34655 : Questions & Answers

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So Cal Homes…, Real Estate Pro in Hemet, CA
So Cal Homes 951-821-8211 answered:
Single woman never bought a home before eligible?
Hi Pat,
It is my understanding, that you can apply for your tax credit of 10% of the purchase price.
It would be wise to ask you tax question to your CPA

Harold Sharpe
So Cal Home ... more
0 votes Share Flag Fri Feb 12, 2010 Home Buying in New Port Richey
Jeff & J…, Real Estate Pro in 92673
Jeff & Julie Moran answered:
how much is the total closing costs in florida?
Closing costs will change depending on the lender you choose and the title and escrow company that are used for the transaction. The Seller will usually choose the title and escrow com ... more
0 votes Share Flag Sat Feb 6, 2010 Home Buying in New Port Richey
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
I have a 748 credit score and my husband has a median score of 610. He is a veteran. Would we qualify for a VA loan with his score?
Contact a mortgage broker in area searching purchase a home. Entire file would need be reviewed with accurate credit scores.

2 years employment
Debt and income ratio in check
B ... more
0 votes Share Flag Tue Jul 2, 2013 Financing in New Port Richey
Ryan Gerding, Real Estate Pro in Manteca, CA
Ryan Gerding answered:
I'm looking to relocate from Minnesota and would like some info on 55 community. Any info would help!?
I'd check out www.delwebb.com to see if there are any communities near you. They have a great reputation and build some awesome 55 and better communities.

Ryan Gerding
PMZ Rea ... more
0 votes Share Flag Thu Feb 4, 2010 Quality of Life in New Port Richey
Stephanie, Home Buyer in 34655
Stephanie asked:
Get Pre-qualifed for Fha while in CCC? My husband has a 630,I have a 610,our last payment to CCC is June 2010.We each have a bankrupty over 5 years old.We are writing letters of explaination to the underwriter .What are the odds to get it.Should I get a co-signer if the odds are that bad?We want to get in the tax credit by April so...
0 votes Share Flag Tue Jan 19, 2010 Home Buying in New Port Richey
Mike Brasco, Home Seller in Jacksonville, FL
Mike Brasco answered:
All the indicators for the market in 2010 appear to suggest the market will continue to decline at a rate of approximately 1-2% per month. Do you?
I aggree there is no catalist for the market to level out. There is a wave of Foreclosures still to come and no sign up unemployment slowing. CNBC said we need to create 150,000 jobs fo ... more
0 votes Share Flag Thu Oct 14, 2010 Market Conditions in 34652
Bill and Lois…, Real Estate Pro in Tampa, FL
Bill and Lois Szydlowski answered:
what would be a reasonable offrer on a 220,000.prorperty on 11704 Belle Haven newport richey( MLS #7406585
Marily,

The home is already under contract. A reasonable offer will depend on what other similar homes in the neighborhood have sold for in the past 90 days. Your realtor should be a ... more
0 votes Share Flag Thu Dec 17, 2009 Home Buying in New Port Richey
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
how can I find an international realtor in Florida?
Contact any of your local Realty offices--most of the larger companies have a relocation department that deal internationally--I know Century 21 does quite a bit -- they have many inter ... more
0 votes Share Flag Thu Apr 9, 2015 Home Selling in New Port Richey
Nadine Mauro, Real Estate Pro in Boca Raton, FL
Nadine Mauro answered:
In a Short sale, does the buyer have to pay the agent any fees?
Hi Tessy,

There are not usually any fees charged to the buyer. The buyer's agent gets paid when a successful sale occurs, and they get paid from the proceeds of the sale.

... more
0 votes Share Flag Fri Oct 5, 2012 Home Buying in New Port Richey
Ines De La C…, Real Estate Pro in 08053
Ines De La Cruz, ABR, CRS answered:
How do I locate records showing a home has a notice of default or foreclosure?
Hi Natalie,
You can talk to your local realtor, go on to real estate track or go to the township where the property you want is located. Make sure you run title to see all the liens on ... more
0 votes Share Flag Thu Dec 24, 2009 Foreclosure in New Port Richey
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I have a reverse mortgage on my house and I am short money that I need to pay the Flood insurance with, which the mortgage people forced one me. The
You may wish to contact an attorney specializing in real estate and seek some sound advice.

