Financing in 23462 : Questions & Answers

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Brolan Real…, Real Estate Pro in 23451
Brolan Real Estate answered:
Looking for Condotel financing
Brian,
I know this question was asked in April but the only lenders in this area that may entertain that type of property is Bank of America and or Wells Fargo. You can check there if ... more
0 votes Share Flag Thu Jan 9, 2014 Financing in Virginia Beach
Drew Hitt, Real Estate Pro in Virginia Beach, VA
Drew Hitt answered:
I WANT TO RENT TO OWN A HOME,IN VIRGINIA BEACH AREA MUST NEAR OCEAN.,WITH 0 DOWN.,IF INTERESTED PLEASE EMAIL ME OR I AM ON FACE BOOK...Ruth E. Walker.
With a rent to own you should expect to put down 2 - 6% of the purchase price of the house up front. If you find a rent to own with no money down ($0) I'd be concerned its a scam.

R ... more
0 votes Share Flag Thu Feb 28, 2013 Financing in Virginia Beach
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
Ok mortgage people we have seen rates bounce off the bottom, Do you think they will continue to inch up or stay low.
As long as the Stock Market continues to hold or inch up the answer is most likely. In my opinion, we should be heading for a sell off, but it over due that's for sure. Until the Stock ... more
0 votes Share Flag Thu Feb 14, 2013 Financing in Virginia Beach
Joshua Parne…, Real Estate Pro in Virginia Beach, VA
Joshua Parnell answered:
Does anyone know of a conventional rehab/construction loan?
Val Parnell. 749-2181. TowneBank can do it.
0 votes Share Flag Tue May 19, 2015 Financing in Virginia Beach
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
I have been trying to get preapproved for a loan however my credit is in bad shape its a 545, 560, 635. What can i do?
Check with a loan officer or mortgage broker. But, basically, you'll have to improve your credit. While ability to pay is important, so is your credit history. I know that lots of peopl ... more
0 votes Share Flag Mon Jan 7, 2013 Financing in 23451
Rich Homer, Real Estate Pro in 34108
Rich Homer answered:
Can I get financing for investment property in Virginia if I am a foreign national with a B1/B2 Visa?
Good question and you should start with a local Mortgage Broker. Find one here http://www.trulia.com/voices/directory/Dams_Neck_Naval_Air_Station-mortgage_broker_or_lender--86854
http: ... more
0 votes Share Flag Sun May 20, 2012 Financing in Virginia Beach
Kathryn and…, Real Estate Pro in Virginia Beach, VA
Kathryn and Gary Sharpe answered:
I own 3/2 town home with four kids . the house is small and need some remodlig .the school distric is not all that . we are thinking of renting .
I would reconsider remodeling the house if you are going to rent it out. Unfortunately renters put a little more wear and tear on homes which would defeat the purpose of updating the h ... more
0 votes Share Flag Mon Aug 26, 2013 Financing in Virginia Beach
Rhyan Finch, Real Estate Pro in Virginia Beach, VA
Rhyan Finch answered:
Recommended Mortgage Broker in Virginia Beach?
We have two local mortgage brokers that we recommend to our clients!! James Walrod at Union Mortage Group & Nathan Techanchuk at New American Mortgage. I've added the link wit ... more
0 votes Share Flag Sat Mar 2, 2013 Financing in Virginia Beach
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Getting Mortgage After Bankruptcy 2 years ago possible?
Your best bet is to meet with a local and trusted mortgage broker, they can prequailify you at no cost, they will look at your credit plus your financials and let you know if there are ... more
0 votes Share Flag Mon Aug 26, 2013 Financing in Virginia Beach
Drew Hitt, Real Estate Pro in Virginia Beach, VA
Drew Hitt answered:
Looking for owner financing on home in Virginia Beach, Va.
We sell homes with owner financing in Virginia Beach. What are you looking for in particular? We have one available in Norfolk and another in Chesapeake on the water available with Ow ... more
0 votes Share Flag Fri Jan 13, 2012 Financing in Virginia Beach
Jim McCowan…, Real Estate Pro in Arlington, VA
Jim McCowan (703) 395-0166 answered:
Is it more advantageous to take a higher interest rate such as 4.25 with a lender credit of $600 or a lower interest rate 4.125 without lender credit?
How much of a difference will the lower rate make in your monthly payment? How important is the $600 interms of helping with your closing costs? $600 really isn't a huge amount.
0 votes Share Flag Thu Oct 14, 2010 Financing in 23464
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
Is it more advantageous to take a lower interest rate such as 4.25 without a lender credit or 4.35 with a lender credit of 600.00? Why?
This depends on what your loan amount is. Normally, the .125% difference is worth 1/2 point, so if your loan amount is $120,000 that sounds about right. If you don't need the lende ... more
0 votes Share Flag Wed Oct 13, 2010 Financing in 23464
Richard Cald…, Real Estate Pro in Chesapeake, VA
Richard Calderon answered:
Is it possible to get qualified for a home loan for a new home when you are currently putting yours on the market to sell or rent?
Hi Amber,
I noticed that no one ever answered your question.I hope everything worked out and wish you the best.

Again on behalf of VA..... SORRY
0 votes Share Flag Sun Feb 10, 2013 Financing in Virginia Beach
Luke Allison, Real Estate Pro in Asheville, NC
Luke Allison answered:
We are interested in purchasing a home.My scores are not great 620/590/580 as of June 2009.I had a minor set back 3 years ago so I am building my
Candi-
A 3-year history of clean credit is a very solid factor and your scores are fine as far as I am concerned. At Bank of America Home Loans, we do not have a minimum credit score ... more
0 votes Share Flag Mon Sep 21, 2009 Financing in 23452
Barbara Q., Other/Just Looking in Bergen County, NJ
Barbara Q. answered:
My mortgage person has been working with me since Feb09..he has sent me back and forth and after 3 months and
Sorry for you and your family.
The rule on Down Payment Assistance changed and perhaps this is the reason you have beed denied.
Do you have money for the down payment or can you have ... more
0 votes Share Flag Tue Jun 2, 2009 Financing in 23452
Voices Member,  in
Voices Member answered:
Should I try to refinance under the Obama program?
your lender is confusing the refi for people with payments that are current with the program for people who are behind in their payments. President Obama has asked us all to refi under ... more
0 votes Share Flag Thu Apr 23, 2009 Financing in Virginia Beach
Other/Just L…, Other/Just Looking in Fleming Fitch Grant,...
Other/Just Looking answered:
Can someone explain the pros and cons of filing for bankruptcy, and how long do I have to wait before I can?
Only an attorney is licensed to advise you on the advanatges and disadvantages of filing bankruptcy.

From a lending standpoint, the impact will be significant. All borrowers who have ... more
0 votes Share Flag Wed Jun 25, 2008 Financing in Virginia Beach, VA
Jim Duncan, Real Estate Pro in Charlottesville, VA
Jim Duncan answered:
Why are interest rates still so high, what is mortgage outlook (rates and availability) for Virginia Beach?
Cb -

I can't speak for the VA Beach area, but interest rates aren't high, as the link below shows. I've found that buyers who have good credit, job history and cash available have n ... more
0 votes Share Flag Fri Dec 19, 2008 Financing in Virginia Beach, VA
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