Home Buying in 19152 : Questions & Answers

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Fred Glick, Real Estate Pro in Los Angeles, CA
Fred Glick answered:
60K salary with a 220K mortgage. Is there any way I could qualify for another mortgage? If so, how much could a bank possibly offer?
I don't know what the taxes are or your other debts but it should work.

Happy to run numbers with no obligation.

Fred Glick, NMLS #133975
U S Loans Mortgage LLC #51022
215-238-9 ... more
0 votes Share Flag Thu Jan 10, 2013 Home Buying in Philadelphia
Sally Grenier, Real Estate Pro in Erie, CO
Sally Grenier answered:
Will I we able to obtain a mortgage if I was out of work due to injury for the majority of 2012. My 2011 tax returns are solid and my credit is 670.
The only way to know for sure is to talk to a local lender and get prequalified. There are many factors involved, besides credit score and income. They will look at employment history, ... more
0 votes Share Flag Wed Jan 16, 2013 Home Buying in Philadelphia
Don Sherman, Real Estate Pro in Philadelphia, PA
Don Sherman answered:
Are there center city condos that have NO pet limits and other stupid rules!?
Hi Mike;
I would like to wish you a happy & healthy new year.
All condos have rules whi h vary from condo to condo. Supply me with a list of the condos. You are interested in & ... more
0 votes Share Flag Fri Jan 4, 2013 Home Buying in Philadelphia
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Looing for a Realtor who is familiar with West Philadelphia
Ask people you may know for recommendations; or contact and interview in person a few local agents from different realty companies, then choose the one you like best.
0 votes Share Flag Sat Dec 29, 2012 Home Buying in Philadelphia
Fred Glick, Real Estate Pro in Los Angeles, CA
Fred Glick answered:
In need of a co-borrow due to income, a relative in another state with greater income agreed. Both of our credit is over 700. Can I obtain a mortage?
You should as long as the income/debt ratios work.

I am a 30 year licensed mortgage broker (NMLS #133975).

I would need to talk details so call me at 2152389400.

Fred Glick
U ... more
0 votes Share Flag Sat Jan 12, 2013 Home Buying in Philadelphia
Lamontondeck, Home Buyer in Philadelphia, PA
Lamontondeck answered:
I was born and raised at 827 south 56th St. It saddens me to see it abandon. Drove by the other day and my heart just broke. Don
SO WHAT DID YOU HAVE IN MIND?

lamontondeck@hotmail.com
0 votes Share Flag Sun Dec 23, 2012 Home Buying in Cobbs Creek
Denise Lee, Real Estate Pro in Philadelphia, PA
Denise Lee answered:
I really need help im located in Northeast Philadelphia,me and my soon to be husband are looking for information for first time home buyers
Mercedes, the first step in home ownership is getting pre-approved for a mortgage, once we have
that piece of the puzzle we can start looking at neighborhoods and price points.
Give ... more
0 votes Share Flag Fri Dec 28, 2012 Home Buying in Philadelphia
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
IS THE INTREST RATE GOING UP ON HOMES?
Interest rates fluctuate almost daily, however, with the announcement by the Federal Reserve Bank earlier this week that they will be holding their rates steady until unemployment falls ... more
0 votes Share Flag Tue Dec 18, 2012 Home Buying in Philadelphia
Sarah Goulart…, Real Estate Pro in Bourne, MA
Sarah Goulart Nathe answered:
HOW TO GET THE SELLER TO COME DOWN ON THE PRICE OF A HOUSE ?
Make an offer and back it up with comparable sales in the area. Use a buyers agent to help you.
0 votes Share Flag Tue Dec 18, 2012 Home Buying in Philadelphia
Don Sherman, Real Estate Pro in Philadelphia, PA
Don Sherman answered:
FIRST TIME HOME BUYERS PROGRAMS
Yes therre are.Call me so we can discuss them.
Don Sherman -SRES
Century 21 Advantage Gold
Cell-267-716-8228
0 votes Share Flag Tue Dec 18, 2012 Home Buying in Philadelphia
Fred Glick, Real Estate Pro in Los Angeles, CA
Fred Glick answered:
What is the Closing cost on a Va home loan in Pa. I do not have to pay the funding fee Sale price is $130,000 Central Pa
Usually, it's about 4% of the sales price, but each house is different.

