20852 : Questions & Answers

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Anne Coscia &…, Other/Just Looking in Baltimore County, MD
Anne Coscia & Lora Graetzer answered:
Can someone recommend FHA mortgage lender for first time buyers in Rockville/North Bethesda?
Hello! You are welcome to check us out at the wbesite listed below. We are a direct endorsed FHA Lender and thoroughly enjoy working iwth 1st time buyers and more! We're working this ... more
0 votes Share Flag Sun Feb 24, 2013 Home Buying in 20852
Christine Sh…, Real Estate Pro in Bethesda, MD
Christine Sherrod answered:
Specifically, how does the crime rate for Rockville Estates compare to other neighborhoods in Rockville, such
Hi Tom,

I grew up in Rockville Estates and have lived in the area for 50+ years. You can go onto crime.com or better yet, go to http://www.montgomerycountymd.gov and go under police ... more
0 votes Share Flag Tue Mar 4, 2014 Crime & Safety in 20850
Peggy Souza, Real Estate Pro in 20852
Peggy Souza answered:
How is the Brookhaven subdivision (between Connecticut and Viers Mill) in Rockville for 1st time homebuyers?
Hi Dp - I am not clear on whether you are interested in this area as an investment opportunity or whether you plan on owner occupancy based upon your questions. However, there are many ... more
0 votes Share Flag Sun Aug 23, 2009 Home Buying in Rockville
Bruce Lemieux, Real Estate Pro in Montgomery County, MD
Bruce Lemieux answered:
What sort of closing costs are associated with bank owned properties?
Amanda, When you make a purchase offer to a bank, they typically sell 'as-is', so you can write in an inspection contingency that allows you to void the contract if you don't like what ... more
0 votes Share Flag Thu Aug 20, 2009 Home Buying in Rockville
Bruce Lemieux, Real Estate Pro in Montgomery County, MD
Bruce Lemieux answered:
Can I write-off FHA Mortgage Insurance Premium (UFMIP)?
Hi S, This isn't a question a real estate agent can answer, so see an accountant.

With that disclaimer, since this is rolled into your mortgage, you didn't actually pay this fee at s ... more
0 votes Share Flag Mon Jan 10, 2011 Home Insurance in 20850
Gary May, Real Estate Pro in Rockville, MD
Gary May answered:
I am looking for a Combo loan in Montgomery County, MD
S.

Congratulations on taking the steps in becoming a home buyer. With the 8,000 tax credit what a great incentive to become a new home owner. With the FHA mortgage, you can finance ... more
0 votes Share Flag Mon Mar 2, 2009 Home Buying in Rockville
Bruce Lemieux, Real Estate Pro in Montgomery County, MD
Bruce Lemieux answered:
What are the financial credits/options available for first time home buyer?
Hi Sanu,

As a buyer, you can negotiate credits to pickup closing costs from the seller. This is true of any buyer -- first time or otherwise. Your chosen mortgage will determine * ... more
0 votes Share Flag Thu Feb 18, 2010 Home Buying in 20852
Metro DC Hou…, Real Estate Pro in 20036
Metro DC Houses Team answered:
First time home buyer; want to buy a condo in Rockville or Gaithersburg. Please advise how to select an agent.
There are many agents who specialize in working with buyers - just as there are those which specialize in working with listings, or high-end properties, etc.

Look for an agent who kn ... more
0 votes Share Flag Wed Feb 18, 2009 Home Buying in Rockville
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
What are the resale consequences for a home that backs up to a park (Maryvale)? The backyard has a fence
Have a realtor pull history of like properties back up to the park. Usually homes back up to park are exception to rule where a family can walk out back door enjoy that entire area. H ... more
0 votes Share Flag Fri Feb 13, 2009 Home Buying in 20851
Marty S, Real Estate Pro in Irvine, CA
Marty S answered:
FHA Non jumbo limits for 2009
The Non Jumbo limit is 417k.

Montgomery County is a high Cost area, so the FHA jumbo limit goes to 625k.

I am a mortgage broker. If I can be of service, please let me know!

