53402 : Questions & Answers

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Sunnie Zemaj, Real Estate Pro in Kenosha, WI
Sunnie Zemaj answered:
Is there anyone who can help find nice land contract homes in the Racine/Kenosha area?
The term "nice" is vague.Please send me your criteria (neighborhood,area,school district,price range,etc).....I would be more than happy to assist you!




262-620-0439
0 votes Share Flag Fri Aug 9, 2013 Home Buying in Racine
Dan Pederson, Real Estate Pro in Racine, WI
Dan Pederson answered:
wHAT IS IT LIKE TO LIVE IN 53177?
Sturtevant is a fine municipality to live with quality homes(mostly 1 story)
0 votes Share Flag Fri Feb 7, 2014 In My Neighborhood in 53406
Eric D Lenz, Real Estate Pro in Greendale, WI
Eric D Lenz answered:
Is there such a thing as a 10 year mortgage?
You bet! A 10 year mortgage is not commonly used, but you can get it, just ask your lender. You might even get a break on the interest rate of the loan.
0 votes Share Flag Tue Oct 9, 2012 Financing in Racine
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
Can the bank sue me on a foreclosed house after the Sheriff sale providing it was originally ruled 6 month redemption and no deficiency Jmt?
Sue you for what? Need to narrow it down a little,

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky One Home at a Time
0 votes Share Flag Tue Jul 24, 2012 Foreclosure in Racine
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
how do I find a full service bank in CO for my mortgage that has superior service like Johnson Bank in Racine WI?
Confused are you wanting to purchase another home in CO I am assuming ?

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Bus ... more
0 votes Share Flag Tue Mar 15, 2011 Home Buying in Racine
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
Will we pass the manual FHA underwriters?
This is a tough call. Generally when someone declares bankcruptcy, they look for well established credit afterwards. Does he have an explanation for having a repo after a bankcruptcy, a ... more
0 votes Share Flag Mon Nov 29, 2010 Home Buying in Racine
Jeff Kropp, Real Estate Pro in Chicago, IL
Jeff Kropp answered:
Is the UFMIP and MIP on an FHA loan based on the purchase price or loan amount?
It is based on loan amount, starting October 4th 1% for upfront and in most case 95 basis points for monthly (a big increase).
0 votes Share Flag Wed Sep 15, 2010 Financing in Racine
David Bellov…, Real Estate Pro in Racine County, WI
David Bellovary answered:
I will be moving to Racine within the next few months. Should I be talking to a local lender rather than one here in Nevada? And if so, whom should
Dear Joy,

Absolutely, you should be talking to a local lender. As much as everyone thinks that nationwide/internet based lending is the way of the future, there is something still t ... more
0 votes Share Flag Sun Apr 8, 2012 Home Buying in Racine
Mini Samuel, Real Estate Pro in 53158
Mini Samuel answered:
What is the approximate interest rate on an FHA loan with a credit score of 650? I am looking to purchase a home for $100,000 with $10,000 down and
your best bet would be to speal to a loan officer..If you need a referral to a local lender, please let me know..Thanks! Mini Samuel
0 votes Share Flag Sun Jul 18, 2010 Financing in Racine
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
We would like to purchase a home around $180000. What is the price range we should look between?
Marci,
Step one is get pre-approved for you mortgage. You may find you are qualified for a different amount. Once you are pre-approved get a good local agent and have them run all t ... more
0 votes Share Flag Tue May 11, 2010 Market Conditions in 53406
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
We would like to purchase a home around $180000. What is the price range we should look between?
It depends, in large part, on market conditions. It also depends on the motivation of the seller. Realistically, in most cases, I'd say look at everything below $225,000. Don' ... more
0 votes Share Flag Sat May 1, 2010 Market Conditions in 53406
Joan Braunsc…, Real Estate Pro in Morris County, NJ
Joan Braunschweiger answered:
Is there any place (perhaps a website) where I can find statistics on realtors? I am looking to buy a house in a few months and am not sure how I
Jjohnson,
I am not sure what statistics will show you.
You need to interview agents. Interview them until you KNOW you have found the right one. Be picky, take your time and don ... more
0 votes Share Flag Thu Apr 22, 2010 Home Buying in Racine
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
In general, how much under asking price are people paying for homes that are not short sales or foreclosures in Racine, WI? I know it depends on many
There may be a mathematical average. Who knows? 8%? 5%? 2%? Maybe they're paying above asking price. I can identify areas where homes are, on average, selling for more than their a ... more
0 votes Share Flag Fri Apr 16, 2010 Home Buying in Racine
Elva Wormley, Real Estate Pro in San Jose, CA
Elva Wormley answered:
Can someone please explain FHA's mortgage insurance works? I am looking to by a house in the fall and am wondering how large a down payment I
Hi Jjohnson,

If you're putting 20% down, you should be able to go with a conventional loan.

With FHA, regardless of the down payment, you are required to have mortgage insura ... more
0 votes Share Flag Fri Apr 9, 2010 Financing in Racine
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
When applying for a mortgage, how are deferred student loans treated?
It depends on the loan program and the lender's overlays.

FHA will require that loans be deferred for at least 12 months in order to with hold the student loan payment from your ... more
0 votes Share Flag Tue Mar 23, 2010 Financing in Racine
Kathy Persha, Real Estate Pro in Clarkston, MI
Kathy Persha answered:
In a forclosure, what is meant by "No deficiency judgment; 6 month redemption period"?
A deficiency judgment is the difference between the amount that the lender receives on a short sale and the amount owed on the property. in most states, the lender has the right to pur ... more
0 votes Share Flag Tue Mar 2, 2010 Foreclosure in Racine
Joseph Domino, Real Estate Pro in Scottsdale, AZ
Joseph Domino answered:
Short sale
Probably not. The property is probably listed at a price where the Seller has no room to give and accepting a low bid will kick in the Short Sale. Your agent should be able to find ou ... more
0 votes Share Flag Wed Feb 24, 2010 Home Buying in Racine
Sallyk, Real Estate Pro in Elm Grove, WI
Sallyk answered:
i want to know the history on my house who lived there did anyone die there
Do you have spirits visiting you ? Seriously if the home was listed in MLS...we can tell you the owners for the past 7 years. Before that,,,or if the house transferred ownership in so ... more
0 votes Share Flag Tue Jul 8, 2014 General Area in Racine
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
Best way to sell a great condo, in a buyers market of foreclosures?
The best way to sell anything in a Buyer's market is price it right for the condition and amenities. Make it stand out and shine above all the others so that a buyer can see thems ... more
0 votes Share Flag Fri Jan 15, 2010 Home Selling in Racine
Mini Samuel, Real Estate Pro in 53158
Mini Samuel answered:
I'm an Australian citizen looking to buy a property in Wisconsin. Is there anything I need to know?
Im not sure what sort of restrictions you are referring to..Please call me (262) 960-0468 and I can address all the questions you may have..Thanks! Mini
0 votes Share Flag Thu Apr 8, 2010 Home Buying in Racine
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