48188 : Questions & Answers

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Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
Are there any lenders that are still doing a ITIN mortgage program here in Michigan? Which ones? Please help! Thanks!
Shoot me an email with your contact info and some brief details. We offer these programs and I may be able to help
Tony.Grech@wcslending.com
0 votes Share Flag Fri Nov 1, 2013 Home Buying in Canton
Andy Hargrea…, Real Estate Pro in Plymouth, MI
Andy Hargreaves answered:
My husband and I are coming from bankrupcty -credit score 500's. 6 figure incomes. Husband is a 26 year retired Vet. Preapproval from where?
While I am not a lender, it is my belief that it's generally two years from your discharge date from your bankruptcy before you will be able to obtain a loan.

I am sure some lender ... more
0 votes Share Flag Wed Dec 11, 2013 Home Buying in Canton
Haig Istambo…, Real Estate Pro in Michigan
Haig Istamboulian answered:
Is a short sale still possible after a Sherriff auction?
Hello,

The answer to that is YES you can still short sell your home. I am guessing you are dealing with a Realtor? Have your Realtor send the offer and any necessary documentation, t ... more
0 votes Share Flag Sun Apr 13, 2014 Foreclosure in Canton
Andy Hargrea…, Real Estate Pro in Plymouth, MI
Andy Hargreaves answered:
Can the property ower evicted me if the property has been foreclosed .?
Well, if the property foreclosed, the prior landlord isn't the current owner -- the bank is. Or, in your case, the city is as you say.

You'd be best served talking with an attorney, ... more
0 votes Share Flag Wed Apr 10, 2013 Rentals in 48187
Jon Ruud, Real Estate Pro in Canton, MI
Jon Ruud answered:
Can the ower of an house evite me if a property has been forclosed?
a COUPLE OF DIFFERENT SCENARIOS in your question. Whoever bought the home at foreclosure must honer your existing lease. The former owner that lost the property can evict you during the ... more
0 votes Share Flag Wed Apr 10, 2013 Foreclosure in 48187
Andy Hargrea…, Real Estate Pro in Plymouth, MI
Andy Hargreaves answered:
1. What are association fees? 2. How much in association reserve?
The association fees are listed as $240/mo.

As far as the association reserve -- not sure. You'd have to likely contact the management company with the HOA to get the condo document ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in Canton
Andy Hargrea…, Real Estate Pro in Plymouth, MI
Andy Hargreaves answered:
What is average selling price per sq ft for homes in Canton (PCCSchools)? New const prices are coming around 118. Is it realistic?
It really depends on many factors -- what price range you're in, which style of home you're looking for, how old the home is, which school district it's in (Plymouth-Canton, Wayne-Westl ... more
0 votes Share Flag Tue Feb 26, 2013 Home Buying in Canton
shanejobrien, Home Buyer in Canton, MI
shanejobrien answered:
I have a 620 and make $55,000/yr, wife has 720 cs and makes $0. Can we get an FHA loan?
FYI: We would be both 1st time home buyers, and worried that being denied a mortgage would really hurt our credit.
0 votes Share Flag Sun Sep 15, 2013 Home Buying in Canton
Miles Sampson, Real Estate Pro in Novi, MI
Miles Sampson answered:
I'm looking to rent a 3BD at least 1 1/2 bath and basement in the canton/belleville or westland area. I would like a condo or single-family home.
Hi Nikia! If you are still looking to rent I would love to help you out! To prepare to rent a home make sure you have a copy of your credit score enough cash to pay a security deposit o ... more
0 votes Share Flag Sat Aug 3, 2013 Rentals in Canton
Stephen Webb…, Real Estate Pro in Seattle, WA
Stephen Webber answered:
We are buyers, awaiting short sale approval. We just found out house is scheduled for sheriff sale auction. Can they auction out from under us???
Yes they can. You will find a very good article on short sales at Your-Road-Home.com. Scroll down the colum on the left. Very informative. Stephen Webber
0 votes Share Flag Tue Feb 5, 2013 Foreclosure in Canton
Karen Paytas, Real Estate Pro in Macomb County, MI
Karen Paytas answered:
hello, What do you think about the home price cost in next 6-8 months. Will it go up or down.?
Nobody can predict the future but it's been my experience that prices are slowly going up in most areas. Now is the perfect time to buy with historical low interest rates and affordabl ... more
0 votes Share Flag Fri Jan 17, 2014 Market Conditions in 48188
Andy Hargrea…, Real Estate Pro in Plymouth, MI
Andy Hargreaves answered:
I'm looking for a 3bed and 1-1/2 or more bath, with good elementry school in Canton.
Thanks for the question and Happy New Year to you!

