52802 : Questions & Answers

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Stephen Webb…, Real Estate Pro in Seattle, WA
Stephen Webber answered:
My mid score of 611 and my income to debt ratio is around 15%. I heard there are ways to get FHA qualified with scores below a 620. Is this vaild?
A couple of thoughts for you. Before yu spend money on fixing your credit have an experienced loan officer look over the credit report.
So many times people do what would seem like a ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in 52806
Le Ann Dunne, Real Estate Pro in Iowa City, IA
Le Ann Dunne answered:
Hello, I own a house that I want to sell. I have a very good friend I would like to sell it to. Can I sell it to him and co-sign the loan with him?
This may not be doable; however the lender can make the call. I would suggest you or your friend discuss this with the lender and see what options you have. A local lender may be your ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in 52806
Johannes (YO)…, Real Estate Pro in Davenport, IA
Johannes (YO) Phelps answered:
What will banks look at to determine what they are willing to loan on a residential property ? Does condition of house?
This is a question better suited for a lender, they will be more than happy to answer your questions. If you need help finding a lender to ask for help let me know and I will help you g ... more
0 votes Share Flag Fri Jan 25, 2013 Financing in 52804
Steve Widmer, Real Estate Pro in Des Moines, IA
Steve Widmer answered:
Anyone in the Quad City Area who can help my fiance get prequalified for a home loan anyone who goes below 620?
Check with Wells Fargo they can do some FHA loans down to a 580 credit score with 10%a down payment Depending on the reason for the lower credit score. They may also be able to look at ... more
0 votes Share Flag Sat Oct 26, 2013 Home Buying in Davenport
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
i have contract with direct tv can i bring my dish with me?
Check with the landlord/management...
0 votes Share Flag Wed Feb 26, 2014 For Rent in Davenport
Alex Wolking, Real Estate Pro in Davenport, IA
Alex Wolking answered:
When bidding on a foreclosure, is the bank expecting the asking price or is it OK to bid lower?
Hi Jochristian,

Absolutely! A foreclosure's bidding process is slightly different than an arms-length transactions' bidding procedure. It all depends on who the bank is. Most of the ... more
0 votes Share Flag Mon Aug 20, 2012 Home Buying in Davenport
Brenda Nolti…, Real Estate Pro in Bettendorf, IA
Brenda Nolting- (563) 570-2048 answered:
Can someone cosign on a mortgage loan?
A cosignor or co borrower can be used on a FHA loan. They are used to help qualify for monthly income. They cannot be used to help with credit if the borrower has credit issues. Best to ... more
0 votes Share Flag Fri Jan 11, 2013 Home Buying in 52806
Pete Voss, Real Estate Pro in Davenport, IA
Pete Voss answered:
Is the area of 6th $ Gaines a safe area?
As far as crime rates, I would suggest a call to the davenport police department. As for the house you are talking about, I toured it a couple of weeks ago and I would highly recommend ... more
0 votes Share Flag Fri Feb 28, 2014 General Area in 52802
Cindy Schlee, Real Estate Pro in Grand Rapids, MI
Cindy Schlee answered:
I have a growing family and am tired of renting. I have less then favorable credit. What are my options for buying a house?
Hi - If I were you I would meet with a credit repair specialist and get your credit score up. I think it is your best bet. Land contracts and owner financing can be tricky and leaves ... more
0 votes Share Flag Wed Apr 11, 2012 Home Buying in Davenport
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I live abroad & purchased a property in Florida. I need to come over to check the house & advertise, Can I deduct flights/car hire from
For an accurate answer as it applies to your specific situation, do ask your tax professional the question....
0 votes Share Flag Fri Jun 24, 2011 Home Buying in Davenport
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I'm looking for the home page for the Loma DelSol, Davenport, FL home owner's association.
If you have questions regarding the homeowner's association, any local agent can help you--contact any realty office(s) and inquire or contact any local Trulia contributor(s) dire ... more
0 votes Share Flag Sat May 1, 2010 In My Neighborhood in Davenport
Rudy R. McDo…, Real Estate Pro in Bloomfield Hills, MI
Rudy R. McDowell answered:
what deposits do foreign nationals have to put down and what details do the banks require.?
Hi, Simon

That would depend on whether or not the foreign national is looking to purchase a primary home or investment property. Criteria for each or significantly difference and ca ... more
0 votes Share Flag Sat Jan 2, 2010 Financing in Davenport
Anthony, Real Estate Pro in Davenport, FL
Anthony asked:
Would like a finance/mortgage broker or company to partner with in my newsletter sent to mostly overseas buyers.? Would like picture, couple of sentences stating experience and how you can help foreign nationals with loan process. ThanksAnthonyAgent (Davenport FL)
0 votes Share Flag Sun Dec 20, 2009 Financing in Davenport
Sean Dawes, Other/Just Looking in Philadelphia, PA
Sean Dawes answered:
what is a tentative sale date?
When the home is suppose to go to settlement (day which ownership is transfered).

So if you are talking about an agreement of sale, here in PA, we have it written "settlement on ... more
0 votes Share Flag Tue Nov 17, 2009 Foreclosure in Davenport
Lucky Lang, Real Estate Pro in Davenport, IA
Lucky Lang answered:
When 1st Army moves to RIA summer 2011, how will the influx of new people not inflate home prices in the area?
Charlie,
The RIA has had hundreds of people who have transferred out of our area with previous BRAC relocations, etc. The supply of homes in the $150,000 and up are still good. The s ... more
0 votes Share Flag Thu Oct 15, 2009 Home Buying in Davenport
Eileen Lobel, Real Estate Pro in Vineland, NJ
Eileen Lobel answered:
Are we verbally/legally committed to our friend realtor? We found a for sale by owner and have done the foot
Hi. The home buyer doesn't pay the commission the seller does and its negotiable if they list there home for sale with a real estate company. There are many good reasons to work with ... more
0 votes Share Flag Tue Jul 10, 2012 Home Buying in 52806
Mickey Turner, Real Estate Pro in Davenport, IA
Mickey Turner answered:
How do I get a list of houses to be sold as government tax foreclosures in my area?
The best way is to have a relationship with a Realtor. They can tell you when a foreclosure comes on the market as soon as it hits. Look for a Realtor that has experience in working w ... more
0 votes Share Flag Wed Jul 1, 2009 Home Buying in Davenport
Lee, Home Buyer in Seattle, WA
Lee asked:
I am thinking of buying a property in Aviana resort, Davenport. Is it a good investment? Have heard there are building works still ongoing. Will it be good for short term rental? Any opinions?
0 votes Share Flag Sun May 31, 2009 Market Conditions in Davenport
Chris Mabry…, Real Estate Pro in Tucson, AZ
Chris Mabry SRS,e-PRO answered:
will u be abe to bu a house if your ina chapter 13 if u have nevr bougt before?
Hello,

Depending on the age of your bankruptcy you may be able to qualify. There are several factors including current credit, income, employment, debt, down payment, etc. You need ... more
0 votes Share Flag Tue May 19, 2009 Home Buying in Davenport
Carol Rice, Real Estate Pro in Lake Mary, FL
Carol Rice answered:
I would like to purchase a home in Davenport and then rent it out long-term.
Hi

I just checked MLS for houses that are actively for rent in Davenport with a minimum of 5 bedrooms and found 20 houses. The monthly rent prices for 16 of the houses range from $1 ... more
0 votes Share Flag Tue Feb 3, 2009 Home Buying in Davenport
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