Financing in 44333 : Questions & Answers

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Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Will a credit score of 620 keep me from owning a home?
It depends on your finacials and amount of down payment. The score could keep you from some types of mortgages while increasing the amount you would need to put down. you should meet wi ... more
0 votes Share Flag Wed Jun 27, 2012 Financing in 44313
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I am a single mother : If I am trying to purchase a home between 10,000 - 25,000 do I have to have perfect credit to get a loan?
Not knowing your overall financials, credit score, debt, income, etc.; consider visiting with any qualified loan officer(s), after reviewing your overall financial picture, he/she can m ... more
0 votes Share Flag Sat Sep 14, 2013 Financing in 44320
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
We must get some major repairs done to our property and want to pay off a high rate credit card. We only have about $10k equity in the house, but
Much would depend on your overall finances, credit score, actual equity, etc. Consider visiting with any qualified loan officer(s), after reviewing your overall finances, he/she can bes ... more
0 votes Share Flag Wed Oct 20, 2010 Financing in Akron
Gerard Dunn, Real Estate Pro in Potomac, MD
Gerard Dunn answered:
What do you do when an appraiser brings back valuation far below expected? My refi is dead in the water because comps 3 miles away were used to get
Replacement value has no bearing in this market.

Appraisers are bound to deliver comps that are as close to your home as reasonable. You can try with another bank - but I suspect yo ... more
0 votes Share Flag Tue Mar 23, 2010 Financing in Akron
Dianne Hicks, Real Estate Pro in San Diego, CA
Dianne Hicks answered:
If I make $60,000 a year, does that mean I can look for houses that are $180,000 and below?
Cj,
You really should go meet with a lender and they will tell you exactly what you can afford. The factors vary and that way you are not guessing and you will need the pre approval le ... more
0 votes Share Flag Tue Feb 2, 2010 Financing in Akron
Keane Ng, Real Estate Pro in Seattle, WA
Keane Ng answered:
I would like to know someone in Akron Ohio who is experienced in Owner financing procedure
You mean you intend to sell and provide financing to your buyer?

If you're new to this, it's definitely a unique scenario and is often only done between parties who have a ... more
0 votes Share Flag Mon Oct 18, 2010 Financing in Akron
Don French, Real Estate Pro in Canton, OH
Don French answered:
If my husband filed bankruptcy this year, and I have a foreclosure from 2 years ago, when would we be elgible to purchase a home?
Hi Cj - Minimum 2 years for FHA so long as there are 3 established trade lines of credit still open and current with no late pays after the bankruptcy; 4 years for a conventional " ... more
0 votes Share Flag Mon Oct 18, 2010 Financing in Akron
John Wirsing, Real Estate Pro in Chagrin Falls, OH
John Wirsing answered:
Does anyone know lenders in the Akron, OH area that still offer the 203k Streamline Loan?
JASON,
Call Tom Cepek (PRONOUNCED SEE-Peck) at Real estate Mortgage Corp. Cell Phone (216) 299-8523
Tom is an excellent mortgage broker that I have worlked with on a number of deals.
... more
0 votes Share Flag Sat Jun 28, 2008 Financing in 44306
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