Financing in 33413 : Questions & Answers

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Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
My partner and I are looking for a home. Our current gross income is $6,505.54 (Mine is $5,163.64 his is $1,341.90). He is a veteran. Help!
VA doesn't lend money directly to consumers. You would have to to through a lender that offers VA financing.

But I think you would probably have to use conventional financing as oppo ... more
0 votes Share Flag Wed Mar 27, 2013 Financing in West Palm Beach
Eder Hanna T…, Real Estate Pro in West Palm Beach, FL
Eder Hanna Tejeda answered:
Updated. What is the greatest amount of mortgage loan I can expect to be approved for? My goal is 200,000 0% down VA loan. Have 20,000 saved if need
Hello Enrique:

First of all thank you for serving our country!
I work with Veterans like yourself helping them find great homes that are VA approved.
Please contact me at 561 577 6 ... more
0 votes Share Flag Wed Mar 27, 2013 Financing in West Palm Beach
Fred Glick, Real Estate Pro in Santa Monica, CA
Fred Glick answered:
Which banks are providing loans for investment properties in the West palm Beach area?
Banks are NOT the only source for mortgages.

The best way to find the right program, not get ripped off and get the best rates is to use a mortgage broker.

Since each person's sit ... more
0 votes Share Flag Wed Mar 20, 2013 Financing in West Palm Beach
Paul Saperst…, Real Estate Pro in Boca Raton, FL
Paul Saperstein answered:
Both my wife and I are first time home buyers. My Fico score is 735, and her score is 637. What is the likely hood that we would qualify for a loan?
Please call my mortgage broker Richard Romano 561-702-1276 to get pre-approved then I can find you a home.

Paul Saperstein
Re/Max Advantage Plus
Real Estate Broker-Associate
Direc ... more
0 votes Share Flag Wed Oct 17, 2012 Financing in West Palm Beach
Antonio Vega…, Real Estate Pro in 34747
Antonio Vega-Pacheco answered:
my credit score was 642 on 2/18/12 , i did a refinance on my home, now it went down to 577. Can the refinance lower my credit score???
YES, of course, since now you have new and higher debt. But in a few months of paying on time it will come back to nurmal and hopefully go above 642. Once your old loan shows as paid ... more
0 votes Share Flag Sun Jun 22, 2014 Financing in West Palm Beach
Fha Speciali…, Real Estate Pro in South Florida, FL
Fha Specialist answered:
my credit score is 577 can i get a mortgage
You are very close, I need a middle credit score of 580 or better

Contact me at Gary@fhaspecialist.net and we can work toward getting you there
0 votes Share Flag Tue Oct 16, 2012 Financing in West Palm Beach
Nadine Mauro, Real Estate Pro in Boca Raton, FL
Nadine Mauro answered:
How much does owning a condo impact my chances of buying another house?
Hi,

Your first step should be to speak with a mortgage broker.

Important factors would be your credit score, your ability to pay both mortgages if you should lose the tenant in ... more
0 votes Share Flag Tue Oct 16, 2012 Financing in West Palm Beach
Anton Seiss, Real Estate Pro in Jupiter, FL
Anton Seiss answered:
How to get mortgages to Israeli investor?
There are several lenders I work with for my european buyers. Usually around 35% down.

Anton Seiss
Seiss real Estate
561.339.7003
0 votes Share Flag Sat Apr 19, 2014 Financing in West Palm Beach
Jeannine Alb…, Real Estate Pro in West Palm Beach, FL
Jeannine Albrecht answered:
For a first time home buyer with steady income, fair credit but little to no down payment ;which lender/s would you recommend?
Hello, my name is Jeannine Albrecht - Realtor. If I were you I would purchase a Fannie Mae home. Go to
www.homepath.com when you find a propety you like call me I can help you.

