yes they do have what is called a rapid rescore. the key is getting your balances under 50% of what your credit limit is, do not close any accounts, pay the ones you have on time and get any incorrect negatives off your report by disputing them.... more
Only if the seller forbid their contractors from buying. If you meet the criteria to get a mortgage, that should not hold you up. Simply ask teh listing agent if there are any rules regarding who can buy and who cant.... more
I conducted a search for Lease Purchase in Jacksonville with no results. If you would like to contact me so we may talk about your down payment and monthly payment goals - I would be happy to call on some other agents to see if they have something that might work for you.
I have provided a link for Lease Purchase property you are more than welcome to check it for anything else in the area.
I ran the stats for you and it's encouraging for Jacksonville, AL.
Avg. List Price was $114,406
Avg. Sale Price was $107,694
Avg. List Price was $129,316
Avg. Sale Price was $121,489
Pretty good for a "down market" to show an increase of $14,000. If you'd like to receive monthly updates to market conditions visit www.Alabamahomesonline.info. You'll receive a market "snapshot" of the last 3 months of homes that have sold, new listings and trends. It's a great interactive report.... more
Most people who say they have no credit history that means they dont have any good credit history. However if you truly hav no credit history ( no collections or medical bills) then you might be able to do a USDA or FHA loan. Depending on how you pay you rent, Power, and etc. Give me a call if you would like more information... more