29202 : Questions & Answers

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Jason King, Real Estate Pro in Columbia, SC
Jason King answered:
What are the current statistics on how long it takes for a $150k house in Rosewood to sell?
Emccrae,

To give you a more accurate statistic, we need to know size, bed, baths and type of structure. In order to pull comps, the comparables must be similar properties. I' ... more
0 votes Share Flag Tue Dec 8, 2009 Market Conditions in Columbia
Page Latham, Real Estate Pro in Columbia, SC
Page Latham answered:
What is the average days for homes on the market before selling in the price range of $120,000. - $150,000.?
Barbara,

I have kind of a loaded answer to that question!

I have had listings go under contract in 7 days in this market when they are priced right, in great condition, and stag ... more
0 votes Share Flag Wed Nov 25, 2009 Market Conditions in Columbia
Celia M Means, Real Estate Pro in Columbia, SC
Celia M Means answered:
Can anyone give the listing price for the homes built in teague park? Have them been reduced, due to non sale?
Bobbie,
the properties are not listed any longer, there seem to be an issue... they were listed at some point from 195k to about 300k. If you are interested, give me a call or email ... more
0 votes Share Flag Tue Dec 15, 2009 Home Buying in Columbia
Howard Rose…, Real Estate Pro in Columbia, SC
Howard Rose III answered:
What is the minnimum credit score for a 500K construction loan with 20% down. My FICO is 700. Just trying to see where I will stack up for this loan
Snowhound,

While each Bank/Lender may have different requirements the ideal minimum credit score for any loan is 620.
Again, if I can assist you in any way please feel free to conta ... more
0 votes Share Flag Sun Oct 25, 2009 Financing in Columbia
Howard Rose…, Real Estate Pro in Columbia, SC
Howard Rose III answered:
What kind of rate would I be looking at for a 500k construction loan (20% down - including vested land value) with a credit score around 700?
Hi Snowhound,

While this is a great question to discuss, it would do you better to speak with your Bank/Lender with regards to interest rates. If you do not have, please feel free to ... more
0 votes Share Flag Sun Oct 25, 2009 Financing in Columbia
Donna Reed, Renter in 29169
Donna Reed answered:
What is the safest (lowest crime) area to live in downtown Columbia, SC? I have seen many different numbers on this issue. ??
Bailey,

You can look up crime statistics right here on Trulia.com. Look under Real Estate Guides & choose the city and state you are interesting in.

Also, you can search up ... more
0 votes Share Flag Sun Oct 18, 2009 General Area in 29201
Donna Reed, Renter in 29169
Donna Reed answered:
Is this a noisy and congested area? Is it safe to walk around? Is it nice for a young couple?
Are you asking about the area in 29205? I am not sure which neighborhood you may be referring to, but 29205 is typically known for the beautiful Shandon neighborhood. For a young couple ... more
0 votes Share Flag Mon Oct 19, 2009 In My Neighborhood in 29205
scalrealty.c…, Real Estate Pro in Los Angeles, CA
scalrealty.com answered:
I just put an offer on a home, they accepted.The seller is waiting on bank approval, apparently this is a short sell. What is the average wait time?
Depends on the back log of the lender, it varies anywhere from weeks to months. Keep checking with the bank on the status.
0 votes Share Flag Thu Oct 15, 2009 Home Buying in Columbia
Dan Castagna, Real Estate Pro in Mount Laurel, NJ
Dan Castagna answered:
pre-approved for a loan, but I just found out that I recieved a default judgment in mar 00 for 750. If I pay it off before closing will I be fine?
if you pay it off, you should be fine. Just hope it doesnt affect your credit scores.
0 votes Share Flag Tue Sep 22, 2009 Financing in Columbia
Howard Rose…, Real Estate Pro in Columbia, SC
Howard Rose III answered:
What is the crime rate for zip code 29229?
Hello Bailey,