... more
0 votes Share Flag Mon Jul 8, 2013 Financing in West Palm Beach
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
If I dispute the appraisal from my mortgage company b/c it turns out to be too high, will I lose my deposit if I dont close the transaction in time?
If you are a buyer, not sure why you would want to dispute a high appraisal...what is your agent and or attorney advising...
0 votes Share Flag Mon Jun 18, 2012 Financing in West Palm Beach
Joshua A. Le…, Real Estate Pro in Saint Petersburg, FL
Joshua A. Lerette answered:
HITTING A WALL ON A LOAN
Sorry Jc9794, your current lender isn't doing anything out of the norm. Until your tax returns are filed you can not close. Standard practice in todays lending environment.
0 votes Share Flag Wed Dec 14, 2011 Financing in 33414
Anton Seiss, Real Estate Pro in Jupiter, FL
Anton Seiss answered:
Are there lenders around now that will ffinance small deals?
Being in this business you should be the one answering your question
0 votes Share Flag Mon Jun 18, 2012 Financing in West Palm Beach
Preston Ware, Real Estate Pro in West Palm Beach, FL
Preston Ware answered:
With "market " conditions" as they are why don't we see more offers of "seller financing " as much as we did in
Market conditions are good right now. Broward is actually humming along. I have a link on my site fort lauderdale mortgage banker that talks about this. See attached
0 votes Share Flag Mon Jun 18, 2012 Financing in West Palm Beach
Alma Rose Kee…, Real Estate Pro in Tampa, FL
Alma Rose Kee, P.A. answered:
Which is better to use. a motgage broker or a mortgage banker?
I suggest going through a Direct Lender, like HomeBanc..www.KristineBredeau.com especially if you intend on going after bank owned listings. Most asset managers for banks do NOT want ... more
0 votes Share Flag Mon Jun 18, 2012 Financing in West Palm Beach
Ray and Karen…, Real Estate Pro in 32757
Ray and Karen Levy answered:
which banks are providing loans for land?
Karl,

Generally speaking you will need to work with a local bank on a portfolio loan.

Most of what we are seeing are loans with a balloon in one to five years with a fairly low lo ... more
0 votes Share Flag Fri Feb 4, 2011 Financing in 33412
Kathy Dowd 2…, Real Estate Pro in Cape Coral, FL
Kathy Dowd 239 220 4133 answered:
I am looking for a hard money lender in Florida who will base the amount on the deal with as little as no money down if you can help please respond.
Most hard money lenders want money down.
239 220 4133 Cell
0 votes Share Flag Sun Jan 23, 2011 Financing in West Palm Beach
Jesse, Real Estate Pro in Palm Beach Gardens, FL
Jesse answered:
Do you know of a good commercial lender for the purchase of a nice property in WPB to be used as a restaurant?
NEED A MORTGAGE???

I work closely with Daniel Poulos, at ELITE LENDING. He has been meeting the needs of clients by providing both residential and commercial mortgages for over 22 ye ... more
0 votes Share Flag Fri Jul 2, 2010 Financing in West Palm Beach
Rob Spring, Real Estate Pro in Frisco, TX
Rob Spring answered:
Please tell me who you have used successfully for commercial lending at competitive rates
First I have to say is good luck. Your best bet is to hope and pray the buyer already has a banking relationship. Commercial money especially for business rental space is very hard to ... more
0 votes Share Flag Wed Jun 23, 2010 Financing in West Palm Beach
Joan Lorberb…, Real Estate Pro in Delray Beach, FL
Joan Lorberbaum Moore answered:
What lender took over for Indymac?
I think it was One West Bank.
0 votes Share Flag Fri May 14, 2010 Financing in West Palm Beach
Hannah, Real Estate Pro in Corte Madera, CA
Hannah answered:
How do I get someone off the mortgage and refinance when we are upside down around 100k?
Hi David,

You may qualify for an FHA with a mid 600 credit score. 620 is really the minimum. Since you are $100k upside down what you can do is work with a mortgage broker who can ... more
0 votes Share Flag Mon Jan 25, 2010 Financing in 33412
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