20878 : Questions & Answers

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Akil Walker, Real Estate Pro in Bowie, MD
Akil Walker answered:
I am making 67k/yr looking for 3BR 2 bath around 1600sq feet in Montgomery Village. My credit score is around 650. What can I expect to pay monthly?
Hi Serge,


This will depend upon your purchase price and interest rate. I have a great loan officer in Rockville that can assist you need helping getting the lowest payment possible ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in 20878
Jessica Hood,…, Real Estate Pro in Odenton, MD
Jessica Hood, Realtor & ASP answered:
Getting married and wondering the FICO impact of 2 scores to buying a condo or townhouse.
Hi Barqat,

I recommend you contact a good local lender for an assessment for your individual circumstance. They will also need to know your debt and other factors to help you formul ... more
0 votes Share Flag Thu Mar 14, 2013 Home Buying in Gaithersburg
Akil Walker, Real Estate Pro in Bowie, MD
Akil Walker answered:
What is the minimal FICO score to obtain a VA Loan?
Hi Sylvania,

Different lenders may different guidelines, but I have had someone obtained a loan with a 640 score.
0 votes Share Flag Sat Feb 16, 2013 Home Buying in 20877
Cedric Lewis, Real Estate Pro in Maryland
Cedric Lewis answered:
What's a strategy for securing a mortgage with a 650 credit score, 10K in the bank for an independent consultant with a fluctuating income?
Great question...it depends on how long you have been an independent constant. The mortgage lender will require 2yrs of proof of income and also proof of your current income via pay stu ... more
0 votes Share Flag Sun Dec 30, 2012 Home Buying in 20878
Natalie Dean, Real Estate Pro in 20007
Natalie Dean answered:
I am looking to buy a single family or a townhouse to live in by February 1, 2013. I have a credit score that is above 700 and make $46000 a year.
Congratulations! You have taken some phenomenal steps in your journey to becoming a homeowner. Have you sat with a lender, perhaps recommended by Montgomery County FTHB program, to dete ... more
0 votes Share Flag Tue Dec 18, 2012 Home Buying in 20878
Akil Walker, Real Estate Pro in Bowie, MD
Akil Walker answered:
Do we have any new development areas like Clarksburg Village already or being planned around Clarksburg or Damascus?
Hi Kademoia,

you can always go to the city office and look at the city plans for the next 10 years. This will give you a long term plan to view.

Good luck
0 votes Share Flag Fri Dec 14, 2012 Home Buying in 20878
Kathy Hutchi…, Real Estate Pro in Maryland
Kathy Hutchins answered:
A SFH in Gaithersburg, MD in a residential commercial mixed area, what is the pros and cons to buy a SFH in a mixed development area? thanks
The best way to find out about the residential/mixed commercial area is to have a realtor do some legwork- looking up comps, looking at the history of the area, talking with neighbors t ... more
0 votes Share Flag Fri Dec 14, 2012 Home Buying in 20878
Jason Jutila, Real Estate Pro in Gaithersburg, MD
Jason Jutila answered:
Are dogs allowed ?
It doesn't look like the property you mentioned has been listed in the MLS yet. If you need a list of rentals that accept pets just let me know and I'll send one to you right away. Th ... more
0 votes Share Flag Mon Nov 19, 2012 Rentals in Gaithersburg
Robert B. Mc…, Real Estate Pro in Maryland
Robert B. McArtor answered:
first time homebuyer looking for advice
I would Call
Steve Barker
Market Leader
(NMLS 193999)
New American Mortgage
Phone: 443-629-8462
0 votes Share Flag Mon Nov 5, 2012 Home Buying in Gaithersburg
Robert B. Mc…, Real Estate Pro in Maryland
Robert B. McArtor answered:
I'm looking for short sale realtors/law firms who have an excellent track record, efficient and care about their client.
My team has a 96% track record of taking a property from a listing to settlement through the Short Sale process. We have a Short Sale facilitator on our team ready to serve you. Please ... more
0 votes Share Flag Thu Sep 19, 2013 Home Buying in Gaithersburg
Kerri Johnson, Real Estate Pro in Maryland
Kerri Johnson answered:
Hi, I'm interested in buying a townhouse or condo on foreclosure in or near Gaithersburg, MD
Call me and I would be happy to assist you with that!

Kerri Johnson
RE/MAX Realty Services
240-286-1602
0 votes Share Flag Tue Jul 10, 2012 Foreclosure in Gaithersburg
Anh Boesch, Real Estate Pro in Gaithersburg, MD
Anh Boesch answered:
Hi, I am interested in purchasing a condo in the DC metro area with no credit score and credit card which I received a month ago. Good job history!
You should get in contact with a good lender that can help you understand the proper way to build your credit. You can INHERIT credit as an option as well. Good luck.
0 votes Share Flag Tue Jul 10, 2012 Home Buying in 20879
Brian Maglia…, Real Estate Pro in Rockville, MD
Brian Magliaro answered:
Does anyone know the timeline for homes in Crown Farm? I'd like to have the advantage of knowing early on but not ready for an agent yet.
Hi,

I don't know the answer but I will find out and get back to with an answer.
0 votes Share Flag Thu Apr 11, 2013 Home Buying in Gaithersburg
Voices Member,  in
Voices Member answered:
I am trying to rent or lease purchase a home in Montgomery county, Md. I need three bedrooms and 2 baths in good neighborhood 301-706-1556
http://washingtondc.craigslist.org/mld/apa/4196235400.html
0 votes Share Flag Mon Dec 16, 2013 Rentals in Gaithersburg
Brent Mendel…, Real Estate Pro in Bethesda, MD
Brent Mendelson answered:
Will Two Rentals Hurt Ability to Get Approved for New Primary Residence?
Joe,

The mortgages will be counted against your DTI (debt to income) ratio. Whether you can use the rental income depends on the amount of equity you have in the property. It has to ... more
0 votes Share Flag Fri Jun 8, 2012 Financing in Gaithersburg
Jessica Hood,…, Real Estate Pro in Odenton, MD
Jessica Hood, Realtor & ASP answered:
Can seller or seller agent contact my buyer directly?
There is nothing to stop the Seller from contacting the buyer directly after months have passed. But the agent should have gone through you for contact. Your exclusive agency agreemen ... more
0 votes Share Flag Wed Apr 25, 2012 For Rent in 20877
Christine Mi…, Real Estate Pro in 20878
Christine Minutoli answered:
can you negotiate with NV homes when buying a pre-construction home?
You should have a realtor representing you who will know how to negotiate with the builder and have your back
0 votes Share Flag Fri Jan 10, 2014 Home Buying in 20878
BJ Matson, Real Estate Pro in Maryland
BJ Matson answered:
I am looking for stated income loan
Stated income loans became outlawed in Maryland... sorry
0 votes Share Flag Yesterday at 10:50am Financing in 20882
Alex Saenger…, Real Estate Pro in North Potomac, MD
Alex Saenger - Click Here! answered:
how is decoverly iv condominium in rockville for investment?
This is a great location, and these units rent well. I live nearby in North Potomac and work many rental listings a year in the area.

But if you are looking for an investment, condo ... more
0 votes Share Flag Wed Nov 14, 2012 Home Buying in Gaithersburg
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