Financing in 30319 : Questions & Answers

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Shawn Sidhu, Real Estate Pro in San Jose, CA
Shawn Sidhu answered:
We are looking for a jumbo loan (1 mill) in California with 10-15% down. Are there any second loans available?
Its very difficult to attain second loans right now due to the tight credit market. Most lenders will only go up to 80% CLTV (combined loan to value) with two loans. Unless the first lo ... more
0 votes Share Flag Wed Jan 7, 2015 Financing in 30327
Kim Jones-Zw…, Real Estate Pro in 30305
Kim Jones-Zweig answered:
FHA Title 1 Home Improvements Loans
The Federal Housing Administration (FHA) makes it easier for consumers to obtain affordable home improvement loans by allowing loans up to $25,000 without any equity in the home. In oth ... more
0 votes Share Flag Wed Aug 25, 2010 Financing in 30344
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
1st Mortgage Charge Off - What do I do?
Your only hope is to get an attorney or seek out a non profit legal foundation in your area. Your questions can only be answered by a lawyer. you may also want to contact your states AG ... more
0 votes Share Flag Mon Feb 18, 2013 Financing in 30303
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
What to do if Short Sale or Loan Mod doesn't work? Agents - what have you done/what were your experiences?
These are 2 seperate battles with 2 diferent departments of teh bank.

first the loan modification, for some banks there is a financial incentive to complete a loan modification. The ... more
0 votes Share Flag Wed Aug 11, 2010 Financing in Atlanta
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
I have 2 buyers that want to lease purchase or rent their current homes and buy another.
Both (the rental and the lease-purchase) will be viewed as rentals. A lender can give you more specifics, but most lenders will want to see a signed lease from the tenants, to confirm ... more
0 votes Share Flag Fri Jul 23, 2010 Financing in Atlanta
Michael Hamm…, Real Estate Pro in 30078
Michael Hammond answered:
what are the disadvantages of a non qualified loan?
Higher rates, in my opinion, Leonidas, but please consult a loan officer for a more thorough answer.

Michael Hammond

http://www.SellsRealty ... more
0 votes Share Flag Sun Jul 18, 2010 Financing in Atlanta
Kim Jones-Zw…, Real Estate Pro in 30305
Kim Jones-Zweig answered:
my credit score is a less then a 620, what mortgage company will assit me and my daughter into a house
Have you been counceled by a lender that may have suggested to have your credit report rescored? That way, you'll get a better interest rate. I can help you with that if you' ... more
0 votes Share Flag Wed Oct 9, 2013 Financing in Atlanta
Thomas Kris…, Real Estate Pro in Atlanta, GA
Thomas Kris Holt ABR answered:
Do you know of any hard money lenders?

I heard Medici Financial Inc. does a lot of hard money loans here in Atlanta. They have been around for a while. They were able to weather the entire downturn. I have never w ... more
0 votes Share Flag Wed Jul 14, 2010 Financing in Atlanta
Maggie Hawk, Real Estate Pro in New Smyrna Beach, FL
Maggie Hawk answered:
I need to buy a house yesterday but cannot afford a 10% down payment w closing costs etc... I have an average FICO of 780-800. What can I do?
Your credit scores are good. Talk to a lender about an FHA mortgage. You are only required to put 3.5% down.

Another possibility would be a Homepath mortgage. Some of the b ... more
0 votes Share Flag Thu Jan 16, 2014 Financing in Atlanta
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
How can I get a mortgage with little to no money down?
Hi Greg,

I just had a client close yesterday and he put up $1,000 escrow deposit and got $880 of it back at closing.

His income was low enough to qualify for a first time homebuye ... more
0 votes Share Flag Mon Jul 12, 2010 Financing in Atlanta
Kim Jones-Zw…, Real Estate Pro in 30305
Kim Jones-Zweig answered:
Jumbo Loans <20% down payment.? (ATL)Are there any lenders that offer 10% down payment for jumbo loans in Atlanta,GA
Yes! We have Jumbo loans with just 10% down. Call me at 678.468.4046 anytime...