Please feel free to add to your original question in order to help us out to be able to assist you in your home search for rentals ... more
0 votes Share Flag Thu Jan 3, 2013 Rentals in Canton
Derek Bauer,…, Real Estate Pro in Livonia, MI
Derek Bauer, Door to Dreams... answered:
If I currently have a FHA loan on my home and wanted to purchase a second home for retirement is it possible to obtain a second FHA loan .
Given the current underwriting rules, you would not be able to use an FHA loan for this second purchase as you are not allowed 2 simultaneous FHA loans. The main reason for this is tha ... more
0 votes Share Flag Fri Nov 2, 2012 Financing in Canton
Jeff Gushman, Real Estate Pro in Plymouth, MI
Jeff Gushman answered:
Short selling and getting a new home
If you can be approved to buy with the existing mortgage then you can do that. However no one guaranteed that your short sale is going to be approved and go through. Be advised that if ... more
0 votes Share Flag Sat Oct 27, 2012 Home Buying in Canton
Andy Hargrea…, Real Estate Pro in Plymouth, MI
Andy Hargreaves answered:
How long do you have to keep a realitor?
Depends...

If you signed an agency agreement for a set period of time, you're technically signed with their brokerage for that duration, not just the agent.

If you are truly unhap ... more
0 votes Share Flag Mon Dec 3, 2012 Home Selling in Canton
Bob Schweiss, Real Estate Pro in Wyandotte, MI
Bob Schweiss answered:
is it safe to live here in lynn st?
Lynn street is a nice area of canton. You will be as safe as anywhere.
If i can be of assistance please feel free to call, i can help you in your search.

Thanks
Bob Schweiss
Remer ... more
0 votes Share Flag Thu Aug 9, 2012 Crime & Safety in Canton
Alan Stokfisz, Real Estate Pro in Canton, MI
Alan Stokfisz answered:
i am looking to rent a 2 bdrm, 2 bath room home, townhouse, or condo with abasement for under 1000.00 a month with 2 small dogs
Michelle,

At this time in Canton a condo with 2 bedrooms and 1.5 bathrooms with a basment the lowest priced condo is $1150.00 if I take out the basment the lowest piced condo is $850 ... more
0 votes Share Flag Sat Jul 28, 2012 Rentals in Canton
Andy Hargrea…, Real Estate Pro in Plymouth, MI
Andy Hargreaves answered:
This property is appraised at $290,000........your estimate should be adjusted....
Well, I just read a report that online estimates of home prices on this and other sites are accurate around 14% of the time.

So, I wouldn't sweat it too much -- rely on a professiona ... more
0 votes Share Flag Wed Dec 19, 2012 Market Conditions in Canton
Homie, Home Buyer in Canton, MI
Homie asked:
Are there any partially wooded land areas in Canton,Belleville areas for sale for new home construction? I guess in a semi private area......Don't have to worry about bad neighbors moving next to or across from you after spending good money on a new home.
0 votes Share Flag Mon Jul 16, 2012 Home Buying in Canton
Cheryl Nothn…, Real Estate Pro in Novi, MI
Cheryl Nothnagel answered:
Are there any partially wooded land areas in Canton,Belleville areas for sale for new home construction?
Hi there,

How much land are you looking for...5 acres, 10 acres? Would you prefer to be more rural or closer to shopping and entertainment? Give me a call and we can discuss what wou ... more
0 votes Share Flag Mon Jul 16, 2012 Home Buying in Canton
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