or Rent
I would definitely consider renting it at this point. As we slip into Fall, it will get a little harder to rent on average. BUT, there are many folks looking for rentals at this point ... more
0 votes Share Flag Sun Sep 12, 2010 Home Selling in Naperville
Eric Hall (6…, Real Estate Pro in Geneva, IL
Eric Hall (630) 492-1284 answered:
If I want to buy a home but already have a mortgage I will keep on my condo but have a renter which covers the mortgage, will that still hurt me when
Lenders will require you to qualify for both loans. Meaning, you have to qualify for the new loan with the old loan as a debt regardless if you mortgage is covered by the rental income ... more
0 votes Share Flag Sat Dec 10, 2011 Home Buying in Naperville
Kbiii, Home Buyer in Naperville, IL
Kbiii answered:
Credit scores and jumbo loans. Next year I plan to buy.My three scores are very different. The best is Equifax which is at 692. Then Experian is at
I forgot to say the jumbo range would be a $900,000 price property with 20% down
0 votes Share Flag Thu Sep 9, 2010 Home Buying in Naperville
Bradley Egge…, Real Estate Pro in Palatine, IL
Bradley Eggers answered:
I read that closing costs can be 2-5% of the price of the home. Is that true? What is the trend especially on higher priced homes. For example, a
Kbiii,

The percentage is a general rule of thumb that is not always correct. Many fees are flat costs regardless of the loan size. Between lender fees, title fees, and any transfer ... more
0 votes Share Flag Sat Dec 10, 2011 Home Buying in Naperville
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