Warm regards,
Kim Jones
Mortgage Banker
3328 Peachtree Road
Suite 200
Atlanta, Ga. 30326
Cell: ... more
0 votes Share Flag Wed Jan 26, 2011 Financing in 30327
davidwbrower, Real Estate Pro in Woodstock, GA
davidwbrower answered:
The Property listing expired in APRIL and took the listing off as of 6/16/2010. My Husband and I are very interest in talking with the current owners

would be happy to give you a call. Please e-mail the property in question and the best way to reach you. There is no property info in your post.

David Browe ... more
0 votes Share Flag Fri Jun 18, 2010 Financing in Ben Hill
Tom Miller, Real Estate Pro in Lavonia, GA
Tom Miller answered:
I need to talk to someone in regards to 3412 Village Place Lane, Southwest, Atlanta, Ga
I do not see an active listing in GA MLS on Village Place Lane in Atlanta. Can I connect you with someone that might be able to find something similar?
0 votes Share Flag Tue Nov 6, 2012 Financing in Ben Hill
Brad Hartman, Real Estate Pro in Atlanta, GA
Brad Hartman answered:
Also I'm looking for mortgage brokers/lenders/private lenders (hard money lenders) who does financing for multi-family properties and/or
A few quick questions that might help clarity. How many properties do you currently own and when you say multi-family are you referring to 2-4 or more? These answers would give a lend ... more
0 votes Share Flag Thu Jun 17, 2010 Financing in Atlanta
Rudy R. McDo…, Real Estate Pro in Bloomfield Hills, MI
Rudy R. McDowell answered:
I will be buying my first multi-family property and/or foreclosure to buy and resale (flip) and I'm looking for a mortgage broker or lender who
Hi, Karin1982

Either one should suffice. But remember, for an FHA buyer, you'll have to wait up to 90 days before you can sale to them. HUD recently waived this was a temporar ... more
0 votes Share Flag Wed Jun 16, 2010 Financing in Atlanta
Lew Corcoran, Real Estate Pro in Easton, MA
Lew Corcoran answered:
Home is owned outright. I want to do a cash out refi within 90 days or less of ownership to get 80% of my cash back out of the home. Can you help?
You can do a cash-out refinance up to 80% of the value of the home, but you must own the home for at least 6 months before you can do so. Some lenders will require you to wait at least ... more
0 votes Share Flag Thu Jun 20, 2013 Financing in 30305
Pat Sheppard…, Real Estate Pro in Atlanta, GA
Pat Sheppard-Evans, CDPE answered:
Does any one know a bank that will give financing for an investment property that is being (flipped) sold less than 90 days after it's original?
Community Bank has been known to help investors in that manner
0 votes Share Flag Wed May 19, 2010 Financing in Atlanta
Lynn Wacker, Real Estate Pro in Glencoe, MN
Lynn Wacker answered:
Verification of Funds
Congratulations on being so well prepared with your gift letter! My experience has been that the UW is determining the gifted funds have not been borrowed and there will be an expectat ... more
0 votes Share Flag Wed May 19, 2010 Financing in Atlanta
Chris Lefebv…, Real Estate Pro in Methuen, MA
Chris Lefebvre answered:
Help! My deal is falling through because of appraisal
Unfortunately, I don't think a new lender will be able to help you in only a couple of days. How does the appraisal compare to your buyer agent's CMA report? Do you and your ... more
0 votes Share Flag Wed May 19, 2010 Financing in Atlanta
Rick Payne, Real Estate Pro in Johns Creek, GA
Rick Payne answered:
Are their any lenders who will work with me with a median score of 610? I was preapproved with Wells Fargo but the experience has been awful and

Yes, I work with an excellent Mortgage Lender. Contact me at 678-427-5512 or email me at and I will give you her contact information.


... more
0 votes Share Flag Wed May 12, 2010 Financing in Atlanta
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