Home Buying in 40206 : Questions & Answers

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Terry Bell, Real Estate Pro in Santa Rosa, CA
Terry Bell answered:
Can I buy a foredcloses house with not so good credit? And if so how do I go by getting a house?
Well, you are taking the right beginning step by being here and learning about the market. The best way to start is to find and agent and a loan broker in your area to talk to and star ... more
0 votes Share Flag Mon Oct 18, 2010 Home Buying in Louisville
Blasic Smith…, Real Estate Pro in Murrieta, CA
Blasic Smith Team answered:
i live in louisville, ky. Would live to find and buy tax lien homes . where can or how do I get a list?
Hi Curtis,

You can check with the tax assessors office or contact a local realtor.

Hopefully that helps!

Chris Blasic
Realty World & Associates
0 votes Share Flag Wed Jan 12, 2011 Home Buying in Louisville
Sue Moody, Real Estate Pro in Louisville, KY
Sue Moody answered:
i have a bank approved short sale...but now the bank is asking who approved the terms of the sales contract. Can they back out of the contract?
You should have the persons name and contact who approved it
I'm not clear on the arms paper
Did you get it signed?
Sue Moody
Realtor/Broker
Re/Max Associates
soldbysue2@aol. ... more
0 votes Share Flag Wed Jul 21, 2010 Home Buying in Louisville
Joe Arnao, Real Estate Pro in Sandwich, MA
Joe Arnao answered:
Is it possible to put a contingency in the offer on a short sale to the effect if the offer is not accepted or rejected in a certain time frame?
I always advise my clients to put in a date. Most likely the date will pass as short sales take so long and the buyer then has the option to stay in or get out of the contract by not ex ... more
0 votes Share Flag Wed Jun 16, 2010 Home Buying in Louisville
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
if i am a first time home owner,and am wanting to purchace my first home. I have found a great house but my credit score is a 545, what are my odds?
Sorry, but you will have to increase your scores if you want to buy a home. Have a mortgage professional look at your credit. They can often advise you about what you could try to do to ... more
0 votes Share Flag Wed May 19, 2010 Home Buying in 40216
Cathy Bureau, Real Estate Pro in San Antonio, TX
Cathy Bureau answered:
Looking for assistance in Louisville, KY.
Hi Jadell-

You may get a response from a Louisville KY agent but I may be able to help find you a good agent. My friend recently sold her house and relocated to San Antonio. Let me ... more
0 votes Share Flag Wed Jun 16, 2010 Home Buying in Louisville
Tre Pryor, Real Estate Pro in Louisville, KY
Tre Pryor answered:
Looking for a buyers agent in Louisville, KY.
Hi Chris,
I'd love to help you with your search. Please view my Web site for information and testimonials.

If you have any questions, please call!
Cheers,
-Tre Pryor
0 votes Share Flag Tue Jul 6, 2010 Home Buying in Louisville
Ron Scott,GRI, Real Estate Pro in Milton, MA
Ron Scott,GRI answered:
I filed for bankruptcy 5 years ago. Will this still hurt my chances of getting a home loan?
I have heard various time frames for this question. Best bet is to call a mortgage broker or bank in your area.
0 votes Share Flag Mon Mar 1, 2010 Home Buying in Louisville
Voices Member,  in
Voices Member answered:
We are moving to KY and will be purchasing a home there. My son has his KY real estate license in escrow at this time. He intends to get it out of
Simple answer: You cannot. Your son cannot practice Real Estate with his license in escrow. He cannot even imply an agency. He should get his license out, complete any required Continui ... more
0 votes Share Flag Tue Aug 10, 2010 Home Buying in Louisville
Dianne Hicks, Real Estate Pro in Temecula, CA
Dianne Hicks answered:
Tax credit question - cosigned for my brother 4 years ago but wife has been in her house over 5 years.
I do believe you qualify however the best person to answer this would be an accountant. There is a link in my blog below that has the specific qualifications and FQA.

http://www.trul ... more
0 votes Share Flag Tue Feb 9, 2010 Home Buying in Louisville
Rhonda Rober…, Real Estate Pro in Louisville, KY
Rhonda Roberts answered:
HOW CAN I FIND A HOME IN VALLEY STATION AREA WITH LEASE TO OWN OPTION?
Feel free to contact me at 502-314-5305 or RhondaRoberts@insightbb.com and we can go through listings and find something that will allow a lease option that will work for you.

