Home Buying in 20019 : Questions & Answers

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Carrot2k3, Home Owner in Washington, DC
Carrot2k3 answered:
What is pmi for conventinal loan, 5% down payment in riverside county california. Loan amount = $420, 000. What is PMI for FHA loan 3.5% down.
I'm not sure how accurate this site it, but I've used it to get a rough estimate of the costs associated with an FHA mortgage:

http://www.anytimeestimate.com/FHA/fha-mortga ... more
0 votes Share Flag Thu Jan 26, 2012 Home Buying in Logan Circle/ Shaw
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
What are the pros & cons of buying a coop vs condo in Washington, DC?
Correct. Understand the legal difference between a condo and a coop. In a condo, you OWN your own unit. There will be some common area space that all unit owners pay for--the lobby, etc ... more
0 votes Share Flag Mon Apr 9, 2012 Home Buying in 20016
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
how much do i need to put down on a 450,000 mortgage?
It depends upon where you are buying and what mortgage(s) you qualify for.
0 votes Share Flag Sat Apr 21, 2012 Home Buying in Logan Circle/ Shaw
John Loulan, Real Estate Pro in Washington, VA
John Loulan answered:
Income Guidelines
If you won the lottery you would not have to move, if you married a wealthy person after you closed as far as I know you would not have to move. It would not be ethical to ask an employ ... more
0 votes Share Flag Sun Jan 8, 2012 Home Buying in Washington
Kelly Putz, Real Estate Pro in 21701
Kelly Putz answered:
1700 W ST SE #1Washington, DC 20020 2 bedroom, 2 bathroom, 0 partial bath, 915 square feet, CONDO The Buxton Condominium
I'm not sure they are new build condos. They appear to be renovated from an old condo building. There are income guidelines, but it is going to depend on which unit you select (mos ... more
0 votes Share Flag Sun Jan 8, 2012 Home Buying in Washington
Angela C. Ka…, Real Estate Pro in Arlington County, VA
Angela C. Kasey answered:
I am a first time home buyer looking for assistance and grants for downpayment and repair. Lookng for a one bedroom condo in 2002 area/ large studio
There are loan programs the require $0 down. Also, you may want to look into 203k (renovation loans). Also, the Greater Washington Urban League has a great homebuyer assistance program ... more
0 votes Share Flag Sun Jan 22, 2012 Home Buying in Washington
Elbert Graves, Real Estate Pro in Washington, DC
Elbert Graves answered:
Looking to buy a condo for max $235K, walking distance to the Metro, in DC. What are my best options? I'm a single female with 2 dogs.
Hello my name is Elbert Graves with Long and foster Realtors, Is there a specific area in DC that you like, If so let me know and I will do reseach for you. Elbert.graves@Lnf.com
0 votes Share Flag Tue Feb 28, 2012 Home Buying in Washington
Bill Panici,…, Real Estate Pro in Washington, DC
Bill Panici, GRI, CRS answered:
Home Purchase Programs
May I suggest you contact the Housing Counseling Services at 2410 17th Street, NW; (202)667-7006. They will inform you about any home buying programs available to you. They will also ... more
0 votes Share Flag Wed Jan 4, 2012 Home Buying in Washington
Erich Cabe, Real Estate Pro in 20008
Erich Cabe answered:
Can sellers re-list the house if you have a ratified contract?
The short answer is no, but it would depend on what contingencies are in the contract and whether or not they have been met. Have all contingencies been removed?

Best,

Erich Cabe
0 votes Share Flag Fri Dec 2, 2011 Home Buying in Washington
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
A buyers agent agreement we have been asked to sign stipulates an additional fee above the commission %, is this common? and how high?
The terms of the agreement are negotiable, therefore do have a discussion with your agent before signing...
0 votes Share Flag Mon Jan 5, 2015 Home Buying in Washington
Allan Erps, Real Estate Pro in 10954
Allan Erps answered:
Credit Reports
Just their own rating systems and do not try to make sense of it. Regardless, the Banks will "throw out" the highest and lowest scores and use your middle number as their true ... more
0 votes Share Flag Sun Nov 13, 2011 Home Buying in Washington
Christopher…, Real Estate Pro in 10591
Christopher Pagli - ABR, GREEN answered:
Processing time frame.
Hi, It depends on the state, I would say 45-90 is normal. It also depends on all parties involved, especially the lender.

Christopher Pagli
Licensed Associate Broker
Accredited Bu ... more
0 votes Share Flag Sun Nov 13, 2011 Home Buying in Washington
Brian Gormley, Real Estate Pro in Bethesda, MD
Brian Gormley answered:
Will my short sale finish faster?
Prior price is irrelevant. They are ordering a new BPO likely because the old one expired. Wherever the new value comes in, is what you'll be stuck with - could be more or less f ... more
0 votes Share Flag Thu Oct 20, 2011 Home Buying in Washington
The Isaacs T…, Real Estate Pro in District of Columbia
The Isaacs Team answered:
Do people think southwest waterfront has appreciation potential? Most of the available real estate in that area is so 1960's - not much charm,
Absolutely! I strongly believe the massive development projects going on in Southwest will pave the way (pun intended) for increased values. As the history of the area shows, much of S ... more
0 votes Share Flag Wed Oct 26, 2011 Home Buying in Washington
John Loulan, Real Estate Pro in Washington, VA
John Loulan answered:
I'm investor looking for 1 or 2 bedrm in NW D.C. ideally Foggy Bottom / Dupont Cir. Would like advice as to timing and what net renting yld to?
This format is not ideally suited for investment advice. It really takes a conversation to find out what your goals are to give you the best advice. Tax shelter? Future Appreciation? Ca ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in Georgetown
Melissa Bark…, Real Estate Pro in Arlington, VA
Melissa Barkalow answered:
i am trying to find an apartment for my son who will be a junior at georgtown nex year. He is very responsible and lovely and not a party boy at
Hi

It depends on a few things: your price range, how close to Georgetown your son needs/wants to be. For rentals your best best might be Craig's List since more rentals end up ... more
0 votes Share Flag Sat Oct 8, 2011 Home Buying in Georgetown
Brent Mendel…, Real Estate Pro in Bethesda, MD
Brent Mendelson answered:
banks offering stated income loans in washington dc
As far as I know staed income loans are a thing of the past thanks to Dodd-Frank. A serious mistake IMO. I hear rumors of a workaround but I couldn't point you in the right directi ... more
0 votes Share Flag Wed Oct 5, 2011 Home Buying in Washington
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
how do i refine my search to look for FHA approved homes?
Only condominiums need to be approved by FHA. You can search the FHA approved condo database at https://entp.hud.gov/idapp/html/condlook.cfm (I suggest you search by zip code rather th ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in 20001
Tony McMahon, Real Estate Pro in 20601
Tony McMahon answered:
Fairfax Villiage in SE Washington, DC
It appears you are correct Fungirl.
0 votes Share Flag Mon Dec 3, 2012 Home Buying in Fairfax Village
Andy Peers, Real Estate Pro in Washington, DC
Andy Peers answered:
How much did 4123 18th St NE in Washington DC cost in 1951?
Great question. Question of the YEAR! I look forward to hearing the answer... And the reason for the question.
0 votes Share Flag Fri Aug 5, 2011 Home Buying in Washington
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