From what I read, it sounds like you need to work on raising your credit scores first.
Allied Credit Solutions is a Credit Service Organization and we help restore credit, as well as, educate our clients to help them achieve their dream of becoming a homeowner.
Credit Restoration is 100% legal (see FCRA regulations below).
â€¢ 180 days or less (with first set of results in approx. 45 days)
â€¢ We investigate directly with your creditors, collection companies, and all applicable court offices (if necessary) (no disputes with credit bureaus)
â€¢ 100% money back guarantee (No Results â€“ No Charge)
â€¢ We investigate Public Records
â€¢ 60% to 85% overall average of permanent success rate!!
â€¢ Licensed, Bonded, and Registered with the State
Call or email me for a free consultation
National Account Manager
Allied Credit Solutions
800 901-8122 ext 211
KNOW YOUR RIGHTS!
The Fair Credit Reporting Act states:
Consumer reporting companies must investigate the items you question within 30 days. They also must forward all the relevant data you provide about the inaccuracy to the organization that provided the information. After the information provider receives notice of a dispute from the consumer reporting company, it is required to investigate, review the relevant information, and report the results back to the consumer reporting company. If this investigation reveals that the disputed information is inaccurate, the information provider has to notify the nationwide consumer reporting companies so they can correct it in your file.
When the investigation is complete, the consumer reporting company must give you the results in writing, too, and a free copy of your report if the dispute results in a change. If an item is changed or deleted, the consumer reporting company is not permitted to put the disputed information back in your file unless the information provider verifies that it is accurate and complete.... more
Only Fair Issacs can tell you for sure how a credit inquiry will affect your score, but in general one inquiry does not have much, if any impact on your credit. What does impact your credit is multiple inquiries in a very short period of time.... more