I look ... more
0 votes Share Flag Thu Feb 4, 2010 Home Buying in Louisville
Maureen Fran…, Real Estate Pro in Birmingham, MI
Maureen Francis, Birmingham MI answered:
what about foreclosures....don't bank personnel have connections with a lot of real estate people that snatch up most of the bargains before
In my market very few of the foreclosure homes are bought by Realtors themselves. Regular people have a perfect shot at getting them. Investors often have an edge if they are buying w ... more
0 votes Share Flag Tue Feb 9, 2010 Home Buying in Louisville
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
How hard is it to get a loan to buy a home when you have bad credit ?
It's very difficult to get a loan to buy a home with bad credit. Those days ended a few years ago.

Now, if you want to get a loan, you need pretty good credit. I'm sure the ... more
0 votes Share Flag Fri Jan 1, 2010 Home Buying in Louisville
Voices Member,  in
Voices Member answered:
if i got preapproved does it mean 80% i will get the house
Most loans are property specific. A pre-approval means that you most likely qualify for a loan under "normal" circumstances. However, the property itself must also qualify. So ... more
0 votes Share Flag Fri Jan 1, 2010 Home Buying in Louisville
Leigh Hays, Real Estate Pro in Atlanta, GA
Leigh Hays answered:
I don't have a perfect credit score but have a great career, how do I qualify to purchase my first home?
You may be able to purchase a home with an FHA loan. FHA loans are really great options for less than perfect credit. Typically you will still need to have 620 credit score along wit ... more
0 votes Share Flag Fri Jan 1, 2010 Home Buying in 40243
Kevin Griess…, Real Estate Pro in Louisville, KY
Kevin Griesser answered:
i was preapproved for 80,000 put a contract on a 64,000 house then lost my job, a friend bought the house for me and i pay rent i have now found a
If your friend is willing to sell it to you, you have two primary options. First, contact a few mortgage companies and/or banks to see if you can qualify for a mortgage based on your c ... more
0 votes Share Flag Tue Feb 9, 2010 Home Buying in Louisville
Sandra Walker, Real Estate Pro in Yonkers, NY
Sandra Walker answered:
I have put an offer on a house, the seller agreed to offer, but come to find out we cant move in because the
That 's correct, I believe the seller must be in the home 2yrs or more. I can't believe the listing agent took a listing not knowing this.
0 votes Share Flag Mon Jul 22, 2013 Home Buying in 40219
Rider Rodrig…, Real Estate Pro in Louisville, KY
Rider Rodriguez answered:
I will be purchasing a home shortly and will have my father cosign on the mortgage. He makes $300,000 a
Thankfully you will still qualify for the tax credit even if your father co-signing for you does not. A scenario quite similar to this is on the IRS website:

S2. Taxpayer A is a sing ... more
0 votes Share Flag Tue Feb 9, 2010 Home Buying in Louisville
Rhonda Rober…, Real Estate Pro in Louisville, KY
Rhonda Roberts answered:
I am looking for a home that I can lease with an option to buy but I am having the worst time. I live in an
Good afternoon,
I would be Happy to help you find a lease option home. You can feel free to call me or email me with the area and types of things that you might be looking for in a ho ... more
0 votes Share Flag Tue Feb 9, 2010 Home Buying in Louisville
Dave Lund, Real Estate Pro in Fort Collins, CO
Dave Lund answered:
what are some negative aspects to lease options?
Depends on the terms of your lease option. Many times the option consideration is non-refundable and 80% of lease optionees never follow through with the lease option. Negative is that ... more
0 votes Share Flag Mon Jun 8, 2009 Home Buying in Louisville
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