53705 : Questions & Answers

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Bill E, Home Owner in Madison, WI
Bill E answered:
is this a good neighborhood?
Yes. Absolutely. Positively. Without a doubt the best possible neighborhood.

Close to everything. High Walkability Factor. Hardly any graffiti, next to no gangs, barely any drugs ... more
0 votes Share Flag Sun Apr 15, 2012 In My Neighborhood in 53714
Gail Rutkows…, Real Estate Pro in Sun Prairie, WI
Gail Rutkowski answered:
My family has to move for my wife's job and can't afford to pay our mortgage and rent.
You relocation is a hardship and there is the HAFA program (Home Affordabiity Foreclosure Altnernative) program that may be available for you. Talking to a (CDPE) Certified Foreclosure ... more
0 votes Share Flag Thu Apr 12, 2012 Financing in Madison
Tom Mikel, Real Estate Pro in 53716
Tom Mikel answered:
Looking for 203k contractor who is approved with Wells Fargo - Madison, WI area
http://www.homeimprovementco.biz/

The owner Mike McManamy should be able to help you.
0 votes Share Flag Sat Mar 31, 2012 Design & Decor in Madison
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
I filled out a pre-approval application. The lender then pulled my credit and has ignored me for 3 months. Can I have the inquriy removed?
It sounds like the lender rejected the application, they are supposed to send a statement of denial to the address you listed on the application. I wouldn’t worry too much about ... more
0 votes Share Flag Thu Mar 8, 2012 Financing in 53703
Keith &…, Real Estate Pro in Verona, WI
Keith & Kinsey Schulz answered:
Where is your local market headed? Has it turned the corner? Headed Up? Down? Flat?
Here's my thoughts on the Madison, WI area: http://wp.me/p1dbYY-7V I think we'll see some improvement in pricing and sales this year. :)
0 votes Share Flag Sat Feb 4, 2012 Market Conditions in Madison
Robert Hughes, Real Estate Pro in West Chester, PA
Robert Hughes answered:
How does earnest money factor in to securing your offer from a seller?
Dreamer, money is what holds it all together. In addition if your deposit is large enough you would be sending a subliminal message to the seller/owner you are a serious, pre-approved a ... more
0 votes Share Flag Sun Jan 22, 2012 Home Buying in Madison
Marge Tessner, Real Estate Pro in Wisconsin
Marge Tessner answered:
Buying a home near an elementary school in the Madison area, is it going to affect the resale value of this home?
It's a little bit of a mixed bag. In general, though, I would say that living within walking distance of an elementary school is often a good thing. If the next buyer doesn' ... more
0 votes Share Flag Wed Jan 4, 2012 Home Buying in Madison
Bern Mcgovern, Real Estate Pro in 90049
Bern Mcgovern answered:
Buying a home near an elementary school in the Madison area, is it going to affect the resale value of this home?
It shouldn't affect it too much. Yes, it may be a little less desirable then one that's a few blocks away from the elementary school but chances are the way the housing market ... more
0 votes Share Flag Wed Jan 4, 2012 Home Buying in Madison
Margie Casey, Real Estate Pro in Florida
Margie Casey answered:
My father in law suggested we use only the selling agent when buying a home for more wiggle room in price b/c of commissions. True/false?
Dear Paul,

Your thoughts make financial sense however the selling agent typically represents the Seller and NOT YOU. The agent in most states is not authorized to conduct themselves ... more
0 votes Share Flag Wed Dec 11, 2013 Home Buying in Madison
Rick Lyngaas, Real Estate Pro in Madison, WI
Rick Lyngaas answered:
Single family home rental
Usually about three months in front of when you want to move in.
0 votes Share Flag Thu Dec 29, 2011 Rentals in Madison
Jean Armenda…, Real Estate Pro in Madison, WI
Jean Armendariz-kerr answered:
I am looking for a lender in the Madison area familiar with USDA rural home loans. Any recommendations. I do understand Madison doesn't qualify.
Hi Cody, One of my preferred business partners does USDA loans - you can find him in my top pro's section here. His name is Joe Long from Waterstone Mortgage. Great guy, great l ... more
0 votes Share Flag Wed Nov 23, 2011 Home Buying in Madison
Donna Robert…, Real Estate Pro in Madison, WI
Donna Robert Birschbach answered:
Should I make an offer? If yes, at what price?
Hi Noah,

I sounds as if you have already done your homework. Obviously, if the property is of value to you financially and personally perhaps you should go with your instinct and ... more
0 votes Share Flag Tue Nov 22, 2011 Home Buying in Madison
Marie Souza…, Real Estate Pro in Centerville, MA
Marie Souza Team answered:
I am looking at purchasing a condo in downtown Madison, WI. Is a 1 bdrm a bad investment v. a 2 bdrm?
Kim - ALWAYS buy a 2 bedroom over a 1 bedroom, way better for re-sale.
The Marie Souza Team - Top Selling on Cape Cod
Cape Cod Real Estate Services
Phone: 508-790-2000
info@marie ... more
0 votes Share Flag Thu Nov 29, 2012 Home Buying in Madison
Steve Comfort, Real Estate Pro in Walnut Creek, CA
Steve Comfort answered:
Can a person make a secondary offer on a forclosure property that already has an accepted offer?
Yes, it's called a backup offer. However, not all sellers accept backup offers, so have your agent check with the listing agent to see if the seller will accept backup offers. If ... more
0 votes Share Flag Fri Nov 18, 2011 Foreclosure in Madison
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
If we buy a house for 30k under assessment, can we get access to that 30k of equity to renovate?
After you purchase a home lenders usually want you to own the home for a certain amount of time, called "seasoning", before they will use an appraised value that was higher th ... more
0 votes Share Flag Wed Nov 16, 2011 Financing in Greentree
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
What do you expect from your home & condo markets in Aug & Sept? I expect stronger home sales & weaker condo sales based on pending sales
Here in NH home sales are steady, condos have taken a large hit in prices as Single Families became more affordable, condos priced at or below market value are selling at a good pace. N ... more
0 votes Share Flag Mon Aug 1, 2011 Market Conditions in Madison
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
Can superior marketing compensate for a list price that is well above market? Folks in the industry, I look forward to your take :)
In my opinion, no, not if it is well above market. If it were only slightly above market, and your superior marketing could somehow point out the qualities of this particular home that ... more
0 votes Share Flag Mon Dec 22, 2014 Home Selling in Madison
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
If you have a credit score below 600 can you still qualify for a mortgage if you have good job time and good income?
No. Not easily, anyway. I'm sure some mortgage broker out there has something--a really non-conforming loan--that they can provide.

But if you have a good job and good income, y ... more
0 votes Share Flag Sat Sep 22, 2012 Home Buying in Madison
Vera Gonzalez, Real Estate Pro in Sterling Heights, MI
Vera Gonzalez answered:
Isnt buying a foreclosure home the best way to go?
Mom's House,

If you love the house it does not matter. The deals are great from all sides private, etc. It is up to the consumer.

Good luck

Vera
0 votes Share Flag Sat Jan 14, 2012 Home Buying in Madison
Michael Emery, Real Estate Pro in Minneapolis, MN
Michael Emery answered:
Is it appropriate to call a realtor to ask if the owner of a condo would be willing to rent?
Absolutely. If the owner has had difficulty selling, they might consider renting it out. The agent might also have knowledge of other units in the building that may be available for ren ... more
0 votes Share Flag Wed Aug 17, 2011 Home Buying in Madison
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