Home Buying in 19147 : Questions & Answers

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Jonathan Unr…, Real Estate Pro in Philadelphia, PA
Jonathan Unrath answered:
i wonder if ditman a mix neighborhood
Its not a bad area Sheila. I just sold a condo at 8030 Ditman St, the Berkley Condos.

Are you preapproved? Would you like to go see this property. There is no fee for using my servic ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Tacony/ Wissinoming
Daniel Schwa…, Real Estate Pro in Philadelphia, PA
Daniel Schwartzman answered:
Are there any real estate agents who can help me find affordable residence in the Center City,East or West Mount Airy sections of Philadelphia?
Hi Billi,

Please email me at dschwartzman@cbpref.com so we could talk more in detail. I want to see how I can help you find your next home. I assume that you are looking to buy rathe ... more
0 votes Share Flag Sat Apr 13, 2013 Home Buying in Philadelphia
Christopher…, Real Estate Pro in Philadelphia, PA
Christopher Blouch answered:
Looking to buy around zip code 19116
Hi Dean,
If you email me (CBlouch@kw.com), I can email you all available homes that meet your criteria tonight. I'd be happy to help & I live in that area!
Thank you,
Christopher Blo ... more
0 votes Share Flag Mon Apr 22, 2013 Home Buying in Somerton
Scotty Gulla…, Real Estate Pro in Manayunk, PA
Scotty Gullaksen answered:
How can I find lease purchase properties in Phila PA?
Hi Sharon,

I can do a search for you on our MLS System for lease purchase properties. Just tell me what you are looking for and your monthly budget for rent.

You can email me: Sc ... more
0 votes Share Flag Sat Apr 13, 2013 Home Buying in 19128
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Once I get homeowner's insurance, can I change the monthly payment and will it reflect on my mortgage?
Before you close on the property you will get a policy. Let's say it is $600. The lender will bill you for it at closing and they will start adding $50 to your monthly payment so next y ... more
0 votes Share Flag Sat Apr 13, 2013 Home Buying in Philadelphia
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Hello Financing for home buyers with little income.
rgastald,
Lenders look at credit first, income second, the asset next. If your income is part time, chances are it isn't very much. If its part time and short time, which many part t ... more
0 votes Share Flag Thu Apr 11, 2013 Home Buying in Fairmount/Art Museum
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
Do I need to have my full down payment saved in order to get pre approved for a mortgage?
No, if you're close you can get pre-approved and start looking at homes. Your approval will be conditional, meaning if you don't have the money the loan won't be approved.

Best pla ... more
0 votes Share Flag Thu Apr 11, 2013 Home Buying in 19119
Robert C. We…, Real Estate Pro in Philadelphia, PA
Robert C. Weiss answered:
house appraised about $120,000 but numerous things are wrong
Hi Kathy,

What is your question?

Robert Weiss
Broker/Owner
Coldwell Banker Hearthside Realtors
215-379-2002
r.weiss@cbhearthside.com
0 votes Share Flag Sat Apr 13, 2013 Home Buying in Roxborough
Allan Erps, Real Estate Pro in Nanuet, NY
Allan Erps answered:
What are the out of pocket closing cost?
In my area they would be things like the inspection, Insurance premium, and any up front fees charged by a Mortgage Broker.
0 votes Share Flag Thu Jul 4, 2013 Home Buying in Philadelphia
Cassandra M…, Real Estate Pro in Woodstock, GA
Cassandra M Bickel answered:
If I purchase a owner occupied home, what is the process of taking over the utilities for the house? Any fees associated with it?
Yes, of course. You will be responsible for getting all utilities turned on in your name. And each service company is going to charge an "activation" or "turn on" fee. Also be prepar ... more
0 votes Share Flag Thu Apr 11, 2013 Home Buying in Philadelphia
Eric Axelson, Real Estate Pro in Philadelphia, PA
Eric Axelson answered:
When do you begin getting quotes on homeowners insurance?
Hi Malita, as soon as you have a property identified, or after you sign contracts. You need to have an address to give them. It only takes a few days to get, so you can wait until after ... more
0 votes Share Flag Fri Sep 5, 2014 Home Buying in Philadelphia
Joseph S. Co…, Real Estate Pro in New Jersey
Joseph S. Cordova answered:
approved for loan for mortgage but not enough trade line 664 score 10,000 saved
My company has no overlays of minimum trade lines for a 664 score. The one tradelien will be fine. How many months history do you have for the one credit card?
0 votes Share Flag Mon Apr 8, 2013 Home Buying in Philadelphia
Eric Axelson, Real Estate Pro in Philadelphia, PA
Eric Axelson answered:
A week before closing, seller contacts me to let me know that valuable architectural pieces were stolen from the house. What do I do?
Hi Chris, first let me say that I am sorry this has happened to you. Second, I must disclaim that I am not an attorney and these are just my thoughts, but should not be taken as legal a ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in 19148
Stephen Webb…, Home Owner in California
Stephen Webber answered:
First Time Homebuyer grant effect debt/income ration?!
Hi Malita
The Grant may include an interest rate or to be paid down each month. The lender should know what to factor in when you applied for the grant ?? Maybe they are waiting for th ... more
0 votes Share Flag Fri Apr 5, 2013 Home Buying in Philadelphia
Philip J. Cu…, Real Estate Pro in Philadelphia, PA
Philip J. Cunningham Sr. answered:
I would like to know is there a company or an organization that can help people clean up there credit report?
Now since you are in Philadelphia you need to go to www.HUD.gov or WWW.NACA.com since you did not say weather your buying or not you need to check it out because if not free then it is ... more
0 votes Share Flag Fri Apr 5, 2013 Home Buying in Philadelphia
Robbie Mahal…, Real Estate Pro in Philadelphia, PA
Robbie Mahallati answered:
Hello! My credit is horrible (555), but I am in need of trying to buy a house. Is there any hope for me?
There sure is Tanesha! Im 100% sure we can help!!! Just check out what we do>>>>>>>>>>>>>>>>>>>> www.phillystoprenting.com
0 votes Share Flag Tue Apr 2, 2013 Home Buying in Philadelphia
Frank Ratka…, Real Estate Pro in Philadelphia, PA
Frank Ratka III answered:
What is the process of buying a "short sale" home?
First and foremost PATIENCE. The process is similar to a standard sale but a bit more complicated having a third party approval(the bank). The difficulty varies from lender to lender. A ... more
0 votes Share Flag Mon Apr 1, 2013 Home Buying in Philadelphia
Don Sherman, Real Estate Pro in Philadelphia, PA
Don Sherman answered:
First time buyer looking to buy a home and owner occupy it while renting the other bedrooms out to friends. Which mortgage type?
There isn't a special mortgage needed in this situation.You will be occupy the home & the city allows up to 3 unrelated people to live in a single family residence. You can use ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in Philadelphia
Eric Axelson, Real Estate Pro in Philadelphia, PA
Eric Axelson answered:
I am a first-time home buyer with outstanding credit (score>850), looking to buy in the Center City area, and in search of a pro-active real estate
Hi Jehana, congratulations on deciding to buy a home, and for maintaining good finances. I am a multi-million-dollar producer in Center City. My office is on Rittenhouse Square and I am ... more
0 votes Share Flag Thu Apr 4, 2013 Home Buying in Philadelphia
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