Credit Score in 48205 : Questions & Answers

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Karen Paytas, Real Estate Pro in Macomb County, MI
Karen Paytas answered:
I recently had my bankruptcy discharged, am looking to buy a hud home cash, how can i get a 203K rehab loan?
Angie,

With a recently discharged bankruptcy you will most likely be unable to obtain a mortgage at this time. Depending on the type of loan the wait period is 2 or more years after ... more
0 votes Share Flag Sat Jun 9, 2012 Credit Score in Detroit
Jim McCowan…, Real Estate Pro in Arlington, VA
Jim McCowan (703) 395-0166 answered:
I really would love to buy a home I am sure that my credit score is low but my husbands is a little better.We both would be first time buyers.
Your best bet wiould be to talk to a few local lenders.
0 votes Share Flag Mon Jan 16, 2012 Credit Score in Detroit
Michael Emery, Real Estate Pro in Minneapolis, MN
Michael Emery answered:
my credit is messy but I have cash! what are my options?
Paying all cash.

If you have the cash to buy, no one cares about your credit.

If you need to borrow even a small portion of the amount, it could be a problem.
0 votes Share Flag Sat Apr 21, 2012 Credit Score in 48201
Luke Allison, Real Estate Pro in Asheville, NC
Luke Allison answered:
What is the lowest credit score that is acceptable to purchase a home?
Technically, you can have no credit score and buy a home. However, a 500 score is probably going to be the lowest allowed score by a lender - for FHA loans. If you need help, you are ... more
0 votes Share Flag Wed Mar 27, 2013 Credit Score in Detroit
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