Questions & Answers in 23242

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Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
Looking for rent to own or lease to purchase opition? In richmond,va?
Hi there- I would recommend working with an agent: http://www.trulia.com/voices/directory/Chippenham_Forest-agent--86734 Hope this helps, Ali, Community Manager
0 votes Share Flag Fri Apr 5, 2013 Financing in Chippenham Forest
Brent Mendel…, Real Estate Pro in Bethesda, MD
Brent Mendelson answered:
Is it really an FHA requirement to have the actual tax transcripts? Or is this a lender requirement?
It's not FHA, it's Fannie and Freddie. It is a requirement of every bank and lender, don't switch now. Ask the lender what can be done NOW? Call the IRS line and see how long? 800-829- ... more
0 votes Share Flag Wed Oct 31, 2012 Financing in Richmond
Restoration…, Real Estate Pro in Fairfax, VA
Restoration Capital answered:
I am trying to find Hard Money Lenders that does Rehab loans in the Fredericksburg, NVA areas. Anybody know of anyone that does this?
Restoration Capital (www.restorationcapital.com) has been serving the Northern Virginia area for many years. Just a couple articles on us: CNN Money: http://money.cnn.com/2011/04/1 ... more
0 votes Share Flag Wed Dec 12, 2012 Financing in Richmond
Bruce Qualte…, Real Estate Pro in Warrenton, VA
Bruce Qualters answered:
How do I refi an owner financed condo to conventional mortgage so I can rent out property with less than 30% equity?
1. Would most likely need to document your mortgage history with cancelled checks. 2. As an investment property you would most likely need 20% equity to accomplish the refinance. Thou ... more
0 votes Share Flag Wed Sep 26, 2012 Financing in 23227
Sam Perry, Real Estate Pro in Richmond, VA
Sam Perry answered:
We have 20% down for a 170k property. However we had a foreclosure in our credit. The foreclosure will be 2 years in April
I have 2 propertties that I may finance for you. One is in Area 42. The other is in Area 30 close to RIR. Both have been renovated. Call me ASAP. Sam Perry, Realtor 804-288-2945 ... more
0 votes Share Flag Thu Apr 26, 2012 Financing in 23233
Cathy Loving, Real Estate Pro in Ashland, VA
Cathy Loving answered:
I'm a class A builder looking for a portfolio lender to purchase foreclosed properties email me rbcontractorsinc1@verizon.net
Contact - Susan Johnson-(c) 804-512-6878 , (o) 804-798-9706. Great lender
0 votes Share Flag Thu Jan 26, 2012 Financing in Richmond
Suzanne MacD…, Real Estate Pro in Mount Arlington, NJ
Suzanne MacDowell answered:
My Father and I are looking to open a 7-11 Franchise. We don't have the total amout needed, what are your ideas, Silent Investors , etc????
Get in touch with your local Small Business Administration. They may be able to point you to a lender that offers SBA loans. You should be OK as long as you have some collateral, not ... more
0 votes Share Flag Sun Nov 7, 2010 Financing in Richmond
Pacita Dimac…, Real Estate Pro in Oakland, CA
Pacita Dimacali answered:
How many qualified buyers have you had this year who have been turned down for a loan to purchase a home that had nothing to do with the appraisal?
Only one: the husband had co-signed a loan with this son to buy the son a car, so that weighed heavily on his financial ability and qualifying income to buy a house with his wife. Neith ... more
0 votes Share Flag Fri Oct 15, 2010 Financing in Richmond
Robert Green…, Real Estate Pro in Cherry Hill Township,...
Robert Greenblatt, MBA answered:
when making an offer to purchase with a pre-approval, do I have to close with that particular lender? ie, do I have to pick a lender before offering.
In southern New Jersey, our Offer to Purchase typically accompanies a pre-qualification leter from a lender. If the offer is accepted, and an Agreement of Sale is signed, the Agreement ... more
0 votes Share Flag Thu Sep 23, 2010 Financing in 23233
Yanni raz, Real Estate Pro in San Fernando, CA
Yanni raz answered:
I refinanced my house in 2007. I owe approx $116K. My house is valued at $78K in today"s current market. are there any programs to help me?
You can do loan modification or short sale your home. Banks these days will try to help you so you will not foreclose on your home. Go to this link and maybe you can get help with y ... more
0 votes Share Flag Sun Jul 11, 2010 Financing in Richmond
Brenda Feria, Real Estate Pro in Richmond, VA
Brenda Feria answered:
Need help finding financing--We are in Richmond, VA. We are in the process of selling our second home, purchasing our third. We have excellent credit-
Is your job description the same or similar as the one you were in for 6 years? You may have to be on the job for 6 months before it can be counted. Have you thought about FHA? You w ... more
0 votes Share Flag Tue Jan 3, 2012 Financing in Richmond
Vicky Chrisn…, Real Estate Pro in Leesburg, VA
Vicky Chrisner answered:
I had a cosigner for SF home I bought in 2007,he filed for bankruptcy in 2008 got discharged and have left the country.How do I get rid of him?
I think you'll have to refinance. If he's not on the title, I am not sure why it bothers you that he's on the loan?
0 votes Share Flag Sun Sep 6, 2009 Financing in 23223
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