Anna
0 votes Share Flag Tue May 14, 2013 Foreclosure in 34652
Ben Moore, Real Estate Pro in 83616
Ben Moore answered:
I received on Thanksgiving Eve, a certified letter from Am Home Mrtge's lawyer telling me I must pay the 2 months premiums that I recently
Barje,

Good evening. While I have not seen the exact letter that you are referencing it sounds like you received notification of your lenders intent to "accelerate" your n ... more
0 votes Share Flag Thu Jan 28, 2010 Foreclosure in 34653
Richard LeBl…, Real Estate Pro in 34655
Richard LeBlanc answered:
Short Sale Addendum: 90 days from Effective Date, either party may within five day thereafter cancel the Contract. When should I received my deposit?
Your deposit is due you immediately upon your request as long as you have delivered written notice within the five days immediately following the time period (90 days or what ever is fi ... more
0 votes Share Flag Mon Nov 30, 2009 Home Buying in New Port Richey
Marty Kaiser, Real Estate Pro in 32819
Marty Kaiser answered:
I'm really sorry but what I meant to say is that I have a guranteed annuity that is going to mature in 02/2011 and was wondering if I can use it
Hi Tim,

You can certainly use it towards a real estate purchase providing you are planning to cash it in early and pay whatever penalties are applied or if you can take part of it ou ... more
0 votes Share Flag Mon Nov 30, 2009 Home Buying in 34654
Darla Schroe…, Real Estate Pro in Madeira Beach, FL
Darla Schroeder FMS, GRI, ABR answered:
Will FHA loan on our house that still has knob and tube wiring? Our loan and inspection went through with flying colors 3 years ago.
Hi Shirley: the following paragraphs were copied from www.fhainfo.com (online source of information about FHA appraisal requirements). In addition to regular FHA, there is a program c ... more
0 votes Share Flag Tue Nov 17, 2009 Home Buying in New Port Richey
Thomas Martin…, Real Estate Pro in Fort Lauderdale, FL
Thomas Martin 954-667-9110 answered:
Will FHA loan on our house that still has knob and tube wiring? Our loan and inspection went through with flying colors 3 years ago and now we are
Yes your buyer should not have trouble getting FHA financing. THe appriaser will not be checking the wiring in the home.
0 votes Share Flag Tue Nov 17, 2009 Home Selling in New Port Richey
George Sente…, Real Estate Pro in 06604
George Sentementes answered:
Is this home built with Chinese drywall?
Nobody knows, unless it is inspected, if the home was built between 2004-2007 there may be a chance that it exists, remove a swich cover from an elictrical outlet and check the wires, i ... more
0 votes Share Flag Mon Nov 2, 2009 Home Buying in New Port Richey
Alvaro Loure…, Real Estate Pro in Tampa, FL
Alvaro Loureiro answered:
my wife is on disability and i am retired......we want to buy the home we live in and we are first time buyers....ARE WE ELIGIBILE FOR THE 8,000?
Jim,

Yes, you are qualified for the tax credit. In order to qualify for the tax credit you need to be a first time home buyer or haven't purchased a home within the past 3 year ... more
0 votes Share Flag Wed Sep 30, 2009 Home Buying in New Port Richey
Vera Ziegler…, Real Estate Pro in Holiday, FL
Vera Ziegler and The Vera Z Team answered:
I am interested in rentals at the condos on azaila blvd off Marina in New Port Richey
I have a rental in Tahitian Gardens 2 bed/ 1 bath for $600 a month
0 votes Share Flag Tue Sep 29, 2009 For rent in New Port Richey
John Bennett, Real Estate Pro in 34788
John Bennett answered:
I recentley had a appraisal done on a home im hoping to buy and it came back at 252,000. The house next door
Yes, having a 252,000 home next to a 110,000 is not good for the first home. In a perfect world homes of similar size, construction quality age would all be grouped together.

You n ... more
0 votes Share Flag Mon Aug 17, 2009 Home Buying in 34654
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