Financing in 21702 : Questions & Answers

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Nick Pakulla, Real Estate Pro in Rockville, MD
Nick Pakulla answered:
Question about the 51% owner occupancy guideline
If the HOA is setup as a condo you will need to meet the condo guidelines no matter what (and this also applies on a conventional 20% down loan). Effectively no one can get a loan in t ... more
0 votes Share Flag Tue Jan 29, 2013 Financing in Frederick
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
We contracted with a builder to build a home using FHA financing.
You need to read your contract. If you had an appraisal and financing contingency in the contract and now you removed those contingencies your deposit is in jeopardy.

Contingencies ... more
0 votes Share Flag Tue Aug 2, 2011 Financing in Frederick
Gerard Dunn, Real Estate Pro in Potomac, MD
Gerard Dunn answered:
appraisals for less ?$500 no matter where you look and they jusyt do the comparable routine .
Many appraisers charge dependent upon sales price of a home. The more expensive the home - the more expensive the appraisal.

Often though - they are not making what is being charged ... more
0 votes Share Flag Wed Sep 8, 2010 Financing in Frederick
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
we want to refi, but the mortgage is in his name only, if I add my name to the deed before the refi, will we have to use my credit for the refi
If you are looking to refinance, you should probabily hold off on addiing her to the deed until the refinance is completed. If you just purchased a home, why were you even put in an adj ... more
0 votes Share Flag Fri Aug 13, 2010 Financing in Frederick
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