Ma ... more
0 votes Share Flag Tue Jan 20, 2009 Home Buying in Rockville
Jon Tucker, Real Estate Pro in Ellicott City, MD
Jon Tucker answered:
Is it possible to purchase a home without 20% down?
Sue,

I am Jon Tucker with RE/MAX 100. Yes you can buy a home without 20%. FHA loans at 95% are still available. I have several good lenders I can refer you to who give good rates ... more
0 votes Share Flag Wed May 19, 2010 Financing in Rockville
real estate…, Real Estate Pro in Montgomery County, MD
real estate md va dc answered:
Should I Purchase a home In N. Bethesda/Rockville, MD or wait ? How low will it get in this area with Fed Gov?
No need to wait, you're in the middle of the drop.. If we could time the bottom of the market, we'd all be rich. I think you are fine to buy now. Just look at what they were asking f ... more
0 votes Share Flag Sun Mar 29, 2009 Home Buying in 20852
Derek Joyner, Real Estate Pro in Winston Salem, NC
Derek Joyner answered:
Why Banks do not allow the same owners to SHORT SALE their own home. .if they have a qualified hardship?
It would be a door that if they let open than everyone would want to go thru that door. So they set it as a case by case basis. I think this is the best way to handle it. You leave that ... more
0 votes Share Flag Thu Nov 20, 2008 Home Buying in 20852
Amanda Lopez, Real Estate Pro in Baltimore, MD
Amanda Lopez answered:
Is there such a law stating that in a short sale an agent is not supposed to use his/her commission toward?
I'm not sure if it is a law but I have seen banks that won't pay commission to an agent purchasing a house that is bank owned.
0 votes Share Flag Thu Oct 23, 2008 Home Buying in 20852
real estate…, Real Estate Pro in Montgomery County, MD
real estate md va dc answered:
Cost of living and quality of life?
I live and work in Rockville. It's a great place to move to, but yes, the cost of living is very high.

Rockville Town homes currently for sale:
0 votes Share Flag Fri Oct 17, 2008 Quality of Life in Rockville
Jeff - Ginny…, Real Estate Pro in Vero Beach, FL
Jeff - Ginny Mitchell answered:
Looking for a FHA Approved Lender in Rockville, MD area
Coldwell Banker Mortgage is writing and closing FHA loans. You may contact any Coldwell Banker Real Estate office for a direct line to the mortgage representative in your area. If it ... more
0 votes Share Flag Mon Nov 16, 2009 Home Buying in Rockville
Tammy Petril…, Real Estate Pro in Gaithersburg, MD
Tammy Petrillo answered:
Avg Cost Per Sq Ft Rockville, MD
I believe there are too many factors driving the cost per square foot of homes in Montgomery county. Age of the home, exact location, comparables are a few that come to mind. Are you ... more
0 votes Share Flag Tue Nov 2, 2010 Home Buying in Rockville
Jan Brito, Real Estate Pro in Bethesda, MD
Jan Brito answered:
what are the crime rates iin 20851?
Go to http://crimereports.com/. You can enter an address and get a map with the type of crime, date and time, and distance from the address. You can also enter just a zip code and get ... more
0 votes Share Flag Mon Sep 22, 2008 Crime & Safety in Rockville, MD
Bruce Lemieux, Real Estate Pro in Montgomery County, MD
Bruce Lemieux answered:
Minimum downpayment for first-time home buyers in Montgomery County, Maryland
Hi "S",

Right now, an FHA loan that requires a minimum of 3% down may be your best bet for a loan in the $500s. Most other loans will require 15 to 20% down. Speak to any reputable l ... more
0 votes Share Flag Tue Mar 29, 2011 Home Buying in 20850
Fernando Her…, Real Estate Pro in Maryland
Fernando Herboso answered:
I am in process to buy forclousure property. I make offer and the seller acept my offer, so the seller dont'
Unless the original offer specified for compensation to the buyer due to a delayed closing. .the answer is no.
Or you may introduce this when you are accepting an addendum to extend th ... more
0 votes Share Flag Mon Sep 15, 2008 Home Buying in 20852
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