While your question is good, just and needful, to best answer this question for you, i will refer you to the Richland County Sherifs Department for a true report on the ... more
0 votes Share Flag Sun Sep 13, 2009 General Area in 29229
Naomi Scipio, Real Estate Pro in Columbia, SC
Naomi Scipio answered:
I am closing on my home on Sept. 3 and am a first time home buyer.
This is a question to ask your income tax preparer or attorney. I wish you a successful closing.
Naomi
0 votes Share Flag Tue Dec 15, 2009 Home Buying in 29223
Cindy Kidd, Real Estate Pro in Columbia, SC
Cindy Kidd answered:
I am searching for a house in the country ie rural area...anyone know anything?
Are you looking for a home that qualifies for the Rural Housing Loan Program or just a home that's not in a subdivision? Give some more specifics and I will see if I can help you out.
0 votes Share Flag Tue Aug 18, 2009 Home Buying in Columbia
Darlene Vause, Real Estate Pro in Irmo, SC
Darlene Vause answered:
Who qualifies for grant funds to be used toward a downpayment or closing costs?
Hi Whitney.

I have a contact for assistance with grant funds. See her info below:
Kelley Crimmins Hunt
Sales manager, SCD
Homeowners Mortgage
A Subsidiary of CoastalStates Bank
... more
0 votes Share Flag Tue Jul 28, 2009 Financing in 29201
Monica Bowers, Real Estate Pro in 29073
Monica Bowers answered:
Can anyone recommend a Columbia, SC-based FHA lender or a buyer's agent familiar with the process?
Hi James,

I have a great lender that I work with on FHA loans and I am very familiar with working with first-time buyers who utilize the FHA loan program. Please feel free to e-mail ... more
0 votes Share Flag Thu Jul 23, 2009 Home Buying in Columbia
Donna Reed, Renter in 29169
Donna Reed answered:
My wife and I are looking to buy a fixer-upper. Where should we look and what factors should we consider?
James,

Factors to consider? Oh! There are plenty. Start with:

Do you know how much can you afford?

Have you been preapproved?

Where do you live now? What about your curre ... more
0 votes Share Flag Tue Aug 11, 2009 Home Buying in Columbia
Donna Reed, Renter in 29169
Donna Reed answered:
My husband and I are looking for a home in South Carolina. He will be working at Shaw AFB and I will be in
Whitney,

I think you would be best to look in the cities of Eastover, southeast Columbia, and Forest Acres. Taking a peek at Sumter wouldn't hurt either. It will depend on you and yo ... more
0 votes Share Flag Sat Nov 24, 2012 General Area in Columbia
Page Latham, Real Estate Pro in Columbia, SC
Page Latham answered:
Would like to know how much to expect in closing cost and all other fees with buying a house for 150,000. in
Anne,

Costs vary some depending on the type of loan and individual lender fees.
Closing costs (lender fees, attorney fees, appraisal, title search, etc,) usually run around $4,000 f ... more
0 votes Share Flag Sat Jun 27, 2009 Financing in 29201
Darlene Vause, Real Estate Pro in Irmo, SC
Darlene Vause answered:
My husband and I have been pre-approved by two banks but have not found a home that we both can agree on. We
Hi.

The banks use credit scores and they pull them when asked for a preapproval letter. Your scores could have changed a little. Also, they count your debt to income ratio. I have ... more
0 votes Share Flag Fri Jun 12, 2009 Home Buying in Columbia
Darlene Vause, Real Estate Pro in Irmo, SC
Darlene Vause answered:
what are the crime stats within the 29229 area?
Hi Karen.

You can call the local Richland County Sheriff's Office to check on crime stats. You can find them online. Whenever you are ready to start house hunting, please let me kn ... more
0 votes Share Flag Thu May 28, 2009 General Area in 29229
Howard Rose…, Real Estate Pro in Columbia, SC
Howard Rose III answered:
I am looking to refinance a FHA loan. What is the lowest interest rate I can get on a FHA loan?
TayTay,

You would do yourself good by speaking with a loan officer. If you do not have one, I can recommend a couple of good loan officers that we work with. Feel free to contact me ... more
0 votes Share Flag Wed May 27, 2009 Financing in Columbia
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