Questions & Answers in 52802

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Lowell Sterl…, Real Estate Pro in Dallas, TX
Lowell Sterling answered:
My mid score of 611 and my income to debt ratio is around 15%. I heard there are ways to get FHA qualified with scores below a 620. Is this vaild?
Give me a call and i will give you a minimum of 3 different mortgage including all cost and fees and yes when i pull all my buyers credit i do a thorough analysis to determine if by mak ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in 52806
Todd Seemann, Real Estate Pro in Davenport, IA
Todd Seemann answered:
Hello, I own a house that I want to sell. I have a very good friend I would like to sell it to. Can I sell it to him and co-sign the loan with him?
I agree with Paul's answer that you would have to own the home outright probably before that would be possible and the lease with the option to purchase would probably be the best bet f ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in 52806
Le Ann Tyson, Real Estate Pro in Iowa City, IA
Le Ann Tyson answered:
Anyone in the Quad City Area who can help my fiance get prequalified for a home loan anyone who goes below 620?
It may be challenging with a 620 credit score. It would suggest a local lender or credit union. These lenders have in-house programs that offer some flexibility. It is also a good id ... more
0 votes Share Flag Fri Jan 11, 2013 Home Buying in Davenport
Mickey Turner, Real Estate Pro in Davenport, IA
Mickey Turner answered:
When bidding on a foreclosure, is the bank expecting the asking price or is it OK to bid lower?
JO, Before the home was listed with a Realtor a broker price opinion was done that arrived at the price. Ideally that is what the bank would like to get. Lucky is correct some homes ... more
0 votes Share Flag Mon Aug 20, 2012 Home Buying in Davenport
babybert0106, Home Buyer in Winter Haven, FL
babybert0106 answered:
Can someone cosign on a mortgage loan?
I want to buy a home and my credit is not good nor is my income to good. My mother is on disability can I use her income to help me but her credit is not good either?
0 votes Share Flag Fri Jan 11, 2013 Home Buying in 52806
Brenda Nolti…, Real Estate Pro in Bettendorf, IA
Brenda Nolting- (563) 570-2048 answered:
I have a growing family and am tired of renting. I have less then favorable credit. What are my options for buying a house?
I think it best that you have a meeting with a mortgage consultant that does credit repair and is willing to help you through the process. Some things drop off your credit after so many ... more
0 votes Share Flag Wed Apr 11, 2012 Home Buying in Davenport
Dorene Slavi…, Real Estate Pro in Culver City, CA
Dorene Slavitz (213) 814-5238 answered:
I live abroad & purchased a property in Florida. I need to come over to check the house & advertise, Can I deduct flights/car hire from
Dear Sharon, What is deductable on your income tax is not a qustion for licensed Realtors..but a CPA.
0 votes Share Flag Fri Jun 24, 2011 Home Buying in Davenport
Lucky Lang, Real Estate Pro in Davenport, IA
Lucky Lang answered:
When 1st Army moves to RIA summer 2011, how will the influx of new people not inflate home prices in the area?
Charlie, The RIA has had hundreds of people who have transferred out of our area with previous BRAC relocations, etc. The supply of homes in the $150,000 and up are still good. The s ... more
0 votes Share Flag Thu Oct 15, 2009 Home Buying in Davenport
David Chambe…, Other/Just Looking in Saint Petersburg, FL
David Chamberlain answered:
Are we verbally/legally committed to our friend realtor? We found a for sale by owner and have done the foot
You use the word friend, when I work with my friends I make sure they get paid.
0 votes Share Flag Tue Jul 10, 2012 Home Buying in 52806
Mickey Turner, Real Estate Pro in Davenport, IA
Mickey Turner answered:
How do I get a list of houses to be sold as government tax foreclosures in my area?
The best way is to have a relationship with a Realtor. They can tell you when a foreclosure comes on the market as soon as it hits. Look for a Realtor that has experience in working w ... more
0 votes Share Flag Wed Jul 1, 2009 Home Buying in Davenport
Chris Mabry…, Real Estate Pro in Tucson, AZ
Chris Mabry SRS,e-PRO answered:
will u be abe to bu a house if your ina chapter 13 if u have nevr bougt before?
Hello, Depending on the age of your bankruptcy you may be able to qualify. There are several factors including current credit, income, employment, debt, down payment, etc. You need ... more
0 votes Share Flag Tue May 19, 2009 Home Buying in Davenport
Carol Rice, Real Estate Pro in Orlando, FL
Carol Rice answered:
I would like to purchase a home in Davenport and then rent it out long-term.
Hi I just checked MLS for houses that are actively for rent in Davenport with a minimum of 5 bedrooms and found 20 houses. The monthly rent prices for 16 of the houses range from $1 ... more
0 votes Share Flag Tue Feb 3, 2009 Home Buying in Davenport
Helen Fair-M…, Both Buyer and Seller in Davenport, FL
Helen Fair-Mensik answered:
Aviana in Davenport?
Hi Brant, Not sure if you are still looking or have now secured a home. Aviana is a lovely resort. I have recently viewed properties there on three occassions. Actually, with one I f ... more
0 votes Share Flag Sat Apr 4, 2009 Home Buying in Davenport
James Mooney, Real Estate Pro in Urbandale, IA
James Mooney answered:
my lease ends in aprilof 2009, live in apt. an are looking to purchase a house now, whatr my options?
First, have your financing in order. I suggest taking it a step further than pre-approval. Get the necessary documents to your lender of choice so they can verify all of the info that ... more
0 votes Share Flag Sun Jan 25, 2009 Home Buying in Davenport
James Mooney, Real Estate Pro in Urbandale, IA
James Mooney answered:
What has better resale possibilities, house or condo?
Go with the house. Even in a good market, I see condo's appreciate at a slower pace. I agree with Colin below in regard to financing. For example, to mitigate their risk, some lende ... more
0 votes Share Flag Sun Jan 25, 2009 Home Buying in Davenport, IA
Phil Cruicks…, Home Buyer in Aberdeen,UK
Phil Cruickshank asked:
I am cosidering a holiday home which will be kept available for use but not necassary rental potential... Can some one advise on monthly cost to keep my home ready for use, taxes, up keep by gardner , pool cleaner and pest controll.. anything I have not mentioned. Is $1000 a month real...
0 votes Share Flag Sun Feb 17, 2008 Home Buying in Davenport, IA
Carol Andres…, Real Estate Pro in Pittsburgh, PA
Carol Andres Baer, Realtor® answered:
Are there first time home buyer assistance grants in Polk County, FL or in Davenport, FL.?
Here's a link for the state of Florida for their first time buyer program. I would also check the county websites for the locations you mention to see if there is any information availa ... more
0 votes Share Flag Fri Jan 11, 2008 Home Buying in Davenport, IA
Colin, Real Estate Pro in Florida
Colin answered:
What are the best communities in Davenport for short term rentals from an investors point of view?
Denis Wow, that's an enormous question (assuming that's Davenport, Florida you're asking about) - just because the answer depends on many aspects, not the least of which is your obje ... more
0 votes Share Flag Tue Jun 17, 2008 Home Buying in Davenport, IA
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