Michelle,
While I agree with what most of the other Realtors have said, I do believe that there are some neighborhoods on the west/north west side of Indy that could fit your needs very well. The most obvious to me would be Plainfield. Plainfield is still close to the city, but yet still has a very country feel. Land prices are affordable, and finding a home with land for gardening is easy. Not to mention the west side of Plainfield is still very rural and surrounded by farms. Oncemore, the town has several large parks and an unbeatable trail system. Perfect for a young couple wanting to raise their kids to be active and "outdorsey". Additionally, Plainfield does have farmer's markets. The Chamber of Commerce Farmers's Market is worth checking out. http://www.plainfieldchamberfarmersmarket.org/
Lastly, the area does have tremendous schools, which would be a wonderful support system if you want to home school or not.
If you are interested in the area give me a call
Kord Golliher
317-430-7885
Carpenter Realtors... more
I have negotiated several successful rent to own options but the buyer must make it appealing for the seller. Solid and improving credit, an estimated date of mortgage readiness, sizable down-payment - all these factors and more help a seller become willing to do a lease option.
Call or text me to discuss furhter.
Claire-Anne Aikman
Carpenter Realtors
317.345.6640... more
Hi Willie,
We have a very safe neighborhood, in Carmel, 5 minutes from Indianapolis
that has a communal horse barn, municipal water. However, we have
numerous properties near Indy that are exactly what you describe.
I would be happy to check out the Carmel neighborhood for you and perform
a detailed search of all the properties close to Indy, that are on the market
now, to find just the right home. Most of those homes won't be in your
typical neighborhood, but rather areas of upscale, large estate lots.
Which brings me to other questions, in what price range are you looking?
How big a home, how much acreage?
I hope to hear from you,
Marita
Assoc Broker
Prudential Indiana Realty Group
317.513.4652... more
I live right in the area that you are looking for and have worked with many first time buyers and have worked with a number of buyers from out of state. I would be glad to help you find information on the properties that are currently active in the area. Feel free to give me a call at 317-847-8838 or email me at jpapandria@c21scheetz.com.
I would be glad to help you find the right place.... more
I would be happy to sit down with you and give you the 411 on buying. A large number of my clientele are first time homebuyers. The process can be quite overwhelming.
Let me know if I can be of assistance.
Mallorie Wilson
Associate Broker
Century 21 Diversified... more
One more comment while we are speaking of appropriate
Realtor actions: You've gotten a lot of great, off the cuff pieces
of advice in this forum, Rhonda. But soliciting your business
away from your agent is not one of them.
The best advice you got: Speak with your agent. There's lots going
on that you don't see. You and your listing agent are a team and
you should feel free to chat about what's working, what's not and
what your team could be doing now.
And remember, all the marketing in the world cannot sell a home
that's over priced. So, keep watching the market.... more
I can send you a link.
Email me at dteam@crager-bartels.com
or text your email address to 317.796.9825
PS. Give me a thumbs up on this answer so that I may more readily help others.
Sincerely,
Derek B Crager
Contact the broker voted #1 in Indiana.
317.796.9825 Cell/Text
Derek Crager wrote the book that Realtors across the nation learn from.
http://www.amazon.com/Should-Quit-Real-Estate-Frustrations/dp/1439206422/
“People hire me for my head, pay me for my heart, and trust me most when I use both.”
Losing your family home? I can help you. No fee to you.
~ http://StopForeclosureAvoidBankruptcy.com
Browse Homes at:
~ http://BuyIndyNow.com... more
If this is a vacant home you might want to try contacting the owner to see if they would be interested in renting to you. You can find out the owner of any home by contacting the Assessor's office in that Township. The owners on file for this property are: CURTIS FANKHAUSER & KEITH ALBRECHT. Here is a list of available rentals in Pike: http://mibor.mlxtempo.com/DotNet/Pub/EmailView.aspx?r=1812674733&s=INR&t=INR just copy & paste the link.... more
If you are asking about qualifying for down payment assistance on a loan after filing bankruptcy, then no. Has it been one year since your bankruptcy was discharged or just filed? It will most likely take a minimum of two years following a discharge to qualify for a mortgage regardless of your credit score and maybe even longer depending. You need to talk with a lender that will be completely honest with you... And an agent too.... more
Hi Alex, The answer to this question has changed over the past few years. I have a lender that I refer all of my buyers to who would be happy to answer your question...honestly, and would also be happy to give you advise on cleaning up your credit report while you wait for that magic moment that you can qualify again. You'll want to stay clear of preditory lenders who prey on people in tough spots. I would love to help you however I can! I can also help you keep an eye on the areas you are interested in and keep track of what is available, and save you a lot of searching time!
Please contact me at:
pamh@talktotucker.com, ph: 317-938-0147
Pam Hornett... more
6246 Kelsey is an expired listing. I apparently was for rent, but it isn't now because the listing has expired. There could possibly be tenants living there, but from the listing being expired, I would say that there probably are not.
Please let me know if you are still interested in this home and I'll see what I can find out from the owners for you.
Julie A. Barnett, jbarnett@prudentialindiana.com
Download my mobile app:
Text HL6 to 87778... more
Emily,
We offer private money loans. We specialize in financing distressed homes. Our loans can go down to 10K. We do require 35% down and you'd have to have your own funds for the rehab, but if this would help you pick the property up and fix it then you could use us short term until you sold or refinanced the property. Please let me know if this is something you'd like to discuss.
Thanks,
Ted
512-334-1481... more
I would be happy to discuss this further with you with the help of some additional information. Do you know what school you are looking to purchase in close proximity to?
I look forward to your reply or feel free to call me 317-590-3434.
Respectfully,
Mallorie Wilson
Associate Broker
Century 21 Diversified
TOP DOG Century 21 Diversified January 2013... more
Brit, You are not alone, there are many people in your same shoes. Bottom line, yes this can be done and you've come to the right place! Send me an email and I will put you in touch with a lender who will be up front and honest with you about your situation and will talk with you prior to pulling your credit score again. Bonus is, that if the lender finds that you need to do a little work on your scores, then she'll gladly offer you advise on what to do and not to do to improve your score. Banks will often say no to a lower than prime score, but there are lenders out there who are willing to stretch it a bit. My prefered lender is local, really knows the mortgage world top to bottom and will listen to your scenario before going further and pulling scores for the fun of it.
Pam Hornett, pamh@talktotucker.com 317-938-0147... more
The exemption will apply to this year, but we pay a year in arrears in Indiana and therefore your monthly payment won't go down until the tax bills come out next year. You will most likely have a year of payments at the higher rate, but your agent should have been able to explain this to you already.... And as long as you are using regular purchase agreement contracts you should be getting a credit at closing that makes sure you aren't acquiring their burden since you get the money upfront.... more