44134 : Questions & Answers

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Shannon Byrd, Real Estate Pro in Avon Lake, OH
Shannon Byrd answered:
How long doesit take to get lender approval on a preapproved short sale where the buyer offers full list price. Its BOA by the way.
There is no set time time frame. Bank of America can take anywhere from one week to several months.
0 votes Share Flag Wed Jun 20, 2012 Home Buying in Cleveland
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Need ALL THE help I can get "First time buyer"
Start working with a lender if you have not yet. They will help you with loans and credit. Then find a good Realtor to help you and answer questions. Go from there. Good luck.
0 votes Share Flag Wed Jun 27, 2012 Home Buying in 44118
James Gordon…, Real Estate Pro in Hamilton, OH
James Gordon ABR SFR SRS answered:
where can I get a list of foreclosed homes for the East side of Cleveland, South Euclid, Euclid and Richmond Heights?
Your buyers agent can set you up with aa list of forclosed homes in the area. Be prepared for some rough looking properties that aqre not move in ready. Making sure that you are approve ... more
0 votes Share Flag Tue Jul 30, 2013 Foreclosure in 44143
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
How does equity work ?
In most cases with a 203K, the appraisal will be done on the finished value of the home. In other words, if you are buying for $200,000 and putting $35,000 worth of work ... more
0 votes Share Flag Sat Jun 16, 2012 Home Buying in 44111
Vicky Chrisn…, Real Estate Pro in Purcellvile, VA
Vicky Chrisner answered:
How long do I have to be working a job before I apply for a mortage?
Most lenders want 2 years of employment history.... but there are exceptions. Were you in college or at another job in the same industry before this one?
0 votes Share Flag Sun Jun 10, 2012 Home Buying in 44118
Ronnie Thomp…,  in Dallas County, TX
Ronnie Thompson answered:
Can one do a short sale after refinancing under HAMP OR HARP?
Short sale is a decision that home owner makes after evaluation their need and financial condition but it needs lender's approval. There is no underlined guidelines for short sale and i ... more
0 votes Share Flag Thu Jul 19, 2012 Home Selling in 44129
Dominic Pici…, Real Estate Pro in Strongsville, OH
Dominic Picione - The Incorvaia Team answered:
Why does a 203k fha REHAB loan take so long?
Typically the main issue that delays the closing is the fact you need to get contractors in to give estimates and fill out all the proper paperwork. In this case, it sounds like the ba ... more
0 votes Share Flag Mon Feb 16, 2015 Home Buying in 44111
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
How can I get a listing of foreclosed homes in fairview park?
Since most foreclosures end up being listed by a broker consioder working with an agent of your own, who can provide any necessary information. If purchasing with a mortgage, be aware t ... more
0 votes Share Flag Wed Jun 6, 2012 Home Buying in 44126
Tari Torch S…, Real Estate Pro in Woodmere, OH
Tari Torch Sweeney answered:
Good Income Bad Credit
There's a company called Credit Repair Counseling....VERY legitimate - Call Chad Kusner at
216-591-1000. They have a great program; it might take a bit of time to get through, but we ... more
0 votes Share Flag Wed May 30, 2012 Home Buying in South Broadway
Duane Johnst…, Real Estate Pro in Uniontown, OH
Duane Johnston answered:
I have three thousand dollars in savings and get Social secu$700 can I qualify for a mortage? I am trying to buy muti-family house.
More than likely not, I don't think your income is not high enough to qualify for a loan. However you may be able to do a land contract with a seller. That maybe about the only way to ... more
0 votes Share Flag Sat May 26, 2012 Home Buying in 44115
Cecilia Sher…, Real Estate Pro in Rocky River, OH
Cecilia Sherrard answered:
Will we get approved for a FHA or a first time home buyers loan?
It sounds like you're on track for obtaining an FHA loan. Your best bet is to talk with someone privately about your situation and goals. There are a few different options out there and ... more
0 votes Share Flag Thu Apr 2, 2015 Financing in Cleveland
Duane Johnst…, Real Estate Pro in Uniontown, OH
Duane Johnston answered:
I am a First time home buyer. do I get any government assistance with my down payment?
There are several programs that will help with your down payment but have to qualify for them. Talk with a loan officer as they will know all of them.
Good Luck
0 votes Share Flag Wed May 23, 2012 Home Buying in 44126
Gregorio Den…, Real Estate Pro in ,
Gregorio Denny answered:
refi/purchase fees
It would not be uncommon to see both an origination fee and points if you were getting a rate below par. As previously mentioned, the details of the transaction are important to determi ... more
0 votes Share Flag Fri May 18, 2012 Financing in 44118
CastleRockREO, Real Estate Pro in White Plains, NY
CastleRockREO answered:
i need help trying to find a 3 bed single family for rent on the west side of cleveland ohio
Hi Doug,

We currently have a 3 Bedroom Single Family Home that is a Cash for Deed property. This means that instead of paying rent every month, you pay monthly towards owning the ho ... more
0 votes Share Flag Mon Oct 21, 2013 For Rent in 44102
Catherine Mi…,  in Middleburg Heights, OH
Catherine Miller answered:
Hud home? Can you go back and lower the initial bid that you made on a hud house?
This response came directly from the HUD website:

Can I modify an offer after it has been submitted?
Yes you can modi ... more
0 votes Share Flag Sat May 5, 2012 Foreclosure in 44110
John Wirsing, Real Estate Pro in ,
John Wirsing answered:
Is there anything for rent on Colchester Road? I grew up there.
There is nothing currently available directly on Colchester.
However, within a one mile radius, there are 14 properties currently available.
Some are condos, single-family homes or mu ... more
0 votes Share Flag Thu May 3, 2012 In My Neighborhood in 44106
Bexsentico@y…, Home Buyer in Cleveland, OH
Bexsentico@yahoo.com answered:
i want to buy the land at 2694 east 64th place how do i find out who owns it or do the city own it
go online to the cuyahoga county auditor website click on real property then online property search
the by address the type in the address such as

2694 and then 64 exactly th ... more
0 votes Share Flag Tue May 1, 2012 Home Buying in Central
Gregorio Den…, Real Estate Pro in ,
Gregorio Denny answered:
why won't banks loan under 50k?
Some banks will and credit unions as well. A broker cannot because of anti-predatory lending laws that put a cap on the "percentage" that can be charged which makes it not only unprofit ... more
0 votes Share Flag Tue May 1, 2012 Home Buying in 44102
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