20152 : Questions & Answers

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Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
which bank accept less than 2 year working experience?
They will want to know what you were doing prior to working 16 months. School would be a good answer.
0 votes Share Flag Wed Jan 30, 2013 Financing in Chantilly
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
I am India Girl unmarried working in Chantilly .Software Engineer earning $4000 Nett income per month. on H1B upto 2014.
Only permanent residents can qualify for a mortgage.
0 votes Share Flag Tue May 7, 2013 Financing in Chantilly
Leila Brown, Real Estate Pro in District of Columbia
Leila Brown answered:
i want 2 bed room apt in chantly

I suggest you find an agent and meet with that person and let them know what you are looking for in a rental. He/she can then send you properties that meet your criteria ... more
0 votes Share Flag Mon Apr 21, 2014 Rentals in Chantilly
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Buying new home in Chantilly, VA AVONLEA
At some point there will be an appraisal done to determine the value based on the plans & specs being proposed by the builder. This is designed to protect the lender and you.
0 votes Share Flag Wed Dec 18, 2013 Home Buying in 20152
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I want to refinance from FHA(taken in 2011) to Conventional(pay down LTV to 78%) to avoid PMI. Will i get any refund from upfront MPI.?
there are many companies which underwrite PMI. you would have to contact your carrier. you also may be able to ask your Title Company; they were working for YOU when you bought the hous ... more
0 votes Share Flag Sun May 22, 2011 Financing in 20152
Sally Grenier, Real Estate Pro in Erie, CO
Sally Grenier answered:
Hooray I think?Need help with short sale process.
All short sales are different. Some go smoothly, some are difficult. Some go quickly, some take months. It depends on how many lienholders are involved, and who they are (some banks are ... more
0 votes Share Flag Mon Jul 25, 2011 Home Buying in 20152
Jim McCowan…, Real Estate Pro in Arlington, VA
Jim McCowan (703) 395-0166 answered:
My fiance and I want to get pre-approved for a mortgage. Will it hurt his credit if he tries to get approved without me and then again with me.?
It won't hurt, but it might be a good idea to do it together just so you'll know what your credit scores are.
0 votes Share Flag Tue Feb 1, 2011 Credit Score in 20152
Kevin Berry, Real Estate Pro in Fairfax County, VA
Kevin Berry answered:
HI! I am looking for a house/building which will be good to open a daycare.Fairfax/Centreville area. Main street, fewer neigbors. Thank you
What size daycare are you planningf? What is your price range? You can search my website for possible locations.

Kevin Berry
Associate Broker
RE/MAX Gateway
0 votes Share Flag Thu Sep 22, 2011 Home Buying in 20151
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Hi, We are looking for a single family home not older than 10-15 years,closer to Dullas area, towards Tysons corner, not much closer to the Airport,
Here are the active listings for homes in that area--stretching from Dulles down to Fair Oaks. There would be a lot more if the search were extended down the 66 corridor toward Tyson� ... more
0 votes Share Flag Thu Feb 12, 2015 Home Buying in Chantilly
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
i have a 4-bedroom floor plan, but the 4th bedroom was made into a sitting room, open space between master and sitting. I want to convert it to a
This will most likely not make a difference in the appraisal. The square footage matters more than 3 vs. 4 bedrooms.
0 votes Share Flag Thu Sep 22, 2011 Remodel & Renovate in 20152
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
How high is the crime at the Abbey apartments on Thoroughgood Drive?
If you are concerned about crime, your best source of information is the local police department--visit/call and ask all your questions--they'll gladly help.
0 votes Share Flag Thu Apr 10, 2014 Crime & Safety in 20152
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
Pros & cons of using the listing agent as the buyers agent.
The listing agent has their highest priority as the person selling the house. That means they are looking out for the seller, and not your best interests.

I would use a different age ... more
0 votes Share Flag Mon Jun 21, 2010 Foreclosure in 20152
Vicky Chrisn…, Real Estate Pro in 20132
Vicky Chrisner answered:
The new tax assessment for 2010 shows big drop in 20152. How will this value influence the market price? Should I buy now or wait and see?
No, there's nothing wrong with that community, it's just not part of South Riding. I know it well. Some great homes there. The tax value, in and of itself, has no bearing o ... more
0 votes Share Flag Thu Feb 9, 2012 Home Buying in 20152
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Went looking at new homes w/out my Buyer's agent...
HI Nek

Did you mention that you had an agent?
Does the builder cooperate with agents?

In my experience, your agent would have had to take you to the site, and sign you in, in ord ... more
0 votes Share Flag Thu Sep 22, 2011 Home Buying in 20152
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
I've noticed that the listing price for houses in 20152 is around 15-20% lower than its '09 assessment. Is there any wrong with the area or?

Assessments have absolutely nothing to do with what a home is worth. Nothing. Nada. Zilch.

Prices have declined in Loudoun County (as well as Prince William and most area ... more
0 votes Share Flag Sat Dec 5, 2009 Home Buying in 20152
Andy Krumholz…, Real Estate Pro in Reston, VA
Andy Krumholz, GRI, CDPE answered:
5% down payment for a TH - any loan product out there?
Hi Zaid,

There are three ways to do a 5% down payment (DP) or less these days. The obvious answer is to do an FHA loan which requires a minium of 3.5% down payment. You can put dow ... more
0 votes Share Flag Wed Jan 30, 2013 Financing in 20151
Andy Krumholz…, Real Estate Pro in Reston, VA
Andy Krumholz, GRI, CDPE answered:
Conventional Vs FHA
Hi Zaid,

While it often times doesn't seem fair, a seller may favor the conventional loan over an FHA loan for a couple of reasons.

Typically, a borrower taking out a conve ... more
0 votes Share Flag Wed Sep 9, 2009 Home Buying in 20151
Kristal Wils…, Real Estate Pro in Long Beach, CA
Kristal Wilson answered:
we made an offer on a short sale and we are pre approved. Why did bank ask for last two months of pay stubs?
Every short sale transaction appears to be different but I would consider this a positive sign. The bank would ask for most recent paystubs to verify the amount of your income and that ... more
0 votes Share Flag Thu Dec 17, 2009 Home Buying in 20152
Monika Kumar…, Real Estate Pro in 22181
Monika Kumar & Realty Geeks answered:
Question on short sales
Lenders are little easier now than they were a year ago. But it is still as good as the listing agent or person negotiating.

It does take longer than resale - about 2-4 months av ... more
0 votes Share Flag Thu Sep 22, 2011 Home Buying in 20151
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