Your real estate agent should be able to get the seller to pay ALL the closing costs for you!

Let me know i ... more
0 votes Share Flag Sat Dec 15, 2012 Home Buying in Philadelphia
Sheri Curci, Real Estate Pro in Philadelphia, PA
Sheri Curci answered:
Does a new buyer have to pay back taxes on a property?
Good Evening Yana,

Only if its revealed upfront on the sellers disclosure or if the home is distressed and its marketed that way than...... yes you have knowledge.

But ..... if y ... more
0 votes Share Flag Sun Dec 16, 2012 Home Buying in Philadelphia
Philip J. Cu…, Real Estate Pro in Philadelphia, PA
Philip J. Cunningham Sr. answered:
I'm looking for an agent that has experience working with wholesale real estate investors in Philadelphia and/or Delaware County. Any referrals?
I work with all types of Real Estate investors. If you wish you can contact me in my office at 215-725-5700 Ext 49 I'm also on the Board of Directors for the PA Association of REALTORS ... more
0 votes Share Flag Mon Jan 7, 2013 Home Buying in 19146
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Is it at all possible that the owner would consider a lease/purchase for a first-time home buyer?
Lease/Option
You are desperate!
Your Credit or Finances, or both, will not allow you to go the conventional route:
You need the Seller to help you out!

The Seller will know it, ... more
0 votes Share Flag Sat Jan 11, 2014 Home Buying in Oak Lane/ East Oak Lane
Ryan Lockste…, Real Estate Pro in Philadelphia, PA
Ryan Lockstein answered:
i am a single parent looking for a 3 bedroom house for me and my two kids
Are you looking to buy or rent? What areas are you looking in? Feel free to give me a call to discuss if easier 267.879.5524.

Ryan Lockstein
HomeStarr Realty
215.355.5565
ryan@h ... more
0 votes Share Flag Wed Dec 12, 2012 Home Buying in Philadelphia
Denise Lee, Real Estate Pro in Philadelphia, PA
Denise Lee answered:
Neighborhood Question
Liam, I am a resident of East Falls and have owned a home there since 2006, so I am familiar with the area. The property values in East Falls compared to other Philadelphia Neighborhoo ... more
0 votes Share Flag Thu Dec 13, 2012 Home Buying in Philadelphia
Desare Kohn…, Real Estate Pro in Parkland, FL
Desare Kohn Laski answered:
do you think i can buy a home with a credit score of 604 & a grant of $ 5000.00 towards a down payment.
I would contact your local mortgage broker. They will be able to tell you exactly what you qualify for. Good luck!
0 votes Share Flag Tue Dec 11, 2012 Home Buying in 19133
Luis McKarthy…, Home Buyer in Philadelphia, PA
Luis McKarthy Vanugenhymer answered:
Hello Everyone, I have a question about home buying. I hope someone can help me with answers. Its going to be a little long so bare with me.
Btw, I know about the income/Debt ratio. My Income is like $2300-$2500 a month... I only have a $250 Sallie Mae bill to pay every month, and my car insurance, cell phone and thats about ... more
0 votes Share Flag Fri Dec 7, 2012 Home Buying in 19133
Fred Glick, Real Estate Pro in Los Angeles, CA
Fred Glick answered:
Why is the sq.ft. price so low in Penns Landing compared to say, Fishtown on the other side of BF Bridge? (I'm from out of state)
Hi Rich,

For residential property, the price per square foot is irrelevant because these are all very different properties.

OPPSF works with vacant commercial space, not residenti ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in Penn's Landing
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