Financing in 30333 : Questions & Answers

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Bruce Ailion…, Real Estate Pro in Marietta, GA
Bruce Ailion,CRS,CRB,MSRE,ESQ answered:
Can imputed medical income be counted as income when applying for a mortgage?
Without commenting on the classification of income a potential solution would be an intermediate adjustable rate loan, 5,7 10 years to lower your payment and debt ratios. Most people d ... more
0 votes Share Flag Sun Apr 14, 2013 Financing in Atlanta
Michael Conn…, Real Estate Pro in Atlanta, GA
Michael Connelly answered:
Renovation/Refinance options in Atlanta
What your really after is a construction loan and there are a few institutions handing them out again finally. You will need a full set of construction documents and usually two fixed ... more
0 votes Share Flag Wed Apr 10, 2013 Financing in Atlanta
Fred Yancy,…, Real Estate Pro in Woodstock, GA
Fred Yancy, Broker answered:
Apply for loan - Non US Citizen
MORTGAGE LOANS FOR NON-US CITIZENS


We receive requests from people interested in buying a home in the United States who are not US citizens. The status of a person in the United ... more
0 votes Share Flag Thu Dec 5, 2013 Financing in Atlanta
Julie A. Hor…, Real Estate Pro in 92602
Julie A. Horvath answered:
Mortgage Broker that specialize in VA Loan
Hi Reginald,
I would be happy to get you a letter today. Please call me at 740.602.3320 or on my office line at 866.901.3570. I am very experienced working with VA borrower's and loo ... more
0 votes Share Flag Thu Jun 20, 2013 Financing in Atlanta
Kim Jones, Real Estate Pro in 30305
Kim Jones answered:
Anyone doing 85% - 90% LTV construction only or construction to perm loans? FICO score of 750 , low DTI. (house land) MnMs in Peachtree City
Fidelity has a "Renovation" loan with just 5% down, but our "Construction to Perm" loan won't be available until later this year. You could have your builder finance the construction ... more
0 votes Share Flag Fri Mar 29, 2013 Financing in Atlanta
Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
Are FHA loans assumable?
Many loan types have clauses that prohibit loan assumption, but mortgages insured by the Federal Housing Administration (FHA) and the Department of Veterans Affairs (VA) continue to be ... more
0 votes Share Flag Sat Jun 15, 2013 Financing in Atlanta
Robert Taylor, Real Estate Pro in Atlanta, GA
Robert Taylor answered:
How many real estate professionals operating in the City of Atlanta are aware of the NeighborhoodLIFT downpayment assistance program? Most? Few?
I would hope that all of them would be, but sadly that is not the case. Feel free to contact me if you would like more information on it or would like assistance in finding a home that ... more
0 votes Share Flag Mon Mar 25, 2013 Financing in Atlanta
Michael Kemp…, Real Estate Pro in Atlanta, GA
Michael Kempter answered:
Interested in a Construction to Permanent loan that will end up as a jumbo with 20% equity at completion of construction. Any lenders that can help?
Absolutely, we offer construction to perm with great rates on both products, currently you Jumbo is at 3.99% Please give me a call and I can go over some different options for you.

... more
0 votes Share Flag Fri Mar 29, 2013 Financing in Atlanta
Kim Jones, Real Estate Pro in 30305
Kim Jones answered:
Jumbo loan options
We have Jumbo loans with as little as 10% down! One Loan - NO PMI....

In today's mortgage market, this is a very unique product. The guidelines are below. Please call me with any ... more
0 votes Share Flag Thu Mar 14, 2013 Financing in Atlanta
Michael Hamm…, Real Estate Pro in 30078
Michael Hammond answered:
How can one acquire a home with as little as 5% down?
By qualifying for and borrowing 95% of the Purchase Price.
0 votes Share Flag Sun Mar 17, 2013 Financing in Atlanta
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
How soon can I get a mortgage?
It really all depends on when the late payments started vs when you moved out and relocated. Pelase call me to discuss your details.

Working with a knowledgeable and seasoned loan o ... more
0 votes Share Flag Sat Nov 2, 2013 Financing in Atlanta
Shaukatali K…, Real Estate Pro in Katy, TX
Shaukatali Kadibhai "Kadi" answered:
We purchased a home in Washington State in 2005 for 297000. We have a mort. pmt of 1435 a month and and home equity pmt of 235 per month. We have
U are upside down by 100K.

Ayou do not cover the expenses from the rent you receive.
Can you frinance it??
Have the market changed whee the house is located??
Talk to a lender and ... more
0 votes Share Flag Wed Feb 20, 2013 Financing in 30312
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
I am in a Chapter 13BK and will be done with it in the next 6 months. How long would we have to wait or do we have to wait to purchase a home?
FHA/VA mortgages are the least restrictive for a previous bankruptcy. HUD requires that a minimum of 24 months must have elapsed from the DISCHARGE date of a Chapter 7 Bankruptcy before ... more
0 votes Share Flag Thu Feb 28, 2013 Financing in Atlanta
Brian Berman…, Real Estate Pro in Atlanta, GA
Brian Berman 678-564-1522 answered:
Are there any lenders out there able to underwrite a refi jumbo loan in Atlanta at 90% CLTV (with 80% in the first)?
Hello Bill- there are lenders in GA that will do this - We can do 80% on the first and then you can have a second up to 90% with no problem. We do this all of the time with our clients ... more
0 votes Share Flag Tue Jan 29, 2013 Financing in Atlanta
Fred Yancy,…, Real Estate Pro in Woodstock, GA
Fred Yancy, Broker answered:
What do you need to qualify for a FHA loan?
What You Need for a Mortgage

W-2 forms — or business tax return forms if you're self-employed — for the last two or three years for every person signing the loan.

... more
0 votes Share Flag Thu Jan 24, 2013 Financing in Atlanta
Fred Yancy,…, Real Estate Pro in Woodstock, GA
Fred Yancy, Broker answered:
Is it possible to get a mortgage before I start working if I have student loans?
I would recommend renting for two years to get your credit established, save for a down payment and closing costs etc.

Get Your Finances in Order: To-Do List
Develop a household b ... more
0 votes Share Flag Wed Jan 23, 2013 Financing in 30340
Brian Berman…, Real Estate Pro in Atlanta, GA
Brian Berman 678-564-1522 answered:
I am looking for a jumbo mortgage loan for a home with purchase price of $520k with 10% down.
Hey Lynn- i may be able to help- do you have other tradelines? feel free to give me a call 678-564-1522 and we can talk about your credit and see what we can do.

thanks
Brian
0 votes Share Flag Tue Jan 14, 2014 Financing in 30328
Bill Polack, Real Estate Pro in Atlanta, GA
Bill Polack answered:
I am a looking to relocate to Atlanta. In the process of a divorce and short sale on my property own with my ex, now my excellent credit is terrible.
You will have to use private money. Minimum down is zero. Minimum rate around 9.5%. You'll have 3 to 5 years to refinance out. That's about how much time you'll have to w ... more
0 votes Share Flag Thu Jan 10, 2013 Financing in Atlanta
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
Im a foreigner investor.could any one helping me understand better where would i face chalenges?is that properties so cheap? tax for foreigner?
There are no special challenges for a foreign investor to buy a property. Prices are so cheap today as many US buyers are still uncertain about the 3 year housing rebound. If you're l ... more
0 votes Share Flag Sat Dec 29, 2012 Financing in Atlanta
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